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Condensed Consolidated Statements of Operations - USD ($)
$ in Thousands
 3 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Interest income:    
Loans receivable, net $ 13,131 $ 13,023
Investment securities 430 482
FHLB - San Francisco stock and other equity investments 211 210
Interest-earning deposits 374 360
Total interest income 14,146 14,075
Interest expense:    
Checking and money market deposits 51 53
Savings deposits 171 112
Time deposits 2,764 2,659
Borrowings 2,230 2,635
Total interest expense 5,216 5,459
Net interest income 8,930 8,616
Recovery of credit losses (626) (697)
Net interest income, after recovery of credit losses 9,556 9,313
Non-interest income:    
Loan servicing and other fees 146 104
Other 100 177
Total non-interest income 813 899
Non-interest expense:    
Salaries and employee benefits 4,770 4,633
Premises and occupancy 947 951
Equipment 406 343
Professional 414 426
Sales and marketing 148 173
Deposit insurance premium and regulatory assessments 165 183
Other 784 814
Total non-interest expense 7,634 7,523
Income before income taxes 2,735 2,689
Provision for income taxes 1,054 789
Net income $ 1,681 $ 1,900
Basic earnings per share ( in dollars per share) $ 0.26 $ 0.28
Diluted earnings per share ( in dollars per share) $ 0.25 $ 0.28
Deposit account fees    
Non-interest income:    
Non-interest income $ 265 $ 298
Card and processing fees    
Non-interest income:    
Non-interest income $ 302 $ 320