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Loan and Allowance for Loan Loss (Tables)

6 Months Ended

Jun. 30, 2015

Loans And Leases Receivable Disclosure

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

							June 30,			December 31,
(In thousands)							2015			2014
Commercial and industrial						$	57,310		$	54,329
Construction and land development							38,854			37,298
Commercial real estate:
	Owner occupied						42,343			52,296
	Other						141,781			139,710
		Total commercial real estate					184,124			192,006
Residential real estate:
	Consumer mortgage						69,448			66,489
	Investment property						45,591			41,152
		Total residential real estate					115,039			107,641
Consumer installment							13,632			12,335
		Total loans					408,959			403,609
Less: unearned income							(464)			(655)
		Loans, net of unearned income				$	408,495		$	402,954

Past Due Financing Receivables [Table Text Block]

									Accruing	Accruing	Total
									30-89 Days	Greater than	Accruing	Non-			Total
(In thousands)							Current		Past Due	90 days	Loans	Accrual			Loans
June 30, 2015:
Commercial and industrial							$	57,258	6	—	57,264	46		$	57,310
Construction and land development								38,080	12	160	38,252	602			38,854
Commercial real estate:
	Owner occupied							41,659	—	—	41,659	684			42,343
	Other							141,781	—	—	141,781	—			141,781
		Total commercial real estate						183,440	—	—	183,440	684			184,124
Residential real estate:
	Consumer mortgage							68,947	246	228	69,421	27			69,448
	Investment property							45,368	169	54	45,591	—			45,591
		Total residential real estate						114,315	415	282	115,012	27			115,039
Consumer installment								13,609	23	—	13,632	—			13,632
		Total					$	406,702	456	442	407,600	1,359		$	408,959

December 31, 2014:
Commercial and industrial							$	54,106	168	—	54,274	55		$	54,329
Construction and land development								36,483	210	—	36,693	605			37,298
Commercial real estate:
	Owner occupied							51,832	201	—	52,033	263			52,296
	Other							139,710	—	—	139,710	—			139,710
		Total commercial real estate						191,542	201	—	191,743	263			192,006
Residential real estate:
	Consumer mortgage							64,713	1,736	—	66,449	40			66,489
	Investment property							40,503	495	—	40,998	154			41,152
		Total residential real estate						105,216	2,231	—	107,447	194			107,641
Consumer installment								12,290	45	—	12,335	—			12,335
		Total					$	399,637	2,855	—	402,492	1,117		$	403,609

Allowance for Credit Losses on Financing Receivables [Table Text Block]

			June 30, 2015
(In thousands)		Commercial and industrial			Construction and land development		Commercial real estate		Residential real estate		Consumer installment				Total
Quarter ended:
Beginning balance		$	644		830		1,888		1,153		207			$	4,722
Charge-offs			—		—		—		—		(5)				(5)
Recoveries			3		4		—		151		11				169
	Net recoveries (charge-offs)		3		4		—		151		6				164
Provision for loan losses			34		(194)		258		(124)		26				—
Ending balance		$	681		640		2,146		1,180		239			$	4,886

Six months ended:
Beginning balance		$	639		974		1,928		1,119		176			$	4,836
Charge-offs			(58)		—		—		(59)		(23)				(140)
Recoveries			4		9		—		165		12				190
	Net (charge-offs) recoveries		(54)		9		—		106		(11)				50
Provision for loan losses			96		(343)		218		(45)		74				—
Ending balance		$	681		640		2,146		1,180		239			$	4,886

			June 30, 2014
(In thousands)		Commercial and industrial			Construction and land development		Commercial real estate		Residential real estate		Consumer installment				Total
Quarter ended:
Beginning balance		$	482		214		2,493		1,256		266			$	4,711
Charge-offs			(46)		—		—		(41)		(8)				(95)
Recoveries			32		1		—		74		5				112
	Net (charge-offs) recoveries		(14)		1		—		33		(3)				17
Provision for loan losses			171		692		(580)		(194)		(89)				—
Ending balance		$	639		907		1,913		1,095		174			$	4,728

Six months ended:
Beginning balance		$	386		366		3,186		1,114		216			$	5,268
Charge-offs			(46)		(236)		—		(72)		(44)				(398)
Recoveries			36		3		118		91		10				258
	Net (charge-offs) recoveries		(10)		(233)		118		19		(34)				(140)
Provision for loan losses			263		774		(1,391)		(38)		(8)				(400)
Ending balance		$	639		907		1,913		1,095		174			$	4,728

