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Loan and Allowance for Loan Losses (Tables)

6 Months Ended

Jun. 30, 2019

Loans And Leases Receivable Disclosure [Abstract]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

							June 30,			December 31,
(In thousands)							2019			2018
Commercial and industrial						$	54,307		$	63,467
Construction and land development							45,395			40,222
Commercial real estate:
	Owner occupied						61,187			56,413
	Multi-family						44,022			40,455
	Other						163,291			165,028
		Total commercial real estate					268,500			261,896
Residential real estate:
	Consumer mortgage						53,680			56,223
	Investment property						45,612			46,374
		Total residential real estate					99,292			102,597
Consumer installment							9,091			9,295
		Total loans					476,585			477,477
Less: unearned income							(524)			(569)
		Loans, net of unearned income				$	476,061		$	476,908

Past Due Financing Receivables [Table Text Block]

									Accruing	Accruing	Total
									30-89 Days	Greater than	Accruing	Non-			Total
(In thousands)							Current		Past Due	90 days	Loans	Accrual			Loans
June 30, 2019:
Commercial and industrial							$	54,198	109	—	54,307	—		$	54,307
Construction and land development								45,044	351	—	45,395	—			45,395
Commercial real estate:
	Owner occupied							61,187	—	—	61,187	—			61,187
	Multi-family							44,022	—	—	44,022	—			44,022
	Other							163,291	—	—	163,291	—			163,291
		Total commercial real estate						268,500	—	—	268,500	—			268,500
Residential real estate:
	Consumer mortgage							53,335	214	—	53,549	131			53,680
	Investment property							45,612	—	—	45,612	—			45,612
		Total residential real estate						98,947	214	—	99,161	131			99,292
Consumer installment								9,083	8	—	9,091	—			9,091
		Total					$	475,772	682	—	476,454	131		$	476,585

December 31, 2018:
Commercial and industrial							$	63,367	100	—	63,467	—		$	63,467
Construction and land development								39,997	225	—	40,222	—			40,222
Commercial real estate:
	Owner occupied							56,413	—	—	56,413	—			56,413
	Multi-family							40,455	—	—	40,455	—			40,455
	Other							165,028	—	—	165,028	—			165,028
		Total commercial real estate						261,896	—	—	261,896	—			261,896
Residential real estate:
	Consumer mortgage							54,446	1,599	—	56,045	178			56,223
	Investment property							46,233	141	—	46,374	—			46,374
		Total residential real estate						100,679	1,740	—	102,419	178			102,597
Consumer installment								9,254	41	—	9,295	—			9,295
		Total					$	475,193	2,106	—	477,299	178		$	477,477

Allowance for Credit Losses on Financing Receivables [Table Text Block]

			June 30, 2019
(In thousands)		Commercial and industrial			Construction and land development		Commercial real estate		Residential real estate		Consumer installment				Total
Quarter ended:
Beginning balance		$	686		773		2,251		930		168			$	4,808
Charge-offs			—		—		—		—		(1)				(1)
Recoveries			6		—		1		33		4				44
	Net recoveries		6		—		1		33		3				43
Provision for loan losses			34		8		35		(59)		(18)				—
Ending balance		$	726		781		2,287		904		153			$	4,851

Six months ended:
Beginning balance		$	778		700		2,218		946		148			$	4,790
Charge-offs			—		—		—		—		(16)				(16)
Recoveries			24		—		1		47		5				77
	Net recoveries (charge-offs)		24		—		1		47		(11)				61
Provision for loan losses			(76)		81		68		(89)		16				—
Ending balance		$	726		781		2,287		904		153			$	4,851

			June 30, 2018
(In thousands)		Commercial and industrial			Construction and land development		Commercial real estate		Residential real estate		Consumer installment				Total
Quarter ended:
Beginning balance		$	724		670		2,119		1,053		166			$	4,732
Charge-offs			—		—		(39)		—		—				(39)
Recoveries			32		—		—		17		8				57
	Net recoveries (charge-offs)		32		—		(39)		17		8				18
Provision for loan losses			(156)		117		117		(53)		(25)				—
Ending balance		$	600		787		2,197		1,017		149			$	4,750

Six months ended:
Beginning balance		$	653		734		2,126		1,071		173			$	4,757
Charge-offs			(52)		—		(39)		(4)		(2)				(97)
Recoveries			46		—		—		33		11				90
	Net (charge-offs) recoveries		(6)		—		(39)		29		9				(7)
Provision for loan losses			(47)		53		110		(83)		(33)				—
Ending balance		$	600		787		2,197		1,017		149			$	4,750

Financing Receivable Allowance for Credit Loss Additional Information [Table Text Block]

							Collectively evaluated (1)			Individually evaluated (2)			Total
							Allowance	Recorded		Allowance	Recorded		Allowance	Recorded
							for loan	investment		for loan	investment		for loan	investment
(In thousands)							losses	in loans		losses	in loans		losses	in loans
June 30, 2019:
Commercial and industrial						$	726	54,307		—	—		726	54,307
Construction and land development							781	45,395		—	—		781	45,395
Commercial real estate							2,287	268,500		—	—		2,287	268,500
Residential real estate							904	99,292		—	—		904	99,292
Consumer installment							153	9,091		—	—		153	9,091
		Total				$	4,851	476,585		—	—		4,851	476,585

June 30, 2018:
Commercial and industrial						$	600	52,921		—	—		600	52,921
Construction and land development							787	42,675		—	—		787	42,675
Commercial real estate							2,194	245,252		3	877		2,197	246,129
Residential real estate							1,017	105,705		—	—		1,017	105,705
Consumer installment							149	9,824		—	—		149	9,824
		Total				$	4,747	456,377		3	877		4,750	457,254
(1)		Represents loans collectively evaluated for impairment in accordance with ASC 450-20, Loss Contingencies (formerly FAS 5), and
		pursuant to amendments by ASU 2010-20 regarding allowance for non-impaired loans.
(2)		Represents loans individually evaluated for impairment in accordance with ASC 310-30, Receivables (formerly FAS 114), and
		pursuant to amendments by ASU 2010-20 regarding allowance for impaired loans.

