XML 21 R8.htm IDEA: XBRL DOCUMENT v3.25.3
Condensed Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 3 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Cash flows from operating activities:    
Net income $ 1,681 $ 1,900
Adjustments to reconcile net income to net cash provided by operating activities :    
Depreciation and amortization 810 902
Recovery of credit losses (626) (697)
Net unrealized loss (gain) on other equity investments 28 (25)
Stock-based compensation 123 173
Provision for deferred income taxes 272 626
Decrease in accounts payable, accrued interest and other liabilities (997) (1,009)
Decrease in prepaid expenses and other assets 1,205 689
Net cash provided by operating activities 2,496 2,559
Cash flows from investing activities:    
Net decrease in loans held for investment 4,273 4,727
Principal payments from investment securities - held to maturity 5,449 5,673
Principal payments from investment securities - available for sale 64 66
Purchase of premises and equipment (44) (171)
Net cash provided by investing activities 9,742 10,295
Cash flows from financing activities:    
Net decrease in deposits (13,933) (24,484)
Proceeds from long-term borrowings   44,000
Repayments of long-term borrowings (5,008) (5,000)
Proceeds from (repayments of) short-term borrowings, net 5,000 (28,000)
Treasury stock purchases (1,059) (1,464)
Withholding taxes on stock-based compensation   (128)
Cash dividends (921) (961)
Net cash used for financing activities (15,921) (16,037)
Net decrease in cash and cash equivalents (3,683) (3,183)
Cash and cash equivalents at beginning of period 53,090 51,376
Cash and cash equivalents at end of period 49,407 48,193
Supplemental information:    
Cash paid for interest $ 5,652 $ 5,608