20 February 2008                                                                



vestjyskBANK                                                                    


Annual Report for 2007                                                          


The high level of income has been maintained, and the year 2007 shows highly    
satisfactory pre-tax profits of DKK 291m.                                       

The cost percentage has been calculated at 56% and thus barely lives up to the  
Bank's overall objective of 55%. The reason for this is that we have expanded   
the number of our staff by 26.                                                  

Return on investment of average shareholders' equity is 17% before tax.         

The total business volume has increased by 22.5% to a total of DKK 29.2bn.