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Loan and Alowance for Loan Loss (Tables)

12 Months Ended

Dec. 31, 2012

Loans And Leases Receivable Disclosure

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

							December 31
(In thousands)							2012			2011
Commercial and industrial						$	59,334		$	54,988
Construction and land development							37,631			39,814
Commercial real estate:
	Owner occupied						64,368			70,202
	Other						119,243			92,233
		Total commercial real estate					183,611			162,435
Residential real estate:
	Consumer mortgage						58,087			57,958
	Investment property						47,544			43,767
		Total residential real estate					105,631			101,725
Consumer installment							12,219			11,454
		Total loans					398,426			370,416
Less: unearned income							(233)			(153)
		Loans, net of unearned income				$	398,193		$	370,263

Past Due Financing Receivables [Table Text Block]

									Accruing	Accruing	Total
									30-89 Days	Greater than	Accruing	Non-			Total
(In thousands)							Current		Past Due	90 days	Loans	Accrual			Loans
December 31, 2012:
Commercial and industrial							$	59,101	173	—	59,274	60		$	59,334
Construction and land development								35,917	8	—	35,925	1,706			37,631
Commercial real estate:
	Owner occupied							63,323	—	—	63,323	1,045			64,368
	Other							113,344	230	—	113,574	5,669			119,243
		Total commercial real estate						176,667	230	—	176,897	6,714			183,611
Residential real estate:
	Consumer mortgage							55,521	1,202	58	56,781	1,306			58,087
	Investment property							46,460	335	—	46,795	749			47,544
		Total residential real estate						101,981	1,537	58	103,576	2,055			105,631
Consumer installment								12,157	62	—	12,219	—			12,219
		Total					$	385,823	2,010	58	387,891	10,535		$	398,426

December 31, 2011:
Commercial and industrial							$	53,721	1,191	—	54,912	76		$	54,988
Construction and land development								34,402	317	—	34,719	5,095			39,814
Commercial real estate:
	Owner occupied							68,551	—	—	68,551	1,651			70,202
	Other							90,427	—	—	90,427	1,806			92,233
		Total commercial real estate						158,978	—	—	158,978	3,457			162,435
Residential real estate:
	Consumer mortgage							56,610	400	—	57,010	948			57,958
	Investment property							42,144	845	—	42,989	778			43,767
		Total residential real estate						98,754	1,245	—	99,999	1,726			101,725
Consumer installment								11,397	57	—	11,454	—			11,454
		Total					$	357,252	2,810	—	360,062	10,354		$	370,416

Allowance for Credit Losses on Financing Receivables [Table Text Block]

			Year ended December 31
(In thousands)				2012			2011			2010
Beginning balance			$	6,919		$	7,676		$	6,495
Charged-off loans				(4,334)			(3,413)			(2,687)
Recovery of previously charged-off loans				323			206			288
	Net charge-offs			(4,011)			(3,207)			(2,399)
Provision for loan losses				3,815			2,450			3,580
Ending balance			$	6,723		$	6,919		$	7,676

(in thousands)			Commercial and industrial		Construction and land Development		Commercial Real Estate		Residential Real Estate		Consumer Installment		Unallocated
Balance, December 31, 2010		$	972		2,223		2,893		1,336		141		111		$	7,676
Charge-offs			(679)		(1,758)		(422)		(533)		(21)		—			(3,413)
Recoveries			34		2		—		155		15		—			206
	Net charge-offs		(645)		(1,756)		(422)		(378)		(6)		—			(3,207)
Provision			621		1,003		538		405		(6)		(111)			2,450
Balance, December 31, 2011		$	948		1,470		3,009		1,363		129		—		$	6,919

Charge-offs			(289)		(231)		(3,184)		(545)		(85)		—			(4,334)
Recoveries			54		46		71		134		18		—			323
	Net charge-offs		(235)		(185)		(3,113)		(411)		(67)		—			(4,011)
Provision			99		260		3,241		174		41		—			3,815
Balance, December 31, 2012		$	812		1,545		3,137		1,126		103		—		$	6,723

