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Loan and Allowance for Loan Losses (Tables)

9 Months Ended

Sep. 30, 2019

Loans And Leases Receivable Disclosure [Abstract]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

							September 30,			December 31,
(In thousands)							2019			2018
Commercial and industrial						$	52,288		$	63,467
Construction and land development							41,599			40,222
Commercial real estate:
	Owner occupied						60,977			56,413
	Multi-family						42,766			40,455
	Other						163,603			165,028
		Total commercial real estate					267,346			261,896
Residential real estate:
	Consumer mortgage						48,348			56,223
	Investment property						46,867			46,374
		Total residential real estate					95,215			102,597
Consumer installment							9,148			9,295
		Total loans					465,596			477,477
Less: unearned income							(488)			(569)
		Loans, net of unearned income				$	465,108		$	476,908

Past Due Financing Receivables [Table Text Block]

									Accruing	Accruing	Total
									30-89 Days	Greater than	Accruing	Non-			Total
(In thousands)							Current		Past Due	90 days	Loans	Accrual			Loans
September 30, 2019:
Commercial and industrial							$	52,235	53	—	52,288	—		$	52,288
Construction and land development								41,150	449	—	41,599	—			41,599
Commercial real estate:
	Owner occupied							60,977	—	—	60,977	—			60,977
	Multi-family							42,766	—	—	42,766	—			42,766
	Other							163,603	—	—	163,603	—			163,603
		Total commercial real estate						267,346	—	—	267,346	—			267,346
Residential real estate:
	Consumer mortgage							47,986	94	94	48,174	174			48,348
	Investment property							46,867	—	—	46,867	—			46,867
		Total residential real estate						94,853	94	94	95,041	174			95,215
Consumer installment								9,127	21	—	9,148	—			9,148
		Total					$	464,711	617	94	465,422	174		$	465,596

December 31, 2018:
Commercial and industrial							$	63,367	100	—	63,467	—		$	63,467
Construction and land development								39,997	225	—	40,222	—			40,222
Commercial real estate:
	Owner occupied							56,413	—	—	56,413	—			56,413
	Multi-family							40,455	—	—	40,455	—			40,455
	Other							165,028	—	—	165,028	—			165,028
		Total commercial real estate						261,896	—	—	261,896	—			261,896
Residential real estate:
	Consumer mortgage							54,446	1,599	—	56,045	178			56,223
	Investment property							46,233	141	—	46,374	—			46,374
		Total residential real estate						100,679	1,740	—	102,419	178			102,597
Consumer installment								9,254	41	—	9,295	—			9,295
		Total					$	475,193	2,106	—	477,299	178		$	477,477

Allowance for Credit Losses on Financing Receivables [Table Text Block]

			September 30, 2019
(In thousands)		Commercial and industrial			Construction and land development		Commercial real estate		Residential real estate		Consumer installment				Total
Quarter ended:
Beginning balance		$	726		781		2,287		904		153			$	4,851
Charge-offs			(128)		—		—		(1)		(2)				(131)
Recoveries			59		—		—		12		16				87
	Net (charge-offs) recoveries		(69)		—		—		11		14				(44)
Provision for loan losses			28		(51)		67		(25)		(19)				—
Ending balance		$	685		730		2,354		890		148			$	4,807

Nine months ended:
Beginning balance		$	778		700		2,218		946		148			$	4,790
Charge-offs			(128)		—		—		(1)		(18)				(147)
Recoveries			83		—		1		59		21				164
	Net (charge-offs) recoveries		(45)		—		1		58		3				17
Provision for loan losses			(48)		30		135		(114)		(3)				—
Ending balance		$	685		730		2,354		890		148			$	4,807

			September 30, 2018
(In thousands)		Commercial and industrial			Construction and land development		Commercial real estate		Residential real estate		Consumer installment				Total
Quarter ended:
Beginning balance		$	600		787		2,197		1,017		149			$	4,750
Charge-offs			—		—		—		(11)		(7)				(18)
Recoveries			13		—		—		19		21				53
	Net recoveries (charge-offs)		13		—		—		8		14				35
Provision for loan losses			(69)		49		44		(28)		4				—
Ending balance		$	544		836		2,241		997		167			$	4,785

Nine months ended:
Beginning balance		$	653		734		2,126		1,071		173			$	4,757
Charge-offs			(52)		—		(39)		(15)		(9)				(115)
Recoveries			59		—		—		52		32				143
	Net recoveries (charge-offs)		7		—		(39)		37		23				28
Provision for loan losses			(116)		102		154		(111)		(29)				—
Ending balance		$	544		836		2,241		997		167			$	4,785

Financing Receivable Allowance for Credit Loss Additional Information [Table Text Block]

							Collectively evaluated (1)			Individually evaluated (2)			Total
							Allowance	Recorded		Allowance	Recorded		Allowance	Recorded
							for loan	investment		for loan	investment		for loan	investment
(In thousands)							losses	in loans		losses	in loans		losses	in loans
September 30, 2019:
Commercial and industrial						$	685	52,288		—	—		685	52,288
Construction and land development							730	41,599		—	—		730	41,599
Commercial real estate							2,354	267,346		—	—		2,354	267,346
Residential real estate							890	95,215		—	—		890	95,215
Consumer installment							148	9,148		—	—		148	9,148
		Total				$	4,807	465,596		—	—		4,807	465,596

September 30, 2018:
Commercial and industrial						$	544	52,430		—	—		544	52,430
Construction and land development							836	45,109		—	—		836	45,109
Commercial real estate							2,241	249,292		—	858		2,241	250,150
Residential real estate							997	103,329		—	—		997	103,329
Consumer installment							167	9,942		—	—		167	9,942
		Total				$	4,785	460,102		—	858		4,785	460,960
(1)		Represents loans collectively evaluated for impairment in accordance with ASC 450-20, Loss Contingencies, and
		pursuant to amendments by ASU 2010-20 regarding allowance for non-impaired loans.
(2)		Represents loans individually evaluated for impairment in accordance with ASC 310-30, Receivables, and
		pursuant to amendments by ASU 2010-20 regarding allowance for impaired loans.

