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Consolidated Statements of Earnings - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2016
Mar. 31, 2015
Interest income:    
Loans, including fees $ 5,096 $ 5,006
Securities - Taxable 898 1,040
Securities - Tax-exempt 625 651
Federal funds sold and interest bearing bank deposits 126 39
Total interest income 6,745 6,736
Interest expense:    
Deposits 981 1,102
Short-term borrowings 4 6
Long-term debt interest expense 63 105
Total interest expense 1,048 1,213
Net interest income 5,697 5,523
Provision for loan losses (600) 0
Net interest income after provision for loan losses 6,297 5,523
Noninterest income:    
Service charges on deposit accounts 198 206
Mortgage lending 179 334
Bank-owned life insurance income 112 401
Other noninterest income 345 377
Securities gains, net:    
Realized gains, net 0 3
Total other-than-temporary impairments 0 0
Total securities gains, net 0 3
Total noninterest income 834 1,321
Noninterest expense:    
Salaries and benefits 2,405 2,268
Net occupancy and equipment 360 358
Professional fees 211 201
FDIC and other regulatory assessments 122 125
Other real estate owned, net 20 17
Prepayment penalties on long-term debt 0 362
Other noninterest expense 991 983
Total noninterest expense 4,109 4,314
Earnings before income taxes 3,022 2,530
Income tax expense 831 668
Net earnings $ 2,191 $ 1,862
Net earnings per share:    
Basic and diluted earnings per share $ 0.6 $ 0.51
Weighted average shares outstanding:    
Basic and diluted weighted average shares outstanding 3,643,484 3,643,365