FinancingReceivableAllowanceforCreditLossAdditionalInformationTableTextBlock

							Collectively evaluated (1)			Individually evaluated (2)			Total
							Allowance	Recorded		Allowance	Recorded		Allowance	Recorded
							for loan	investment		for loan	investment		for loan	investment
(In thousands)							losses	in loans		losses	in loans		losses	in loans
December 31, 2012:
Commercial and industrial						$	812	59,165		—	169		812	59,334
Construction and land development							1,417	36,008		129	1,623		1,545	37,631
Commercial real estate							3,002	176,085		134	7,526		3,137	183,611
Residential real estate							1,126	104,414		—	1,217		1,126	105,631
Consumer installment							103	12,219		—	—		103	12,219
		Total				$	6,460	387,891		263	10,535		6,723	398,426

December 31, 2011:
Commercial and industrial						$	948	54,772		—	216		948	54,988
Construction and land development							1,323	34,719		147	5,095		1,470	39,814
Commercial real estate							2,201	158,053		808	4,382		3,009	162,435
Residential real estate							1,097	100,432		266	1,293		1,363	101,725
Consumer installment							129	11,454		—	—		129	11,454
		Total				$	5,698	359,430		1,221	10,986		6,919	370,416
(1) Represents loans collectively evaluated for impairment in accordance with ASC 450-20, Loss Contingencies
	(formerly FAS 5), and pursuant to amendments by ASU 2010-20 regarding allowance for unimpaired loans
(2) Represents loans individually evaluated for impairment in accordance with ASC 310-30, Receivables (formerly
	FAS 114), and pursuant to amendments by ASU 2010-20 regarding allowance for impaired loans.

Financing Receivable Credit Quality Indicators [Table Text Block]

(In thousands)									Pass		Special Mention		Substandard Accruing		Nonaccrual			Total loans
December 31, 2012
Commercial and industrial								$	58,487		224		563		60		$	59,334
Construction and land development									34,490		310		1,125		1,706			37,631
Commercial real estate:
	Owner occupied								59,270		2,528		1,525		1,045			64,368
	Other								111,719		653		1,202		5,669			119,243
		Total commercial real estate							170,989		3,181		2,727		6,714			183,611
Residential real estate:
	Consumer mortgage								49,462		1,544		5,775		1,306			58,087
	Investment property								43,559		1,033		2,203		749			47,544
		Total residential real estate							93,021		2,577		7,978		2,055			105,631
Consumer installment									11,850		155		214		—			12,219
		Total						$	368,837		6,447		12,607		10,535		$	398,426

December 31, 2011
Commercial and industrial								$	52,834		1,359		719		76		$	54,988
Construction and land development									33,373		266		1,080		5,095			39,814
Commercial real estate:
	Owner occupied								62,543		4,951		1,057		1,651			70,202
	Other								81,584		622		8,221		1,806			92,233
		Total commercial real estate							144,127		5,573		9,278		3,457			162,435
Residential real estate:
	Consumer mortgage								50,156		1,575		5,279		948			57,958
	Investment property								38,732		2,225		2,032		778			43,767
		Total residential real estate							88,888		3,800		7,311		1,726			101,725
Consumer installment									11,078		248		128		—			11,454
		Total						$	330,300		11,246		18,516		10,354		$	370,416

Impaired Financing Receivables [Table Text Block]

							December 31, 2012
(In thousands)							Unpaid principal balance (1)		Charge-offs and payments applied (2)		Recorded investment (3)			Related allowance
With no allowance recorded:
Commercial and industrial						$	169		—		169
Construction and land development							2,879		(1,682)		1,197
Commercial real estate:
	Owner occupied						787		(212)		575
	Other						7,914		(1,862)		6,052
		Total commercial real estate					8,701		(2,074)		6,627
Residential real estate:
	Consumer mortgages						971		(152)		819
	Investment property						508		(110)		398
		Total residential real estate					1,479		(262)		1,217
		Total				$	13,228		(4,018)		9,210
With allowance recorded:
Construction and land development							471		(45)		426			129
Commercial real estate:
	Owner occupied						899		—		899			134
		Total commercial real estate					899		—		899			134
Residential real estate:
		Total				$	1,370		(45)		1,325		$	263
		Total impaired loans				$	14,598		(4,063)		10,535		$	263
(1) Unpaid principal balance represents the contractual obligation due from the customer.
(2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been
	applied against the outstanding principal balance.
(3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before
	any related allowance for loan losses.

