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Loan and Allowance for Loan Loss (Tables)

6 Months Ended

Jun. 30, 2013

Loans And Leases Receivable Disclosure

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

							June 30,			December 31,
(In thousands)							2013			2012
Commercial and industrial						$	56,030		$	59,334
Construction and land development							45,886			37,631
Commercial real estate:
	Owner occupied						60,140			64,368
	Other						117,151			119,243
		Total commercial real estate					177,291			183,611
Residential real estate:
	Consumer mortgage						55,192			58,087
	Investment property						43,829			47,544
		Total residential real estate					99,021			105,631
Consumer installment							12,747			12,219
		Total loans					390,975			398,426
Less: unearned income							(249)			(233)
		Loans, net of unearned income				$	390,726		$	398,193

Past Due Financing Receivables [Table Text Block]

									Accruing	Accruing	Total
									30-89 Days	Greater than	Accruing	Non-			Total
(In thousands)							Current		Past Due	90 days	Loans	Accrual			Loans
June 30, 2013:
Commercial and industrial							$	55,644	329	—	55,973	57		$	56,030
Construction and land development								44,285	—	—	44,285	1,601			45,886
Commercial real estate:
	Owner occupied							59,035	50	—	59,085	1,055			60,140
	Other							115,274	1,448	—	116,722	429			117,151
		Total commercial real estate						174,309	1,498	—	175,807	1,484			177,291
Residential real estate:
	Consumer mortgage							53,742	325	—	54,067	1,125			55,192
	Investment property							43,258	176	—	43,434	395			43,829
		Total residential real estate						97,000	501	—	97,501	1,520			99,021
Consumer installment								12,598	147	—	12,745	2			12,747
		Total					$	383,836	2,475	—	386,311	4,664		$	390,975

December 31, 2012:
Commercial and industrial							$	59,101	173	—	59,274	60		$	59,334
Construction and land development								35,917	8	—	35,925	1,706			37,631
Commercial real estate:
	Owner occupied							63,323	—	—	63,323	1,045			64,368
	Other							113,344	230	—	113,574	5,669			119,243
		Total commercial real estate						176,667	230	—	176,897	6,714			183,611
Residential real estate:
	Consumer mortgage							55,521	1,202	58	56,781	1,306			58,087
	Investment property							46,460	335	—	46,795	749			47,544
		Total residential real estate						101,981	1,537	58	103,576	2,055			105,631
Consumer installment								12,157	62	—	12,219	—			12,219
		Total					$	385,823	2,010	58	387,891	10,535		$	398,426

Allowance for Credit Losses on Financing Receivables [Table Text Block]

			June 30, 2013
(In thousands)		Commercial and industrial			Construction and land development		Commercial real estate		Residential real estate		Consumer installment				Total
Quarter ended:
Beginning balance		$	569		1,619		3,571		885		125			$	6,769
Charge-offs			—		—		(118)		(189)		(45)				(352)
Recoveries			5		2		—		28		5				40
	Net (charge-offs) recoveries		5		2		(118)		(161)		(40)				(312)
Provision			101		(167)		(342)		401		7				—
Ending balance		$	675		1,454		3,111		1,125		92			$	6,457

Six months ended:
Beginning balance		$	812		1,545		3,137		1,126		103			$	6,723
Charge-offs			(68)		(39)		(118)		(455)		(62)				(742)
Recoveries			17		3		4		41		11				76
	Net charge-offs		(51)		(36)		(114)		(414)		(51)				(666)
Provision			(86)		(55)		88		413		40				400
Ending balance		$	675		1,454		3,111		1,125		92			$	6,457

			June 30, 2012
(In thousands)		Commercial and industrial			Construction and land development		Commercial real estate		Residential real estate		Consumer installment				Total
Quarter ended:
Beginning balance		$	845		1,439		3,816		1,332		64				7,496
Charge-offs			(95)		(231)		(1,218)		(78)		(26)			$	(1,648)
Recoveries			5		1		—		45		4			$	55
	Net charge-offs		(90)		(230)		(1,218)		(33)		(22)				(1,593)
Provision			(24)		414		219		(21)		12			$	600
Ending balance		$	731		1,623		2,817		1,278		54			$	6,503

Six months ended:
Beginning balance		$	948		1,470		3,009		1,363		129			$	6,919
Charge-offs			(95)		(231)		(1,218)		(111)		(32)				(1,687)
Recoveries			8		1		—		51		11				71
	Net charge-offs		(87)		(230)		(1,218)		(60)		(21)				(1,616)
Provision			(130)		383		1,026		(25)		(54)				1,200
Ending balance		$	731		1,623		2,817		1,278		54			$	6,503