Financing Receivable Credit Quality Indicators [Table Text Block]

(In thousands)									Pass		Special Mention		Substandard Accruing		Nonaccrual			Total loans
June 30, 2019:
Commercial and industrial								$	50,485		3,232		590		—		$	54,307
Construction and land development									44,566		148		681		—			45,395
Commercial real estate:
	Owner occupied								60,325		781		81		—			61,187
	Multi-family								44,022		—		—		—			44,022
	Other								162,149		1,118		24		—			163,291
		Total commercial real estate							266,496		1,899		105		—			268,500
Residential real estate:
	Consumer mortgage								49,036		1,527		2,986		131			53,680
	Investment property								44,812		165		635		—			45,612
		Total residential real estate							93,848		1,692		3,621		131			99,292
Consumer installment									8,934		106		51		—			9,091
		Total						$	464,329		7,077		5,048		131		$	476,585

December 31, 2018:
Commercial and industrial								$	61,568		1,377		522		—		$	63,467
Construction and land development									39,481		—		741		—			40,222
Commercial real estate:
	Owner occupied								55,942		154		317		—			56,413
	Multi-family								40,455		—		—		—			40,455
	Other								163,449		1,208		371		—			165,028
		Total commercial real estate							259,846		1,362		688		—			261,896
Residential real estate:
	Consumer mortgage								50,903		1,374		3,768		178			56,223
	Investment property								45,463		173		738		—			46,374
		Total residential real estate							96,366		1,547		4,506		178			102,597
Consumer installment									9,149		75		71		—			9,295
		Total						$	466,410		4,361		6,528		178		$	477,477

Impaired Financing Receivables [Table Text Block]

							December 31, 2018
(In thousands)							Unpaid principal balance (1)	Charge-offs and payments applied (2)	Recorded investment (3)			Related allowance
With no allowance recorded:
Commercial real estate:
	Owner occupied					$	157	—	157
		Total commercial real estate					157	—	157
		Total impaired loans				$	157	—	157		$	—
(1) Unpaid principal balance represents the contractual obligation due from the customer.
(2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been
	applied against the outstanding principal balance subsequent to the loans being placed on nonaccrual status.
(3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before
	any related allowance for loan losses.

Schedule Of Average Impaired Financing Receivable [Table Text Block]

							Quarter ended June 30, 2019				Six months ended June 30, 2019
							Average		Total interest		Average		Total interest
							recorded		income		recorded		income
(In thousands)							investment		recognized		investment		recognized
Impaired loans:
Commercial real estate:
	Owner occupied					$	—		—		45		9
		Total commercial real estate					—		—		45		9
		Total				$	—		—		45		9

							Quarter ended June 30, 2018				Six months ended June 30, 2018
							Average		Total interest		Average		Total interest
							recorded		income		recorded		income
(In thousands)							investment		recognized		investment		recognized
Impaired loans:
Commercial and industrial						$	7		—		17		—
Commercial real estate:
	Owner occupied						168		2		170		5
	Other						1,392		—		1,827		—
		Total commercial real estate					1,560		2		1,997		5
		Total				$	1,567		2		2,014		5

Troubled Debt Restructurings on Financing Receivables, Accrual Status [Table Text Block]

							TDRs
												Related
(In thousands)							Accruing	Nonaccrual	Total			Allowance
December 31, 2018
Commercial real estate:
	Owner occupied					$	157	—	157		$	—
		Total commercial real estate				$	157	—	157		$	—
		Total				$	157	—	157		$	—

Troubled Debt Restructuring Modifications [Table Text Block]

Quarter ended June 30,

Six months ended June 30,

Pre-

Post -

Pre-

Post -

modification

modification

modification

modification

Number

outstanding

outstanding

Number

outstanding

outstanding

of

recorded

recorded

of

recorded

recorded

(Dollars in thousands)

contracts

investment

investment

contracts

investment

investment

2018:

Commercial real estate:

Other

—

$

—

—

1

$

737

737

Total commercial real estate

—

—

—

1

737

737

Total

—

$

—

—

1

$

737

737

Schedule Of Debtor Troubled Debt Restructuring, Subsequent Defaults [Table Text Block]

						Quarter ended June 30,							Six months ended June 30,
						Number of			Recorded				Number of			Recorded
(Dollars in thousands)						Contracts			investment(1)				Contracts			investment(1)
2018:
Commercial real estate:
	Other					—		$	—				1		$	1,259
		Total commercial real estate				—			—				1			1,259
		Total				—		$	—				1		$	1,259
(1) Amount as of applicable month end during the respective period for which there was a payment default.

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