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Loan and Allowance for Loan Loss (Tables)

6 Months Ended

Jun. 30, 2014

Loans And Leases Receivable Disclosure

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

							June 30,			December 31,
(In thousands)							2014			2013
Commercial and industrial						$	52,054		$	57,780
Construction and land development							32,461			36,479
Commercial real estate:
	Owner occupied						52,571			56,102
	Other						134,670			118,818
		Total commercial real estate					187,241			174,920
Residential real estate:
	Consumer mortgage						59,257			57,871
	Investment property						43,664			43,835
		Total residential real estate					102,921			101,706
Consumer installment							11,686			12,893
		Total loans					386,363			383,778
Less: unearned income							(537)			(439)
		Loans, net of unearned income				$	385,826		$	383,339

Past Due Financing Receivables [Table Text Block]

									Accruing	Accruing	Total
									30-89 Days	Greater than	Accruing	Non-			Total
(In thousands)							Current		Past Due	90 days	Loans	Accrual			Loans
June 30, 2014:
Commercial and industrial							$	51,725	277	—	52,002	52		$	52,054
Construction and land development								31,306	192	—	31,498	963			32,461
Commercial real estate:
	Owner occupied							52,295	—	—	52,295	276			52,571
	Other							134,460	—	—	134,460	210			134,670
		Total commercial real estate						186,755	—	—	186,755	486			187,241
Residential real estate:
	Consumer mortgage							57,582	715	71	58,368	889			59,257
	Investment property							43,133	117	—	43,250	414			43,664
		Total residential real estate						100,715	832	71	101,618	1,303			102,921
Consumer installment								11,576	110	—	11,686	—			11,686
		Total					$	382,077	1,411	71	383,559	2,804		$	386,363

December 31, 2013:
Commercial and industrial							$	57,558	167	—	57,725	55		$	57,780
Construction and land development								34,883	14	—	34,897	1,582			36,479
Commercial real estate:
	Owner occupied							54,214	861	—	55,075	1,027			56,102
	Other							118,389	—	—	118,389	429			118,818
		Total commercial real estate						172,603	861	—	173,464	1,456			174,920
Residential real estate:
	Consumer mortgage							56,191	745	69	57,005	866			57,871
	Investment property							42,935	598	—	43,533	302			43,835
		Total residential real estate						99,126	1,343	69	100,538	1,168			101,706
Consumer installment								12,789	100	4	12,893	—			12,893
		Total					$	376,959	2,485	73	379,517	4,261		$	383,778

Allowance for Credit Losses on Financing Receivables [Table Text Block]

			June 30, 2014
(In thousands)		Commercial and industrial			Construction and land development		Commercial real estate		Residential real estate		Consumer installment				Total
Quarter ended:
Beginning balance		$	482		214		2,493		1,256		266			$	4,711
Charge-offs			(46)		—		—		(41)		(8)				(95)
Recoveries			32		1		—		74		5				112
	Net (charge-offs) recoveries		(14)		1		—		33		(3)				17
Provision for loan losses			171		692		(580)		(194)		(89)				—
Ending balance		$	639		907		1,913		1,095		174			$	4,728

Six months ended:
Beginning balance		$	386		366		3,186		1,114		216			$	5,268
Charge-offs			(46)		(236)		—		(72)		(44)				(398)
Recoveries			36		3		118		91		10				258
	Net (charge-offs) recoveries		(10)		(233)		118		19		(34)				(140)
Provision for loan losses			263		774		(1,391)		(38)		(8)				(400)
Ending balance		$	639		907		1,913		1,095		174			$	4,728

			June 30, 2013
(In thousands)		Commercial and industrial			Construction and land development		Commercial real estate		Residential real estate		Consumer installment				Total
Quarter ended:
Beginning balance		$	569		1,619		3,571		885		125				6,769
Charge-offs			—		—		(118)		(189)		(45)			$	(352)
Recoveries			5		2		—		28		5			$	40
	Net recoveries (charge-offs)		5		2		(118)		(161)		(40)				(312)
Provision for loan losses			101		(167)		(342)		401		7			$	—
Ending balance		$	675		1,454		3,111		1,125		92			$	6,457

Six months ended:
Beginning balance		$	812		1,545		3,137		1,126		103			$	6,723
Charge-offs			(68)		(39)		(118)		(455)		(62)				(742)
Recoveries			17		3		4		41		11				76
	Net charge-offs		(51)		(36)		(114)		(414)		(51)				(666)
Provision for loan losses			(86)		(55)		88		413		40				400
Ending balance		$	675		1,454		3,111		1,125		92			$	6,457

