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Investment Securities (Tables)

3 Months Ended

Sep. 30, 2025

Investment Securities

Schedule of available-for-sale securities reconciliation


					Gross			Gross			Estimated
		Amortized			Unrealized			Unrealized			Fair			Carrying
September 30, 2025		Cost			Gains			(Losses)			Value			Value
(In Thousands)
Held to maturity
U.S. government sponsored enterprise MBS⁽¹⁾		$	99,154		$	124		$	(9,284)		$	89,994		$	99,154
U.S. government sponsored enterprise CMO⁽²⁾			4,466			18			(78)			4,406			4,466
U.S. SBA securities⁽³⁾			257			—			(3)			254			257
Total investment securities - held to maturity			103,877			142			(9,365)			94,654			103,877

Available for sale
U.S. government agency MBS⁽¹⁾			1,027			11			—			1,038			1,038
U.S. government sponsored enterprise MBS⁽¹⁾			422			9			—			431			431
Private issue CMO⁽²⁾			75			—			—			75			75
Total investment securities - available for sale			1,524			20			—			1,544			1,544
Total investment securities		$	105,401		$	162		$	(9,365)		$	96,198		$	105,421

(1)Mortgage-Backed Securities (“MBS”)

(2)Collateralized Mortgage Obligations (“CMO”)

(3)Small Business Administration (“SBA”)


					Gross			Gross			Estimated
		Amortized			Unrealized			Unrealized			Fair			Carrying
June 30, 2025		Cost			Gains			(Losses)			Value			Value
(In Thousands)
Held to maturity
U.S. government sponsored enterprise MBS		$	104,549		$	127		$	(10,305)		$	94,371		$	104,549
U.S. government sponsored enterprise CMO			4,525			14			(108)			4,431			4,525
U.S. SBA securities			325			—			(1)			324			325
Total investment securities - held to maturity			109,399			141			(10,414)			99,126			109,399

Available for sale
U.S. government agency MBS			1,072			10			—			1,082			1,082
U.S. government sponsored enterprise MBS			436			10			—			446			446
Private issue CMO			79			—			—			79			79
Total investment securities - available for sale			1,587			20			—			1,607			1,607
Total investment securities		$	110,986		$	161		$	(10,414)		$	100,733		$	111,006

Schedule of investments with unrealized loss position


As of September 30, 2025		Unrealized Holding Losses						Unrealized Holding Losses						Unrealized Holding Losses
(In Thousands)		Less Than 12 Months						12 Months or More						Total
		Fair			Unrealized			Fair			Unrealized			Fair			Unrealized
Description of Securities		Value			Losses			Value			Losses			Value			Losses
Held to maturity
U.S. government sponsored enterprise MBS		$	—		$	—		$	85,978		$	9,284		$	85,978		$	9,284
U.S. government sponsored enterprise CMO			—			—			3,405			78			3,405			78
U.S. SBA securities			—			—			255			3			255			3
Total investment securities - held to maturity			—			—			89,638			9,365			89,638			9,365

Available for sale
U.S government agency MBS			37			—			13			—			50			—
Private issue CMO			—			—			16			—			16			—
Total investment securities - available for sale			37			—			29			—			66			—
Total investment securities		$	37		$	—			89,667		$	9,365		$	89,704		$	9,365


As of June 30, 2025		Unrealized Holding Losses						Unrealized Holding Losses						Unrealized Holding Losses
(In Thousands)		Less Than 12 Months						12 Months or More						Total
		Fair			Unrealized			Fair			Unrealized			Fair			Unrealized
Description of Securities		Value			Losses			Value			Losses			Value			Losses
Held to maturity
U.S. government sponsored enterprise MBS		$	—		$	—		$	90,022		$	10,305		$	90,022		$	10,305
U.S. government sponsored enterprise CMO			—			—			3,435			108			3,435			108
U.S. SBA securities			324			1			—			—			324			1
Total investment securities - held to maturity			324			1			93,457			10,413			93,781			10,414

Available for sale
U.S government agency MBS			37			—			13			—			50			—
Private issue CMO			—			—			17			—			17			—
Total investment securities - available for sale			37			—			30			—			67			—
Total investment securities		$	361		$	1		$	93,487		$	10,413		$	93,848		$	10,414

Schedule of investments classified by contractual maturity


		September 30, 2025						June 30, 2025
					Estimated						Estimated
		Amortized			Fair			Amortized			Fair
(In Thousands)		Cost			Value			Cost			Value
Held to maturity
Due in one year or less		$	250		$	248		$	69		$	68
Due after one through five years			11,683			11,187			4,921			4,760
Due after five through ten years			48,290			44,598			40,773			38,224
Due after ten years			43,654			38,621			63,636			56,074
Total investment securities - held to maturity			103,877			94,654			109,399			99,126

Available for sale
Due in one year or less			—			—			—			—
Due after one through five years			—			—			—			—
Due after five through ten years			1,421			1,440			1,483			1,501
Due after ten years			103			104			104			106
Total investment securities - available for sale			1,524			1,544			1,587			1,607
Total investment securities		$	105,401		$	96,198		$	110,986		$	100,733