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Statements of Cash Flow (USD $)
In Thousands, unless otherwise specified
9 Months Ended
Sep. 30, 2012
Sep. 30, 2011
Consolidated Statements of Cash Flows:    
Net earnings $ 5,103 $ 4,373
Adjustments to reconcile net earnings to net cash provided by operating activties:    
Provision for loan and lease losses 2,750 1,800
Depreciation and amortization 609 496
Premium amortization and discount accretion, net 2,351 1,634
Net gain on securities available for sale (608) (563)
Net gain on sale of loans held for sale (2,488) (1,071)
Net loss on other real estate owned 121 1,233
Loss on prepayment of long-term debt 3,720 0
Loans originated for sale (111,476) (44,028)
Proceeds from sale of loans 110,932 46,243
Increase in cash surrender value of bank owned life insurance (332) (341)
Gain on sale of affordable housing partnership investments (3,268) 0
Loss on affordable housing partnership investments 0 461
Net decrease in other assets 687 315
Net increase in accrued expenses and other liabilities 541 458
Net cash provided by operating activities 8,642 11,010
Cash flows from investing activities:    
Proceeds from sales of securities available-for-sale 49,693 113,841
Proceeds from maturities of securities available-for-sale 93,377 73,989
Purchase of securities available-for-sale (97,002) (147,455)
Increase in loans, net (31,740) (6,364)
Net purchases of premises and equipment (1,128) (811)
Decrease in FHLB stock 2,067 631
Proceeds from sale of affordable housing limited partnerships 8,499 0
Capital contributions to affordable housing limited partnerships 0 (4,069)
Proceeds from sale of other real estate owned 3,493 1,777
Net cash provided by investing activities 27,259 31,539
Cash flows from financing activities:    
Net increase in noninterest-bearing deposits 9,741 11,488
Net increase (decrease) in interest-bearing deposits 531 (9,545)
Net decrease in federal funds purchased and securities sold under agreements to repurchase (258) (72)
Repayments or retirement of long-term debt (41,816) (8,014)
Proceeds from sale of treasury stock 4 1
Dividends paid (2,240) (2,186)
Net cash used in financing activities (34,038) (8,328)
Net change in cash and cash equivalents 1,863 34,221
Cash and cash equivalents at beginning of period 55,428 21,424
Cash and cash equivalents at end of period 57,291 55,645
Supplemental disclosures of cash flow information:    
Interest 6,570 9,122
Income taxes 818 347
Supplemental disclosure of non-cash transactions:    
Real estate acquired through foreclosure $ 641 $ 2,655