FinancingReceivableAllowanceforCreditLossAdditionalInformationTableTextBlock

							Collectively evaluated (1)			Individually evaluated (2)			Total
							Allowance	Recorded		Allowance	Recorded		Allowance	Recorded
							for loan	investment		for loan	investment		for loan	investment
(In thousands)							losses	in loans		losses	in loans		losses	in loans
June 30, 2014:
Commercial and industrial						$	639	51,959		—	95		639	52,054
Construction and land development							907	31,498		—	963		907	32,461
Commercial real estate							1,744	185,302		169	1,939		1,913	187,241
Residential real estate							1,095	102,040		—	881		1,095	102,921
Consumer installment							174	11,686		—	—		174	11,686
		Total				$	4,559	382,485		169	3,878		4,728	386,363

June 30, 2013:
Commercial and industrial						$	675	55,882		—	148		675	56,030
Construction and land development							1,347	44,285		107	1,601		1,454	45,886
Commercial real estate							2,991	174,922		120	2,369		3,111	177,291
Residential real estate							1,069	97,732		56	1,289		1,125	99,021
Consumer installment							92	12,747		—	—		92	12,747
		Total				$	6,174	385,568		283	5,407		6,457	390,975
(1)		Represents loans collectively evaluated for impairment in accordance with ASC 450-20, Loss Contingencies (formerly FAS 5), and
		pursuant to amendments by ASU 2010-20 regarding allowance for unimpaired loans.
(2)		Represents loans individually evaluated for impairment in accordance with ASC 310-30, Receivables (formerly FAS 114), and
		pursuant to amendments by ASU 2010-20 regarding allowance for impaired loans.

Financing Receivable Credit Quality Indicators [Table Text Block]

(In thousands)									Pass		Special Mention		Substandard Accruing		Nonaccrual			Total loans
June 30, 2014:
Commercial and industrial								$	47,157		4,448		397		52		$	52,054
Construction and land development									30,285		638		575		963			32,461
Commercial real estate:
	Owner occupied								50,904		1,206		185		276			52,571
	Other								133,581		89		790		210			134,670
		Total commercial real estate							184,485		1,295		975		486			187,241
Residential real estate:
	Consumer mortgage								51,424		3,426		3,518		889			59,257
	Investment property								40,702		1,312		1,236		414			43,664
		Total residential real estate							92,126		4,738		4,754		1,303			102,921
Consumer installment									11,547		28		111		—			11,686
		Total						$	365,600		11,147		6,812		2,804		$	386,363

December 31, 2013:
Commercial and industrial								$	53,060		4,183		482		55		$	57,780
Construction and land development									33,616		180		1,101		1,582			36,479
Commercial real estate:
	Owner occupied								53,430		770		875		1,027			56,102
	Other								117,490		91		808		429			118,818
		Total commercial real estate							170,920		861		1,683		1,456			174,920
Residential real estate:
	Consumer mortgage								50,392		1,137		5,476		866			57,871
	Investment property								40,517		1,310		1,706		302			43,835
		Total residential real estate							90,909		2,447		7,182		1,168			101,706
Consumer installment									12,713		34		146		—			12,893
		Total						$	361,218		7,705		10,594		4,261		$	383,778

Impaired Financing Receivables [Table Text Block]

							June 30, 2014
(In thousands)							Unpaid principal balance (1)	Charge-offs and payments applied (2)	Recorded investment (3)			Related allowance
With no allowance recorded:
Commercial and industrial						$	95	—	95
Construction and land development							2,960	(1,997)	963
Commercial real estate:
	Owner occupied						337	(61)	276
	Other						300	(90)	210
		Total commercial real estate					637	(151)	486
Residential real estate:
	Consumer mortgages						941	(224)	717
	Investment property						206	(42)	164
		Total residential real estate					1,147	(266)	881
		Total				$	4,839	(2,414)	2,425
With allowance recorded:
Commercial real estate:
	Owner occupied						861	—	861			117
	Other						592	—	592			52
		Total commercial real estate					1,453	—	1,453			169
		Total				$	1,453	—	1,453		$	169
		Total impaired loans				$	6,292	(2,414)	3,878		$	169
(1) Unpaid principal balance represents the contractual obligation due from the customer.
(2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been
	applied against the outstanding principal balance subsequent to the loans being placed on nonaccrual status.
(3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before
	any related allowance for loan losses.

