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Loan and Allowance for Loan Losses (Tables)

12 Months Ended

Dec. 31, 2019

Loans And Leases Receivable Disclosure [Abstract]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

							December 31
(In thousands)							2019			2018
Commercial and industrial						$	56,782		$	63,467
Construction and land development							32,841			40,222
Commercial real estate:
	Owner occupied						60,893			56,413
	Multifamily						44,839			40,455
	Other						164,586			165,028
		Total commercial real estate					270,318			261,896
Residential real estate:
	Consumer mortgage						48,923			56,223
	Investment property						43,652			46,374
		Total residential real estate					92,575			102,597
Consumer installment							8,866			9,295
		Total loans					461,382			477,477
Less: unearned income							(481)			(569)
		Loans, net of unearned income				$	460,901		$	476,908

Past Due Financing Receivables [Table Text Block]

									Accruing	Accruing	Total
									30-89 Days	Greater than	Accruing	Non-			Total
(In thousands)							Current		Past Due	90 days	Loans	Accrual			Loans
December 31, 2019:
Commercial and industrial							$	56,758	24	—	56,782	—		$	56,782
Construction and land development								32,385	456	—	32,841	—			32,841
Commercial real estate:
	Owner occupied							60,893	—	—	60,893	—			60,893
	Multifamily							44,839	—	—	44,839	—			44,839
	Other							164,586	—	—	164,586	—			164,586
		Total commercial real estate						270,318	—	—	270,318	—			270,318
Residential real estate:
	Consumer mortgage							47,151	1,585	—	48,736	187			48,923
	Investment property							43,629	23	—	43,652	—			43,652
		Total residential real estate						90,780	1,608	—	92,388	187			92,575
Consumer installment								8,802	64	—	8,866	—			8,866
		Total					$	459,043	2,152	—	461,195	187		$	461,382

December 31, 2018:
Commercial and industrial							$	63,367	100	—	63,467	—		$	63,467
Construction and land development								39,997	225	—	40,222	—			40,222
Commercial real estate:
	Owner occupied							56,413	—	—	56,413	—			56,413
	Multifamily							40,455	—	—	40,455	—			40,455
	Other							165,028	—	—	165,028	—			165,028
		Total commercial real estate						261,896	—	—	261,896	—			261,896
Residential real estate:
	Consumer mortgage							54,446	1,599	—	56,045	178			56,223
	Investment property							46,233	141	—	46,374	—			46,374
		Total residential real estate						100,679	1,740	—	102,419	178			102,597
Consumer installment								9,254	41	—	9,295	—			9,295
		Total					$	475,193	2,106	—	477,299	178		$	477,477

Allowance for Credit Losses on Financing Receivables [Table Text Block]

			Year ended December 31
(In thousands)				2019			2018
Beginning balance			$	4,790		$	4,757
Charged-off loans				(408)			(168)
Recovery of previously charged-off loans				254			201
	Net (charge-offs) recoveries			(154)			33
Provision for loan losses				(250)			—
Ending balance			$	4,386		$	4,790

(in thousands)			Commercial and industrial		Construction and land Development		Commercial Real Estate		Residential Real Estate		Consumer Installment				Total
Balance, December 31, 2017		$	653		734		2,126		1,071		173			$	4,757
Charge-offs			(52)		—		(38)		(26)		(52)				(168)
Recoveries			70		—		19		79		33				201
	Net recoveries (charge-offs)		18		—		(19)		53		(19)				33
Provision			107		(34)		111		(178)		(6)				—
Balance, December 31, 2018		$	778		700		2,218		946		148			$	4,790
Charge-offs			(364)		—		—		(6)		(38)				(408)
Recoveries			117		—		1		109		27				254
	Net (charge-offs) recoveries		(247)		—		1		103		(11)				(154)
Provision			46		(131)		70		(236)		1				(250)
Balance, December 31, 2019		$	577		569		2,289		813		138			$	4,386

Financing Receivable Allowance for Credit Loss Additional Information [Table Text Block]

							Collectively evaluated (1)			Individually evaluated (2)			Total
							Allowance	Recorded		Allowance	Recorded		Allowance	Recorded
							for loan	investment		for loan	investment		for loan	investment
(In thousands)							losses	in loans		losses	in loans		losses	in loans
December 31, 2019:
Commercial and industrial						$	577	56,683		—	99		577	56,782
Construction and land development							569	32,841		—	—		569	32,841
Commercial real estate							2,289	270,318		—	—		2,289	270,318
Residential real estate							813	92,575		—	—		813	92,575
Consumer installment							138	8,866		—	—		138	8,866
		Total				$	4,386	461,283		—	99		4,386	461,382

December 31, 2018:
Commercial and industrial						$	778	63,467		—	—		778	63,467
Construction and land development							700	40,222		—	—		700	40,222
Commercial real estate							2,218	261,739		—	157		2,218	261,896
Residential real estate							946	102,597		—	—		946	102,597
Consumer installment							148	9,295		—	—		148	9,295
		Total				$	4,790	477,320		—	157		4,790	477,477
(1) Represents loans collectively evaluated for impairment in accordance with ASC 450-20, Loss Contingencies
	(formerly FAS 5), and pursuant to amendments by ASU 2010-20 regarding allowance for unimpaired loans.
(2) Represents loans individually evaluated for impairment in accordance with ASC 310-30, Receivables (formerly
	FAS 114), and pursuant to amendments by ASU 2010-20 regarding allowance for impaired loans.