							December 31, 2011
(In thousands)							Unpaid principal balance (1)		Charge-offs and payments applied (2)		Recorded investment (3)			Related allowance
With no allowance recorded:
Commercial and industrial						$	216		—		216
Construction and land development							3,958		(1,572)		2,386
Commercial real estate:
	Owner occupied						361		(11)		350
	Other						655		(50)		605
		Total commercial real estate					1,016		(61)		955
Residential real estate:
		Total				$	5,190		(1,633)		3,557
With allowance recorded:
Construction and land development							2,882		(173)		2,709			147
Commercial real estate:
	Owner occupied						2,255		(29)		2,226			544
	Other						1,242		(41)		1,201			264
		Total commercial real estate					3,497		(70)		3,427			808
Residential real estate:
	Consumer mortgages						1,707		(797)		910			103
	Investment property						390		(7)		383			163
		Total residential real estate					2,097		(804)		1,293			266
		Total				$	8,476		(1,047)		7,429		$	1,221
		Total impaired loans				$	13,666		(2,680)		10,986		$	1,221
(1) Unpaid principal balance represents the contractual obligation due from the customer.
(2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been
	applied against the outstanding principal balance.
(3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before
	any related allowance for loan losses.

ScheduleOfAverageImpairedFinancingReceivableTableTextBlock

								Year ended December 31, 2012					Year ended December 31, 2011
								Average		Total interest			Average		Total interest
								recorded		income			recorded		income
(In thousands)								investment		recognized			investment		recognized
Impaired loans:
Commercial and industrial							$	194		13		$	316		9
Construction and land development								3,888		—			4,136		—
Commercial real estate:
	Owner occupied							2,449		64			1,828		24
	Other							2,621		—			2,374		—
		Total commercial real estate						5,070		64			4,202		24
Residential real estate:
	Consumer mortgages							861		—			1,376		—
	Investment property							652		—			146		—
		Total residential real estate						1,513		—			1,522		—
		Total					$	10,665		77		$	10,176		33

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

							TDRs
												Related
(In thousands)							Accruing	Nonaccrual	Total			Allowance
December 31, 2012
Commercial and industrial						$	169	—	169		$	—
Construction and land development							—	1,623	1,623			129
Commercial real estate:
	Owner occupied						899	1,045	1,944			134
	Other						—	432	432			—
		Total commercial real estate					899	1,477	2,376			134
Residential real estate:
	Consumer mortgages						—	819	819			—
	Investment property						—	188	188			—
		Total residential real estate					—	1,007	1,007			—
		Total				$	1,068	4,107	5,175		$	263

December 31, 2011
Commercial and industrial						$	216	—	216		$	—
Construction and land development							—	5,095	5,095			147
Commercial real estate:
	Owner occupied						925	1,172	2,097			420
	Other						—	1,806	1,806			264
		Total commercial real estate					925	2,978	3,903			684
Residential real estate:
	Investment property						—	383	383			163
		Total residential real estate					—	383	383			163
		Total				$	1,141	8,456	9,597		$	994

							Year ended December 31, 2012							Year ended December 31, 2011
										Pre-		Post -					Pre-		Post -
										modification		modification					modification		modification
							Number			outstanding		outstanding		Number			outstanding		outstanding
							of			recorded		recorded		of			recorded		recorded
($ in thousands)							contracts			investment		investment		contracts			investment		investment
TDRs:
Commercial and industrial							—		$	—		—		2		$	791		523
Construction and land development							4			5,419		4,305		3			4,925		4,894
Commercial real estate:
	Owner occupied						4			3,167		2,225		5			3,127		2,840
	Other						2			1,803		1,657		1			1,229		1,229
		Total commercial real estate					6			4,970		3,882		6			4,356		4,069
Residential real estate:
	Consumer mortgages						2			863		858		—			—		—
	Investment property						2			567		563		1			391		391
		Total residential real estate					4			1,430		1,421		1			391		391
		Total					14		$	11,819		9,608		12		$	10,463		9,877

							Year ended December 31, 2012					Year ended December 31, 2011
							Number of		Recorded			Number of		Recorded
($ in thousands)							Contracts		investment			Contracts		investment
TDRs:
Construction and land development							1	$	2,386			—	$	—
Commercial real estate:
	Owner occupied						—		—			2		1,172
	Other						—		—			1		1,201
		Total commercial real estate					—		—			3		2,373
Residential real estate:
		Total					1		2,386			3		2,373

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Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.

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Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.

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