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Loan and Allowance for Loan Loss (Tables)

9 Months Ended

Sep. 30, 2013

Loans And Leases Receivable Disclosure

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

							September 30,			December 31,
(In thousands)							2013			2012
Commercial and industrial						$	58,766		$	59,334
Construction and land development							37,062			37,631
Commercial real estate:
	Owner occupied						57,082			64,368
	Other						113,438			119,243
		Total commercial real estate					170,520			183,611
Residential real estate:
	Consumer mortgage						57,032			58,087
	Investment property						45,533			47,544
		Total residential real estate					102,565			105,631
Consumer installment							12,170			12,219
		Total loans					381,083			398,426
Less: unearned income							(378)			(233)
		Loans, net of unearned income				$	380,705		$	398,193

Past Due Financing Receivables [Table Text Block]

									Accruing	Accruing	Total
									30-89 Days	Greater than	Accruing	Non-			Total
(In thousands)							Current		Past Due	90 days	Loans	Accrual			Loans
September 30, 2013:
Commercial and industrial							$	58,260	444	6	58,710	56		$	58,766
Construction and land development								35,470	—	—	35,470	1,592			37,062
Commercial real estate:
	Owner occupied							55,992	49	—	56,041	1,041			57,082
	Other							113,012	—	—	113,012	426			113,438
		Total commercial real estate						169,004	49	—	169,053	1,467			170,520
Residential real estate:
	Consumer mortgage							55,814	200	93	56,107	925			57,032
	Investment property							44,859	289	—	45,148	385			45,533
		Total residential real estate						100,673	489	93	101,255	1,310			102,565
Consumer installment								12,130	40	—	12,170	—			12,170
		Total					$	375,537	1,022	99	376,658	4,425		$	381,083

December 31, 2012:
Commercial and industrial							$	59,101	173	—	59,274	60		$	59,334
Construction and land development								35,917	8	—	35,925	1,706			37,631
Commercial real estate:
	Owner occupied							63,323	—	—	63,323	1,045			64,368
	Other							113,344	230	—	113,574	5,669			119,243
		Total commercial real estate						176,667	230	—	176,897	6,714			183,611
Residential real estate:
	Consumer mortgage							55,521	1,202	58	56,781	1,306			58,087
	Investment property							46,460	335	—	46,795	749			47,544
		Total residential real estate						101,981	1,537	58	103,576	2,055			105,631
Consumer installment								12,157	62	—	12,219	—			12,219
		Total					$	385,823	2,010	58	387,891	10,535		$	398,426

Allowance for Credit Losses on Financing Receivables [Table Text Block]

			September 30, 2013
(In thousands)		Commercial and industrial			Construction and land development		Commercial real estate		Residential real estate		Consumer installment				Total
Quarter ended:
Beginning balance		$	675		1,454		3,111		1,125		92			$	6,457
Charge-offs			(177)		(137)		(103)		(144)		—				(561)
Recoveries			23		1		21		—		5				50
	Net (charge-offs) recoveries		(154)		(136)		(82)		(144)		5				(511)
Provision			25		(129)		75		1		28				—
Ending balance		$	546		1,189		3,104		982		125			$	5,946

Nine months ended:
Beginning balance		$	812		1,545		3,137		1,126		103			$	6,723
Charge-offs			(245)		(39)		(262)		(558)		(199)				(1,303)
Recoveries			40		5		4		62		15				126
	Net charge-offs		(205)		(34)		(258)		(496)		(184)				(1,177)
Provision			(61)		(322)		225		352		206				400
Ending balance		$	546		1,189		3,104		982		125			$	5,946

			September 30, 2012
(In thousands)		Commercial and industrial			Construction and land development		Commercial real estate		Residential real estate		Consumer installment				Total
Quarter ended:
Beginning balance		$	731		1,623		2,817		1,278		54				6,503
Charge-offs			(152)		—		(1,626)		(324)		(35)			$	(2,137)
Recoveries			20		—		71		35		3			$	129
	Net charge-offs		(132)		—		(1,555)		(289)		(32)				(2,008)
Provision			155		(14)		1,396		(42)		55			$	1,550
Ending balance		$	754		1,609		2,658		947		77			$	6,045

Nine months ended:
Beginning balance		$	948		1,470		3,009		1,363		129			$	6,919
Charge-offs			(246)		(231)		(2,844)		(435)		(68)				(3,824)
Recoveries			28		1		71		85		15				200
	Net charge-offs		(218)		(230)		(2,773)		(350)		(53)				(3,624)
Provision			24		369		2,422		(66)		1				2,750
Ending balance		$	754		1,609		2,658		947		77			$	6,045

