XML 81 R68.htm IDEA: XBRL DOCUMENT v3.25.3
Segment Reporting (Details)
$ / shares in Units, $ in Thousands
 3 Months Ended
Sep. 30, 2025
USD ($)
segment
$ / shares
Sep. 30, 2024
USD ($)
$ / shares
Quarterly Results of Operations (Unaudited)    
Number of reportable segments | segment 1  
Interest income $ 14,146 $ 14,075
Interest expense 5,216 5,459
Net interest income 8,930 8,616
Recovery of credit losses (626) (697)
Net interest income, after recovery of credit losses 9,556 9,313
Non-interest income 813 899
Non-interest expense 7,634 7,523
Income before taxes 2,735 2,689
Provision for income taxes 1,054 789
Net Income (Loss) $ 1,681 $ 1,900
Diluted earnings per share | $ / shares $ 0.25 $ 0.28
Return on average assets 0.55% 0.61%
Return on average equity 5.17% 5.78%
Net interest margin 3.00% 2.84%
Efficiency ratio 78.35% 79.06%
Loans held for investment growth (0.38%) (0.41%)
Deposit growth (1.57%) (2.76%)
Loans held for investment as a percentage of total deposits 119.08% 121.39%
Core deposits as a percentage of total deposits 64.68% 69.42%
Tier 1 leverage capital ratio 0.0955 0.0963
Non-performing assets as a percentage of total assets 0.15% 0.17%