Fair Value (Tables)

9 Months Ended

Sep. 30, 2012

Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]

					Quoted Prices in	Significant
					Active Markets	Other	Significant
					for	Observable	Unobservable
					Identical Assets	Inputs	Inputs
(Dollars in thousands)				Amount	(Level 1)	(Level 2)	(Level 3)
September 30, 2012:
Securities available-for-sale:
	Agency obligations		$	34,616	—	34,616	—
	Agency RMBS			137,613	—	137,613	—
	State and political subdivisions			81,969	—	81,969	—
	Trust preferred securities:
		Individual issuer		621	—	—	621
Total securities available-for-sale				254,819	—	254,198	621
Other assets ⁽¹⁾				1,281	—	1,281	—
		Total assets at fair value	$	256,100	—	255,479	621

Other liabilities⁽¹⁾				1,281	—	1,281	—
		Total liabilities at fair value	$	1,281	—	1,281	—

December 31, 2011:
Securities available-for-sale:
	Agency obligations		$	51,085	—	51,085	—
	Agency RMBS			164,798	—	164,798	—
	State and political subdivisions			81,713	—	81,713	—
	Trust preferred securities:
		Pooled		100	—	—	100
		Individual issuer		1,886	—	—	1,886
Total securities available-for-sale				299,582	—	297,596	1,986
Other assets ⁽¹⁾				1,325	—	1,325	—
		Total assets at fair value	$	300,907	—	298,921	1,986

Other liabilities⁽¹⁾				1,325	—	1,325	—
		Total liabilities at fair value	$	1,325	—	1,325	—

⁽¹⁾Represents the fair value of interest rate swap agreements.

Fair Value, Assets and Liabilities Measured on Nonrecurring Basis [Table Text Block]

				Quoted Prices in
				Active Markets	Other	Significant
				for	Observable	Unobservable
				Identical Assets	Inputs	Inputs
(Dollars in thousands)			Amount	(Level 1)	(Level 2)	(Level 3)
September 30, 2012:
Loans held for sale		$	5,682	—	5,682	—
Loans, net⁽¹⁾			13,674	—	—	13,674
Other real estate owned			4,925	—	—	4,925
Other assets ⁽²⁾			1,441	—	—	1,441
	Total assets at fair value	$	25,722	—	5,682	20,040

December 31, 2011:
Loans held for sale		$	3,346	—	3,346	—
Loans, net⁽¹⁾			9,765	—	—	9,765
Other real estate owned			7,898	—	—	7,898
Other assets ⁽²⁾			1,245	—	—	1,245
	Total assets at fair value	$	22,254	—	3,346	18,908

⁽¹⁾Loans considered impaired under FASB ASC 310-10-35 Receivables. This amount reflects the recorded investment in
	impaired loans, net of any related allowance for loan losses.
⁽²⁾Represents the carrying value of MSRs, net.

Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Table Text Block]

				Nine months ended September 30,
(Dollars in thousands)				2012		2011
Beginning balance			$	1,986	$	2,149
	Total realized and unrealized gains and (losses):
		Included in net earnings		(6)		(338)
		Included in other comprehensive income		115		140
	Sales			(974)		—
	Settlements			(500)		—
Ending balance			$	621	$	1,951

Fair Value, Assets and Liabilities Measured on a Recurring and Nonrecurring Basis, Valuation Techniques [Table Text Block]

					Weighted
		Carrying			Average
(Dollars in thousands)		Amount	Valuation Technique	Significant Unobservable Input	of Input
Recurring:
Trust preferred securities	$	621	Discounted cash flow	Credit spread (basis points)	685	bp

Nonrecurring:
Impaired loans	$	13,674	Appraisal	Appraisal discounts (%)	26.6	%
Other real estate owned		4,925	Appraisal	Appraisal discounts (%)	11.9	%
Mortgage servicing rights, net		1,441	Discounted cash flow	Prepayment speed or CPR (%)	22.3	%
				Discount rate (%)	11.0	%

Financial Instruments [Table Text Block]

							Fair Value Hierarchy
			Carrying		Estimated		Level 1		Level 2		Level 3
(Dollars in thousands)			amount		fair value		inputs		inputs		Inputs
September 30, 2012:
Financial Assets:
	Loans, net (1)	$	391,693	$	399,686	$	—	$	—	$	399,686
Financial Liabilities:
	Time Deposits	$	268,023	$	272,419	$	—	$	272,419	$	—
	Long-term debt		47,217		51,880		—		51,880		—

December 31, 2011:
Financial Assets:
	Loans, net (1)	$	363,344	$	371,433	$	—	$	—	$	371,433
Financial Liabilities:
	Time Deposits	$	281,362	$	286,644	$	—	$	286,644	$	—
	Long-term debt		85,313		93,360		—		93,360		—

(1) Represents loans, net of unearned income and the allowance for loan losses.

- Definition

Tabular disclosure of assets and liabilities by class, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). The disclosures that may be required or desired include: (a) the fair value measurements recorded during the period and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets or liabilities (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3). Where the quoted price in an active market for the identical liability is not available, the Level 1 input is the quoted price of an identical liability when traded as an asset.

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- Definition

Tabular disclosure of the fair value measurement of assets using significant unobservable inputs (Level 3), a reconciliation of the beginning and ending balances, separately presenting changes during the period attributable to the following: (1) total gains or losses for the period (realized and unrealized), segregating those gains or losses included in earnings (or changes in net assets) and gains or losses recognized in other comprehensive income, and a description of where those gains or losses included in earnings (or changes in net assets) are reported in the statement of income (or activities); (2) purchases, sales, issuances, and settlements (each type disclosed separately); and (3) transfers in and transfers out of Level 3 (for example, transfers due to changes in the observability of significant inputs), by class of asset.

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