FinancingReceivableAllowanceforCreditLossAdditionalInformationTableTextBlock

							Collectively evaluated (1)			Individually evaluated (2)			Total
							Allowance	Recorded		Allowance	Recorded		Allowance	Recorded
							for loan	investment		for loan	investment		for loan	investment
(In thousands)							losses	in loans		losses	in loans		losses	in loans
September 30, 2013:
Commercial and industrial						$	546	58,630		—	136		546	58,766
Construction and land development							1,090	35,469		99	1,593		1,189	37,062
Commercial real estate							2,919	167,564		185	2,956		3,104	170,520
Residential real estate							982	101,576		—	989		982	102,565
Consumer installment							125	12,170		—	—		125	12,170
		Total				$	5,662	375,409		284	5,674		5,946	381,083

September 30, 2012:
Commercial and industrial						$	754	58,395		—	184		754	58,579
Construction and land development							1,468	36,817		141	3,756		1,609	40,573
Commercial real estate							2,519	175,733		139	8,024		2,658	183,757
Residential real estate							915	101,297		32	2,022		947	103,319
Consumer installment							77	11,747		—	—		77	11,747
		Total				$	5,733	383,989		312	13,986		6,045	397,975
(1)		Represents loans collectively evaluated for impairment in accordance with ASC 450-20, Loss Contingencies (formerly FAS 5), and
		pursuant to amendments by ASU 2010-20 regarding allowance for unimpaired loans.
(2)		Represents loans individually evaluated for impairment in accordance with ASC 310-30, Receivables (formerly FAS 114), and
		pursuant to amendments by ASU 2010-20 regarding allowance for impaired loans.

Financing Receivable Credit Quality Indicators [Table Text Block]

(In thousands)									Pass		Special Mention		Substandard Accruing		Nonaccrual			Total loans
September 30, 2013:
Commercial and industrial								$	53,776		4,184		750		56		$	58,766
Construction and land development									34,175		177		1,118		1,592			37,062
Commercial real estate:
	Owner occupied								54,076		1,083		882		1,041			57,082
	Other								111,231		963		818		426			113,438
		Total commercial real estate							165,307		2,046		1,700		1,467			170,520
Residential real estate:
	Consumer mortgage								49,264		1,147		5,696		925			57,032
	Investment property								41,808		1,619		1,721		385			45,533
		Total residential real estate							91,072		2,766		7,417		1,310			102,565
Consumer installment									11,970		39		161		—			12,170
		Total						$	356,300		9,212		11,146		4,425		$	381,083

December 31, 2012:
Commercial and industrial								$	58,487		224		563		60		$	59,334
Construction and land development									34,490		310		1,125		1,706			37,631
Commercial real estate:
	Owner occupied								59,270		2,528		1,525		1,045			64,368
	Other								111,719		653		1,202		5,669			119,243
		Total commercial real estate							170,989		3,181		2,727		6,714			183,611
Residential real estate:
	Consumer mortgage								49,462		1,544		5,775		1,306			58,087
	Investment property								43,559		1,033		2,203		749			47,544
		Total residential real estate							93,021		2,577		7,978		2,055			105,631
Consumer installment									11,850		155		214		—			12,219
		Total						$	368,837		6,447		12,607		10,535		$	398,426

Impaired Financing Receivables [Table Text Block]

							September 30, 2013
(In thousands)							Unpaid principal balance (1)	Charge-offs and payments applied (2)	Recorded investment (3)			Related allowance
With no allowance recorded:
Commercial and industrial						$	136	—	136
Construction and land development							2,879	(1,682)	1,197
Commercial real estate:
	Owner occupied						1,220	(180)	1,040
	Other						516	(90)	426
		Total commercial real estate					1,736	(270)	1,466
Residential real estate:
	Consumer mortgages						958	(186)	772
	Investment property						340	(123)	217
		Total residential real estate					1,298	(309)	989
		Total				$	6,049	(2,261)	3,788
With allowance recorded:
Construction and land development						$	457	(61)	396		$	99
Commercial real estate:
	Owner occupied						882	—	882			117
	Other						608	—	608			68
		Total commercial real estate					1,490	—	1,490			185
		Total				$	1,947	(61)	1,886		$	284
		Total impaired loans				$	7,996	(2,322)	5,674		$	284
(1) Unpaid principal balance represents the contractual obligation due from the customer.
(2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been
	applied against the outstanding principal balance subsequent to the loans being placed on nonaccrual status.
(3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before
	any related allowance for loan losses.

							December 31, 2012
(In thousands)							Unpaid principal balance (1)	Charge-offs and payments applied (2)	Recorded investment (3)			Related allowance
With no allowance recorded:
Commercial and industrial						$	169	—	169
Construction and land development							2,879	(1,682)	1,197
Commercial real estate:
	Owner occupied						787	(212)	575
	Other						7,914	(1,862)	6,052
		Total commercial real estate					8,701	(2,074)	6,627
Residential real estate:
	Consumer mortgages						971	(152)	819
	Investment property						508	(110)	398
		Total residential real estate					1,479	(262)	1,217
		Total				$	13,228	(4,018)	9,210
With allowance recorded:
Construction and land development						$	471	(45)	426		$	129
Commercial real estate:
	Owner occupied						899	—	899			134
		Total commercial real estate					899	—	899			134
		Total				$	1,370	(45)	1,325		$	263
		Total impaired loans				$	14,598	(4,063)	10,535		$	263
(1) Unpaid principal balance represents the contractual obligation due from the customer.
(2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been
	applied against the outstanding principal balance subsequent to the loans being placed on nonaccrual status.
(3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before
	any related allowance for loan losses.