Financing Receivable Credit Quality Indicators [Table Text Block]

(In thousands)									Pass		Special Mention		Substandard Accruing		Nonaccrual			Total loans
December 31, 2019
Commercial and industrial								$	54,340		2,176		266		—		$	56,782
Construction and land development									31,798		—		1,043		—			32,841
Commercial real estate:
	Owner occupied								59,898		917		78		—			60,893
	Multifamily								44,839		—		—		—			44,839
	Other								163,716		849		21		—			164,586
		Total commercial real estate							268,453		1,766		99		—			270,318
Residential real estate:
	Consumer mortgage								45,247		962		2,527		187			48,923
	Investment property								42,331		949		372		—			43,652
		Total residential real estate							87,578		1,911		2,899		187			92,575
Consumer installment									8,742		60		64		—			8,866
		Total						$	450,911		5,913		4,371		187		$	461,382

December 31, 2018
Commercial and industrial								$	61,568		1,377		522		—		$	63,467
Construction and land development									39,481		—		741		—			40,222
Commercial real estate:
	Owner occupied								55,942		154		317		—			56,413
	Multifamily								40,455		—		—		—			40,455
	Other								163,449		1,208		371		—			165,028
		Total commercial real estate							259,846		1,362		688		—			261,896
Residential real estate:
	Consumer mortgage								50,903		1,374		3,768		178			56,223
	Investment property								45,463		173		738		—			46,374
		Total residential real estate							96,366		1,547		4,506		178			102,597
Consumer installment									9,149		75		71		—			9,295
		Total						$	466,410		4,361		6,528		178		$	477,477

Impaired Financing Receivables [Table Text Block]

							December 31, 2019
(In thousands)							Unpaid principal balance (1)		Charge-offs and payments applied (2)		Recorded investment (3)			Related allowance
With no allowance recorded:
Commercial and industrial						$	335		(236)	$	99
		Total impaired loans				$	335		(236)	$	99		$	—
(1) Unpaid principal balance represents the contractual obligation due from the customer.
(2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been
	applied against the outstanding principal balance.
(3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before
	any related allowance for loan losses.

							December 31, 2018
(In thousands)							Unpaid principal balance (1)		Charge-offs and payments applied (2)		Recorded investment (3)			Related allowance
With no allowance recorded:
Commercial real estate:
	Owner occupied					$	157		—	$	157
		Total commercial real estate					157		—		157
		Total impaired loans				$	157		—	$	157		$	—
(1) Unpaid principal balance represents the contractual obligation due from the customer.
(2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been
	applied against the outstanding principal balance.
(3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before
	any related allowance for loan losses.

Schedule Of Average Impaired Financing Receivable [Table Text Block]

						Year ended December 31, 2019					Year ended December 31, 2018
							Average		Total interest			Average		Total interest
							recorded		income			recorded		income
(In thousands)							investment		recognized			investment		recognized
Impaired loans:
Commercial and industrial						$	8		—		$	9		—
Commercial real estate:
	Owner occupied						24		9			166		9
	Other						—		—			1,145		—
		Total commercial real estate					24		9			1,311		9
		Total				$	32		9		$	1,320		9

Troubled Debt Restructurings on Financing Receivables, Accrual Status [Table Text Block]

TDRs

Related

(In thousands)

Accruing

Nonaccrual

Total

Allowance

December 31, 2019

Commercial real estate:

							TDRs
												Related
(In thousands)							Accruing	Nonaccrual	Total			Allowance
December 31, 2018
Commercial real estate:
	Owner occupied					$	157	—	157		$	—
		Total commercial real estate					157	—	157			—
		Total				$	157	—	157		$	—

Troubled Debt Restructuring Modifications [Table Text Block]

Pre-

Post-

modification

modification

outstanding

outstanding

Number of

recorded

recorded

($ in thousands)

contracts

investment

investment

December 31, 2018

Commercial real estate:

Other

2

$

1,447

1,447

Total commercial real estate

2

1,447

1,447

Total

2

$

1,447

1,447

Schedule Of Debtor Troubled Debt Restructuring, Subsequent Defaults [Table Text Block]

						Number of			Recorded
($ in thousands)						Contracts			investment (1)
December 31, 2018
Commercial real estate:
	Other					1		$	1,259
		Total commercial real estate				1			1,259
		Total				1		$	1,259
(1) Amount as of applicable month end during the respective year for which there was a payment default.

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