FinancingReceivableAllowanceforCreditLossAdditionalInformationTableTextBlock

							Collectively evaluated (1)			Individually evaluated (2)			Total
							Allowance	Recorded		Allowance	Recorded		Allowance	Recorded
							for loan	investment		for loan	investment		for loan	investment
(In thousands)							losses	in loans		losses	in loans		losses	in loans
June 30, 2013:
Commercial and industrial						$	675	55,882		—	148		675	56,030
Construction and land development							1,347	44,285		107	1,601		1,454	45,886
Commercial real estate							2,991	174,922		120	2,369		3,111	177,291
Residential real estate							1,069	97,732		56	1,289		1,125	99,021
Consumer installment							92	12,747		—	—		92	12,747
		Total				$	6,174	385,568		283	5,407		6,457	390,975

June 30, 2012:
Commercial and industrial						$	731	59,223		—	195		731	59,418
Construction and land development							1,257	35,110		366	3,858		1,623	38,968
Commercial real estate							2,666	182,817		151	3,029		2,817	185,846
Residential real estate							953	102,678		325	1,549		1,278	104,227
Consumer installment							54	11,133		—	—		54	11,133
		Total				$	5,661	390,961		842	8,631		6,503	399,592
(1)		Represents loans collectively evaluated for impairment in accordance with ASC 450-20, Loss Contingencies (formerly FAS 5), and
		pursuant to amendments by ASU 2010-20 regarding allowance for unimpaired loans.
(2)		Represents loans individually evaluated for impairment in accordance with ASC 310-30, Receivables (formerly FAS 114), and
		pursuant to amendments by ASU 2010-20 regarding allowance for impaired loans.

Financing Receivable Credit Quality Indicators [Table Text Block]

(In thousands)									Pass		Special Mention		Substandard Accruing		Nonaccrual			Total loans
June 30, 2013:
Commercial and industrial								$	55,087		2		884		57		$	56,030
Construction and land development									42,710		374		1,201		1,601			45,886
Commercial real estate:
	Owner occupied								56,834		760		1,491		1,055			60,140
	Other								113,552		2,828		342		429			117,151
		Total commercial real estate							170,386		3,588		1,833		1,484			177,291
Residential real estate:
	Consumer mortgage								47,619		793		5,655		1,125			55,192
	Investment property								40,384		933		2,117		395			43,829
		Total residential real estate							88,003		1,726		7,772		1,520			99,021
Consumer installment									12,579		20		146		2			12,747
		Total						$	368,765		5,710		11,836		4,664		$	390,975

December 31, 2012:
Commercial and industrial								$	58,487		224		563		60		$	59,334
Construction and land development									34,490		310		1,125		1,706			37,631
Commercial real estate:
	Owner occupied								59,270		2,528		1,525		1,045			64,368
	Other								111,719		653		1,202		5,669			119,243
		Total commercial real estate							170,989		3,181		2,727		6,714			183,611
Residential real estate:
	Consumer mortgage								49,462		1,544		5,775		1,306			58,087
	Investment property								43,559		1,033		2,203		749			47,544
		Total residential real estate							93,021		2,577		7,978		2,055			105,631
Consumer installment									11,850		155		214		—			12,219
		Total						$	368,837		6,447		12,607		10,535		$	398,426

Impaired Financing Receivables [Table Text Block]

							June 30, 2013
(In thousands)							Unpaid principal balance (1)	Charge-offs and payments applied (2)	Recorded investment (3)			Related allowance
With no allowance recorded:
Commercial and industrial						$	148	—	148
Construction and land development							2,878	(1,681)	1,197
Commercial real estate:
	Owner occupied						350	(51)	299
	Other						515	(86)	429
		Total commercial real estate					865	(137)	728
Residential real estate:
	Consumer mortgages						960	(177)	783
	Investment property						210	(29)	181
		Total residential real estate					1,170	(206)	964
		Total				$	5,061	(2,024)	3,037
With allowance recorded:
Construction and land development						$	461	(57)	404		$	107
Commercial real estate:
	Owner occupied						1,759	(118)	1,641			120
		Total commercial real estate					1,759	(118)	1,641			120
Residential real estate:
	Investment property						412	(87)	325			56
		Total residential real estate					412	(87)	325			56
		Total				$	2,632	(262)	2,370		$	283
		Total impaired loans				$	7,693	(2,286)	5,407		$	283
(1) Unpaid principal balance represents the contractual obligation due from the customer.
(2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been
	applied against the outstanding principal balance subsequent to the loans being placed on nonaccrual status.
(3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before
	any related allowance for loan losses.