FinancingReceivableAllowanceforCreditLossAdditionalInformationTableTextBlock

							Collectively evaluated (1)			Individually evaluated (2)			Total
							Allowance	Recorded		Allowance	Recorded		Allowance	Recorded
							for loan	investment		for loan	investment		for loan	investment
(In thousands)							losses	in loans		losses	in loans		losses	in loans
June 30, 2015:
Commercial and industrial						$	681	57,246		—	64		681	57,310
Construction and land development							640	38,252		—	602		640	38,854
Commercial real estate							1,672	182,465		474	1,659		2,146	184,124
Residential real estate							1,180	115,039		—	—		1,180	115,039
Consumer installment							239	13,632		—	—		239	13,632
		Total				$	4,412	406,634		474	2,325		4,886	408,959

June 30, 2014:
Commercial and industrial						$	639	51,959		—	95		639	52,054
Construction and land development							907	31,498		—	963		907	32,461
Commercial real estate							1,744	185,302		169	1,939		1,913	187,241
Residential real estate							1,095	102,040		—	881		1,095	102,921
Consumer installment							174	11,686		—	—		174	11,686
		Total				$	4,559	382,485		169	3,878		4,728	386,363
(1)		Represents loans collectively evaluated for impairment in accordance with ASC 450-20, Loss Contingencies (formerly FAS 5), and
		pursuant to amendments by ASU 2010-20 regarding allowance for non-impaired loans.
(2)		Represents loans individually evaluated for impairment in accordance with ASC 310-30, Receivables (formerly FAS 114), and
		pursuant to amendments by ASU 2010-20 regarding allowance for impaired loans.

Financing Receivable Credit Quality Indicators [Table Text Block]

(In thousands)									Pass		Special Mention		Substandard Accruing		Nonaccrual			Total loans
June 30, 2015:
Commercial and industrial								$	52,662		4,219		383		46		$	57,310
Construction and land development									37,495		130		627		602			38,854
Commercial real estate:
	Owner occupied								40,323		1,112		224		684			42,343
	Other								139,324		2,178		279		—			141,781
		Total commercial real estate							179,647		3,290		503		684			184,124
Residential real estate:
	Consumer mortgage								63,688		2,001		3,732		27			69,448
	Investment property								43,935		490		1,166		—			45,591
		Total residential real estate							107,623		2,491		4,898		27			115,039
Consumer installment									13,436		29		167		—			13,632
		Total						$	390,863		10,159		6,578		1,359		$	408,959

December 31, 2014:
Commercial and industrial								$	49,550		4,348		376		55		$	54,329
Construction and land development									35,911		226		556		605			37,298
Commercial real estate:
	Owner occupied								49,900		1,905		228		263			52,296
	Other								136,801		2,253		656		—			139,710
		Total commercial real estate							186,701		4,158		884		263			192,006
Residential real estate:
	Consumer mortgage								59,646		1,912		4,891		40			66,489
	Investment property								39,348		624		1,026		154			41,152
		Total residential real estate							98,994		2,536		5,917		194			107,641
Consumer installment									12,200		21		114		—			12,335
		Total						$	383,356		11,289		7,847		1,117		$	403,609

Impaired Financing Receivables [Table Text Block]

							June 30, 2015
(In thousands)							Unpaid principal balance (1)	Charge-offs and payments applied (2)	Recorded investment (3)			Related allowance
With no allowance recorded:
Commercial and industrial						$	64	—	64
Construction and land development							2,596	(1,994)	602
Commercial real estate:
	Owner occupied						316	(72)	244
		Total commercial real estate					316	(72)	244
		Total				$	2,976	(2,066)	910
With allowance recorded:
Commercial real estate:
	Owner occupied						1,269	(70)	1,199			382
	Other						216	—	216			92
		Total commercial real estate					1,485	(70)	1,415			474
		Total				$	1,485	(70)	1,415		$	474
		Total impaired loans				$	4,461	(2,136)	2,325		$	474
(1) Unpaid principal balance represents the contractual obligation due from the customer.
(2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been
	applied against the outstanding principal balance subsequent to the loans being placed on nonaccrual status.
(3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before
	any related allowance for loan losses.