Financing Receivable Credit Quality Indicators [Table Text Block]

(In thousands)									Pass		Special Mention		Substandard Accruing		Nonaccrual			Total loans
September 30, 2019:
Commercial and industrial								$	49,369		2,419		500		—		$	52,288
Construction and land development									40,792		147		660		—			41,599
Commercial real estate:
	Owner occupied								59,825		1,072		80		—			60,977
	Multi-family								42,766		—		—		—			42,766
	Other								162,474		1,107		22		—			163,603
		Total commercial real estate							265,065		2,179		102		—			267,346
Residential real estate:
	Consumer mortgage								43,909		1,375		2,890		174			48,348
	Investment property								46,136		161		570		—			46,867
		Total residential real estate							90,045		1,536		3,460		174			95,215
Consumer installment									9,016		87		45		—			9,148
		Total						$	454,287		6,368		4,767		174		$	465,596

December 31, 2018:
Commercial and industrial								$	61,568		1,377		522		—		$	63,467
Construction and land development									39,481		—		741		—			40,222
Commercial real estate:
	Owner occupied								55,942		154		317		—			56,413
	Multi-family								40,455		—		—		—			40,455
	Other								163,449		1,208		371		—			165,028
		Total commercial real estate							259,846		1,362		688		—			261,896
Residential real estate:
	Consumer mortgage								50,903		1,374		3,768		178			56,223
	Investment property								45,463		173		738		—			46,374
		Total residential real estate							96,366		1,547		4,506		178			102,597
Consumer installment									9,149		75		71		—			9,295
		Total						$	466,410		4,361		6,528		178		$	477,477

Impaired Financing Receivables [Table Text Block]

							December 31, 2018
(In thousands)							Unpaid principal balance (1)	Charge-offs and payments applied (2)	Recorded investment (3)			Related allowance
With no allowance recorded:
Commercial real estate:
	Owner occupied					$	157	—	157
		Total commercial real estate					157	—	157
		Total impaired loans				$	157	—	157		$	—
(1) Unpaid principal balance represents the contractual obligation due from the customer.
(2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been
	applied against the outstanding principal balance subsequent to the loans being placed on nonaccrual status.
(3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before
	any related allowance for loan losses.

Schedule Of Average Impaired Financing Receivable [Table Text Block]

							Quarter ended September 30, 2019				Nine months ended September 30, 2019
							Average		Total interest		Average		Total interest
							recorded		income		recorded		income
(In thousands)							investment		recognized		investment		recognized
Impaired loans:
Commercial real estate:
	Owner occupied					$	—		—		31		9
		Total commercial real estate					—		—		31		9
		Total				$	—		—		31		9

							Quarter ended September 30, 2018				Nine months ended September 30, 2018
							Average		Total interest		Average		Total interest
							recorded		income		recorded		income
(In thousands)							investment		recognized		investment		recognized
Impaired loans:
Commercial and industrial						$	—		—		12		—
Commercial real estate:
	Owner occupied						164		2		168		7
	Other						701		—		1,488		—
		Total commercial real estate					865		2		1,656		7
		Total				$	865		2		1,668		7

Troubled Debt Restructurings on Financing Receivables, Accrual Status [Table Text Block]

							TDRs
												Related
(In thousands)							Accruing	Nonaccrual	Total			Allowance
December 31, 2018
Commercial real estate:
	Owner occupied					$	157	—	157		$	—
		Total commercial real estate				$	157	—	157		$	—
		Total				$	157	—	157		$	—

Troubled Debt Restructuring Modifications [Table Text Block]

Quarter ended September 30,

Nine months ended September 30,

Pre-

Post -

Pre-

Post -

modification

modification

modification

modification

Number

outstanding

outstanding

Number

outstanding

outstanding

of

recorded

recorded

of

recorded

recorded

(Dollars in thousands)

contracts

investment

investment

contracts

investment

investment

2018:

Commercial real estate:

Other

1

$

710

710

2

$

1,447

1,447

Total commercial real estate

1

710

710

2

1,447

1,447

Total

1

$

710

710

2

$

1,447

1,447

Schedule Of Debtor Troubled Debt Restructuring, Subsequent Defaults [Table Text Block]

						Quarter ended September 30,							Nine months ended September 30,
						Number of			Recorded				Number of			Recorded
(Dollars in thousands)						Contracts			investment(1)				Contracts			investment(1)
2018:
Commercial real estate:
	Other					—		$	—				1		$	1,259
		Total commercial real estate				—			—				1			1,259
		Total				—		$	—				1		$	1,259
(1) Amount as of applicable month end during the respective period for which there was a payment default.

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