ScheduleOfAverageImpairedFinancingReceivableTableTextBlock

							Quarter ended September 30, 2013				Nine months ended September 30, 2013
							Average		Total interest		Average		Total interest
							recorded		income		recorded		income
(In thousands)							investment		recognized		investment		recognized
Impaired loans:
Commercial and industrial						$	139		2		152		7
Construction and land development							1,596		—		1,608		—
Commercial real estate:
	Owner occupied						1,927		13		1,993		42
	Other						832		4		1,581		4
		Total commercial real estate					2,759		17		3,574		46
Residential real estate:
	Consumer mortgages						776		—		801		—
	Investment property						231		—		323		—
		Total residential real estate					1,007		—		1,124		—
		Total				$	5,501		19		6,458		53

							Quarter ended September 30, 2012				Nine months ended September 30, 2012
							Average		Total interest		Average		Total interest
							recorded		income		recorded		income
(In thousands)							investment		recognized		investment		recognized
Impaired loans:
Commercial and industrial						$	189		3		200		11
Construction and land development							3,801		—		4,357		—
Commercial real estate:
	Owner occupied						2,468		14		2,537		49
	Other						2,211		—		1,713		—
		Total commercial real estate					4,679		14		4,250		49
Residential real estate:
	Consumer mortgages						846		—		870		—
	Investment property						855		—		650		—
		Total residential real estate					1,701		—		1,520		—
		Total				$	10,370		17		10,327		60

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

							TDRs
												Related
(In thousands)							Accruing	Nonaccrual	Total			Allowance
September 30, 2013
Commercial and industrial						$	136	—	136		$	—
Construction and land development							—	1,593	1,593			99
Commercial real estate:
	Owner occupied						882	292	1,174			117
	Other						608	426	1,034			68
		Total commercial real estate					1,490	718	2,208			185
Residential real estate:
	Consumer mortgages						—	772	772			—
	Investment property						—	217	217			—
		Total residential real estate					—	989	989			—
		Total				$	1,626	3,300	4,926		$	284

December 31, 2012
Commercial and industrial						$	169	—	169		$	—
Construction and land development							—	1,623	1,623			129
Commercial real estate:
	Owner occupied						899	1,045	1,944			134
	Other						—	432	432			—
		Total commercial real estate					899	1,477	2,376			134
Residential real estate:
	Consumer mortgages						—	819	819			—
	Investment property						—	188	188			—
		Total residential real estate					—	1,007	1,007			—
		Total				$	1,068	4,107	5,175		$	263

						Quarter ended September 30,								Nine Months ended September 30,
									Pre-		Post -						Pre-		Post -
									modification		modification						modification		modification
						Number			outstanding		outstanding			Number			outstanding		outstanding
						of			recorded		recorded			of			recorded		recorded
(Dollars in thousands)						contracts			investment		investment			contracts			investment		investment
2013:
Commercial real estate:
	Owner occupied					1		$	882		882			1		$	882		882
	Other					1			606		610			1			1,037		1,041
		Total commercial real estate				2			1,488		1,492			2			1,919		1,923
Residential real estate:
	Consumer mortgages					1			678		674			2			808		804
		Total residential real estate				1			678		674			2			808		804
		Total				3		$	2,166		2,166			4		$	2,727		2,727
2012:
Construction and land development						1		$	2,138		2,119			3		$	4,981		3,873
Commercial real estate:
	Owner occupied					—			—		—			4			3,167		2,225
	Other					—			—		—			2			1,804		1,657
		Total commercial real estate				—			—		—			6			4,971		3,882
Residential real estate:
	Consumer mortgages					—			—		—			2			863		857
	Investment property					1			375		373			1			375		373
		Total residential real estate				1			375		373			3			1,238		1,230
		Total				2		$	2,513		2,492			12		$	11,190		8,985

						Quarter ended September 30,							Nine months ended September 30,
						Number of			Recorded				Number of			Recorded
(Dollars in thousands)						Contracts			investment(1)				Contracts			investment(1)
2013:
Construction and land development						—		$	—				1		$	1,197
Commercial real estate:
	Other					1			426				1			426
		Total commercial real estate				1			426				1			426
		Total				1		$	426				2		$	1,623
2012:
Construction and land development						—		$	—				1		$	2,386
		Total				—		$	—				1		$	2,386
(1) Amount as of applicable month end during the respective period for which there was a payment default.

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Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.

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Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

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Tabular disclosure of financing receivables that are past due but not impaired, financing receivables that are 90 days past due and still accruing, and financing receivables on nonaccrual status.

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