							December 31, 2014
(In thousands)							Unpaid principal balance (1)	Charge-offs and payments applied (2)	Recorded investment (3)			Related allowance
With no allowance recorded:
Commercial and industrial						$	70	—	70
Construction and land development							2,822	(2,217)	605
Commercial real estate:
	Owner occupied						331	(68)	263
		Total commercial real estate					331	(68)	263
Residential real estate:
	Consumer mortgages						934	(192)	742
	Investment property						180	(26)	154
		Total residential real estate					1,114	(218)	896
		Total				$	4,337	(2,503)	1,834
With allowance recorded:
Commercial real estate:
	Owner occupied						846	—	846			102
	Other						591	—	591			92
		Total commercial real estate					1,437	—	1,437			194
		Total				$	1,437	—	1,437		$	194
		Total impaired loans				$	5,774	(2,503)	3,271		$	194
(1) Unpaid principal balance represents the contractual obligation due from the customer.
(2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been
	applied against the outstanding principal balance subsequent to the loans being placed on nonaccrual status.
(3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before
	any related allowance for loan losses.

Schedule Of Average Impaired Financing Receivable [Table Text Block]

							Quarter ended June 30, 2015				Six months ended June 30, 2015
							Average		Total interest		Average		Total interest
							recorded		income		recorded		income
(In thousands)							investment		recognized		investment		recognized
Impaired loans:
Commercial and industrial						$	64		1		66		2
Construction and land development							608		—		613		—
Commercial real estate:
	Owner occupied						1,202		9		1,143		21
	Other						466		8		538		18
		Total commercial real estate					1,668		17		1,681		39
Residential real estate:
	Consumer mortgages						512		158		648		173
	Investment property						100		76		130		76
		Total residential real estate					612		234		778		249
		Total				$	2,952		252		3,138		290

							Quarter ended June 30, 2014				Six months ended June 30, 2014
							Average		Total interest		Average		Total interest
							recorded		income		recorded		income
(In thousands)							investment		recognized		investment		recognized
Impaired loans:
Commercial and industrial						$	103		2		111		4
Construction and land development							1,098		—		1,343		—
Commercial real estate:
	Owner occupied						1,142		9		1,468		21
	Other						949		8		994		17
		Total commercial real estate					2,091		17		2,462		38
Residential real estate:
	Consumer mortgages						724		—		736		—
	Investment property						165		—		168		—
		Total residential real estate					889		—		904		—
		Total				$	4,181		19		4,820		42

Troubled Debt Restructurings, Accrual Status [Table Text Block]

							TDRs
												Related
(In thousands)							Accruing	Nonaccrual	Total			Allowance
June 30, 2015
Commercial and industrial						$	64	—	64		$	—
Construction and land development							—	602	602			—
Commercial real estate:
	Owner occupied						828	244	1,072			84
	Other						216	—	216			92
		Total commercial real estate					1,044	244	1,288			176
		Total				$	1,108	846	1,954		$	176

December 31, 2014
Commercial and industrial						$	70	—	70		$	—
Construction and land development							—	605	605			—
Commercial real estate:
	Owner occupied						846	263	1,109			102
	Other						591	—	591			92
		Total commercial real estate					1,437	263	1,700			194
Residential real estate:
	Consumer mortgages						742	—	742			—
	Investment property						—	154	154			—
		Total residential real estate					742	154	896			—
		Total				$	2,249	1,022	3,271		$	194

Troubled Debt Restructuring, Modifications [Table Text Block]

						Quarter ended June 30,								Six months ended June 30,
									Pre-		Post -						Pre-		Post -
									modification		modification						modification		modification
						Number			outstanding		outstanding			Number			outstanding		outstanding
						of			recorded		recorded			of			recorded		recorded
(Dollars in thousands)						contracts			investment		investment			contracts			investment		investment
2015:
Commercial and industrial						1		$	61		66			1		$	61		66
Construction and land development						—			—		—			1			116		113
Commercial real estate:
	Other					—			—		—			1			592		592
		Total commercial real estate				—			—		—			1			592		592
		Total				1		$	61		66			3		$	769		771

Schedule Of Debtor, Troubled Debt Restructuring, Subsequent Defaults [Table Text Block]

						Quarter ended June 30,							Six months Ended June 30,
						Number of			Recorded				Number of			Recorded
(Dollars in thousands)						Contracts			investment(1)				Contracts			investment(1)
2015:
Commerical real estate:
	Owner occupied					—		$	—				1		$	261
		Total commercial real estate				—			—				1			261
Residential real estate:
	Investment property					—		$	—				1			150
		Total residential real estate				—			—				1			150
		Total				—		$	—				2		$	411
(1) Amount as of applicable month end during the respective period for which there was a payment default.

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Tabular disclosure of financing receivables (examples of financing receivables include loans, trade accounts receivable and notes receivable) and activity in the allowance for credit losses account.

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Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.

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