							December 31, 2012
(In thousands)							Unpaid principal balance (1)	Charge-offs and payments applied (2)	Recorded investment (3)			Related allowance
With no allowance recorded:
Commercial and industrial						$	169	—	169
Construction and land development							2,879	(1,682)	1,197
Commercial real estate:
	Owner occupied						787	(212)	575
	Other						7,914	(1,862)	6,052
		Total commercial real estate					8,701	(2,074)	6,627
Residential real estate:
	Consumer mortgages						971	(152)	819
	Investment property						508	(110)	398
		Total residential real estate					1,479	(262)	1,217
		Total				$	13,228	(4,018)	9,210
With allowance recorded:
Construction and land development						$	471	(45)	426		$	129
Commercial real estate:
	Owner occupied						899	—	899			134
		Total commercial real estate					899	—	899			134
		Total				$	1,370	(45)	1,325		$	263
		Total impaired loans				$	14,598	(4,063)	10,535		$	263
(1) Unpaid principal balance represents the contractual obligation due from the customer.
(2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been
	applied against the outstanding principal balance subsequent to the loans being placed on nonaccrual status.
(3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before
	any related allowance for loan losses.

ScheduleOfAverageImpairedFinancingReceivableTableTextBlock

							Quarter ended June 30, 2013				Six months ened June 30, 2013
							Average		Total interest		Average		Total interest
							recorded		income		recorded		income
(In thousands)							investment		recognized		investment		recognized
Impaired loans:
Commercial and industrial						$	150		2		158		5
Construction and land development							1,607		—		1,614		—
Commercial real estate:
	Owner occupied						1,984		14		2,019		29
	Other						430		—		1,902		—
		Total commercial real estate					2,414		14		3,921		29
Residential real estate:
	Consumer mortgages						789		—		801		—
	Investment property						348		—		323		—
		Total residential real estate					1,137		—		1,124		—
		Total				$	5,308		16		6,817		34

							Quarter ended June 30, 2012				Six months ended June 30, 2012
							Average		Total interest		Average		Total interest
							recorded		income		recorded		income
(In thousands)							investment		recognized		investment		recognized
Impaired loans:
Commercial and industrial						$	197		4		205		8
Construction and land development							4,185		—		4,595		—
Commercial real estate:
	Owner occupied						2,561		18		2,566		35
	Other						1,245		—		1,500		—
		Total commercial real estate					3,806		18		4,066		35
Residential real estate:
	Consumer mortgages						863		—		881		—
	Investment property						695		—		562		—
		Total residential real estate					1,558		—		1,443		—
		Total				$	9,746		22		10,309		43

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

							TDRs
												Related
(In thousands)							Accruing	Nonaccrual	Total			Allowance
June 30, 2013
Commercial and industrial						$	148	—	148		$	—
Construction and land development							—	1,601	1,601			107
Commercial real estate:
	Owner occupied						885	299	1,184			120
	Other						—	429	429			—
		Total commercial real estate					885	728	1,613			120
Residential real estate:
	Consumer mortgages						—	783	783			—
	Investment property						—	225	225			—
		Total residential real estate					—	1,008	1,008			—
		Total				$	1,033	3,337	4,370		$	227

December 31, 2012
Commercial and industrial						$	169	—	169		$	—
Construction and land development							—	1,623	1,623			129
Commercial real estate:
	Owner occupied						899	1,045	1,944			134
	Other						—	432	432			—
		Total commercial real estate					899	1,477	2,376			134
Residential real estate:
	Consumer mortgages						—	819	819			—
	Investment property						—	188	188			—
		Total residential real estate					—	1,007	1,007			—
		Total				$	1,068	4,107	5,175		$	263

						Quarter ended June 30,								Six Months ended June 30,
									Pre-		Post -						Pre-		Post -
									modification		modification						modification		modification
						Number			outstanding		outstanding			Number			outstanding		outstanding
						of			recorded		recorded			of			recorded		recorded
(Dollars in thousands)						contracts			investment		investment			contracts			investment		investment
2013:
	Other					—		$	—		—			1		$	431		431
		Total commercial real estate				—			—		—			1			431		431
	Consumer mortgages					—			—		—			1			131		131
		Total residential real estate				—			—		—			1			131		131
		Total				—		$	—		—			2		$	562		562
2012:
Construction and land development						—		$	—		—			2		$	2,842		1,753
Commercial real estate:
	Owner occupied					3			2,349		1,406			4			3,167		2,225
	Other					—			—		—			2			1,804		1,657
		Total commercial real estate				3			2,349		1,406			6			4,971		3,882
Residential real estate:
	Consumer mortgages					2			863		857			2			863		857
		Total residential real estate				2			863		857			2			863		857
		Total				5		$	3,212		2,263			10		$	8,676		6,492

						Quarter ended June 30,							Six months ended June 30,
						Number of			Recorded				Number of			Recorded
(Dollars in thousands)						Contracts			investment(1)				Contracts			investment(1)
2013:
Construction and land development						—		$	—				1		$	1,197
		Total				—		$	—				1		$	1,197
2012:
Construction and land development						—		$	—				1		$	2,386
		Total				—		$	—				1		$	2,386
(1) Amount as of applicable month end during the respective period for which there was a payment default.

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Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

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Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.

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