							December 31, 2013
(In thousands)							Unpaid principal balance (1)	Charge-offs and payments applied (2)	Recorded investment (3)			Related allowance
With no allowance recorded:
Commercial and industrial						$	124	—	124
Construction and land development							2,879	(1,682)	1,197
Commercial real estate:
	Owner occupied						1,217	(190)	1,027
	Other						518	(89)	429
		Total commercial real estate					1,735	(279)	1,456
Residential real estate:
	Consumer mortgages						952	(198)	754
	Investment property						207	(35)	172
		Total residential real estate					1,159	(233)	926
		Total				$	5,897	(2,194)	3,703
With allowance recorded:
Construction and land development							452	(67)	385			88
Commercial real estate:
	Owner occupied						875	—	875			110
	Other						602	—	602			62
		Total commercial real estate					1,477	—	1,477			172
		Total				$	1,929	(67)	1,862		$	260
		Total impaired loans				$	7,826	(2,261)	5,565		$	260
(1) Unpaid principal balance represents the contractual obligation due from the customer.
(2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been
	applied against the outstanding principal balance subsequent to the loans being placed on nonaccrual status.
(3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before
	any related allowance for loan losses.

ScheduleOfAverageImpairedFinancingReceivableTableTextBlock

							Quarter ended June 30, 2014				Six months ended June 30, 2014
							Average		Total interest		Average		Total interest
							recorded		income		recorded		income
(In thousands)							investment		recognized		investment		recognized
Impaired loans:
Commercial and industrial						$	103		2		111		4
Construction and land development							1,098		—		1,343		—
Commercial real estate:
	Owner occupied						1,142		9		1,468		21
	Other						949		8		994		17
		Total commercial real estate					2,091		17		2,462		38
Residential real estate:
	Consumer mortgages						724		—		736		—
	Investment property						165		—		168		—
		Total residential real estate					889		—		904		—
		Total				$	4,181		19		4,820		42

							Quarter ended June 30, 2013				Six months ended June 30, 2013
							Average		Total interest		Average		Total interest
							recorded		income		recorded		income
(In thousands)							investment		recognized		investment		recognized
Impaired loans:
Commercial and industrial						$	150		2		158		5
Construction and land development							1,607		—		1,614		—
Commercial real estate:
	Owner occupied						1,984		14		2,019		29
	Other						430		—		1,902		—
		Total commercial real estate					2,414		14		3,921		29
Residential real estate:
	Consumer mortgages						789		—		801		—
	Investment property						348		—		323		—
		Total residential real estate					1,137		—		1,124		—
		Total				$	5,308		16		6,817		34

Troubled Debt Restructurings on Financing Receivables [Table Text Block]

							TDRs
												Related
(In thousands)							Accruing	Nonaccrual	Total			Allowance
June 30, 2014
Commercial and industrial						$	95	—	95		$	—
Construction and land development							—	963	963			—
Commercial real estate:
	Owner occupied						861	276	1,137			117
	Other						592	210	802			52
		Total commercial real estate					1,453	486	1,939			169
Residential real estate:
	Consumer mortgages						—	717	717			—
	Investment property						—	164	164			—
		Total residential real estate					—	881	881			—
		Total				$	1,548	2,330	3,878		$	169

December 31, 2013
Commercial and industrial						$	124	—	124		$	—
Construction and land development							—	1,582	1,582			88
Commercial real estate:
	Owner occupied						875	285	1,160			110
	Other						602	429	1,031			62
		Total commercial real estate					1,477	714	2,191			172
Residential real estate:
	Consumer mortgages						—	754	754			—
	Investment property						—	172	172			—
		Total residential real estate					—	926	926			—
		Total				$	1,601	3,222	4,823		$	260

						Quarter ended June 30,								Six months ended June 30,
									Pre-		Post -						Pre-		Post -
									modification		modification						modification		modification
						Number			outstanding		outstanding			Number			outstanding		outstanding
						of			recorded		recorded			of			recorded		recorded
(Dollars in thousands)						contracts			investment		investment			contracts			investment		investment
2013:
Commercial real estate:
	Other					—		$	—		—			1		$	431		431
		Total commercial real estate				—			—		—			1			431		431
Residential real estate:
	Consumer mortgages					—			—		—			1			131		131
		Total residential real estate				—			—		—			1			131		131
		Total				—		$	—		—			2		$	562		562

						Quarter ended June 30,							Six months Ended June 30,
						Number of			Recorded				Number of			Recorded
(Dollars in thousands)						Contracts			investment(1)				Contracts			investment(1)
2013:
Construction and land development						—		$	—				1		$	1,197
		Total				—		$	—				1		$	1,197
(1) Amount as of applicable month end during the respective period for which there was a payment default.

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Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

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