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Loan and Allowance for Loan Losses (Tables)
3 Months Ended
Mar. 31, 2020
Loans And Leases Receivable Disclosure [Abstract]  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
March 31,December 31,
(In thousands)20202019
Commercial and industrial$56,447$56,782
Construction and land development32,30232,841
Commercial real estate:
Owner occupied48,70548,860
Hotel/Motel43,24943,719
Multi-family33,19044,839
Other130,955132,900
Total commercial real estate256,099270,318
Residential real estate:
Consumer mortgage45,54848,923
Investment property45,46243,652
Total residential real estate91,01092,575
Consumer installment8,4248,866
Total loans444,282461,382
Less: unearned income(414)(481)
Loans, net of unearned income$443,868$460,901
Past Due Financing Receivables [Table Text Block]
AccruingAccruingTotal
30-89 DaysGreater thanAccruingNon-Total
(In thousands)CurrentPast Due90 daysLoansAccrualLoans
March 31, 2020:
Commercial and industrial$56,443456,447$56,447
Construction and land development32,294832,30232,302
Commercial real estate:
Owner occupied48,70548,70548,705
Hotel/motel43,24943,24943,249
Multi-family33,19033,19033,190
Other130,955130,955130,955
Total commercial real estate256,099256,099256,099
Residential real estate:
Consumer mortgage44,51492245,43611245,548
Investment property45,46245,46245,462
Total residential real estate89,97692290,89811291,010
Consumer installment8,401198,42048,424
Total$443,213953444,166116$444,282

December 31, 2019:
Commercial and industrial$56,7582456,782$56,782
Construction and land development32,38545632,84132,841
Commercial real estate:
Owner occupied48,86048,86048,860
Hotel/motel43,71943,71943,719
Multi-family44,83944,83944,839
Other132,900132,900132,900
Total commercial real estate270,318270,318270,318
Residential real estate:
Consumer mortgage47,1511,58548,73618748,923
Investment property43,6292343,65243,652
Total residential real estate90,7801,60892,38818792,575
Consumer installment8,802648,8668,866
Total$459,0432,152461,195187$461,382
Allowance for Credit Losses on Financing Receivables [Table Text Block]
March 31, 2020
(In thousands)Commercial and industrialConstruction and land developmentCommercial real estateResidential real estateConsumer installmentTotal
Quarter ended:
Beginning balance$5775692,289813138$4,386
Charge-offs(5)(5)
Recoveries5331286
Net recoveries (charge-offs)5331(3)81
Provision for loan losses4513307332400
Ending balance$6755822,596877137$4,867

March 31, 2019
(In thousands)Commercial and industrialConstruction and land developmentCommercial real estateResidential real estateConsumer installmentTotal
Quarter ended:
Beginning balance$7787002,218946148$4,790
Charge-offs(15)(15)
Recoveries1814133
Net recoveries (charge-offs)1814(14)18
Provision for loan losses(110)7333(30)34
Ending balance$6867732,251930168$4,808
Financing Receivable Allowance for Credit Loss Additional Information [Table Text Block]
Collectively evaluated (1)Individually evaluated (2)Total
AllowanceRecordedAllowanceRecordedAllowanceRecorded
for loaninvestmentfor loaninvestmentfor loaninvestment
(In thousands)lossesin loanslossesin loanslossesin loans
March 31, 2020:
Commercial and industrial$67556,44767556,447
Construction and land development58232,30258232,302
Commercial real estate2,596256,0992,596256,099
Residential real estate87791,01087791,010
Consumer installment1378,4241378,424
Total$4,867444,2824,867444,282

March 31, 2019:
Commercial and industrial$68650,89868650,898
Construction and land development77344,93177344,931
Commercial real estate2,251265,1492,251265,149
Residential real estate930103,631930103,631
Consumer installment1688,5641688,564
Total$4,808473,1734,808473,173
(1)Represents loans collectively evaluated for impairment in accordance with ASC 450-20, Loss Contingencies, and
pursuant to amendments by ASU 2010-20 regarding allowance for non-impaired loans.
(2)Represents loans individually evaluated for impairment in accordance with ASC 310-30, Receivables, and
pursuant to amendments by ASU 2010-20 regarding allowance for impaired loans.
Financing Receivable Credit Quality Indicators [Table Text Block]
(In thousands) Pass Special MentionSubstandard AccruingNonaccrualTotal loans
March 31, 2020: 
Commercial and industrial$53,8752,326246$56,447
Construction and land development31,39291032,302
Commercial real estate:
Owner occupied47,64691014948,705
Hotel/motel43,24943,249
Multi-family33,19033,190
Other130,08884621130,955
Total commercial real estate254,1731,756170256,099
Residential real estate:
Consumer mortgage41,6661,2232,54711245,548
Investment property44,58251436645,462
Total residential real estate86,2481,7372,91311291,010
Consumer installment8,299586348,424
Total$433,9875,8774,302116$444,282

December 31, 2019:
Commercial and industrial$54,3402,176266$56,782
Construction and land development31,7981,04332,841
Commercial real estate:
Owner occupied47,8659177848,860
Hotel/motel43,71943,719
Multi-family44,83944,839
Other132,03084921132,900
Total commercial real estate268,4531,76699270,318
Residential real estate:
Consumer mortgage45,2479622,52718748,923
Investment property42,33194937243,652
Total residential real estate87,5781,9112,89918792,575
Consumer installment8,74260648,866
Total$450,9115,9134,371187$461,382
Impaired Financing Receivables [Table Text Block]
December 31, 2019
(In thousands)Unpaid principal balance (1)Charge-offs and payments applied (2)Recorded investment (3)Related allowance
With no allowance recorded:
Commercial and industrial$335(236)99
Total impaired loans$335(236)99$
(1) Unpaid principal balance represents the contractual obligation due from the customer.
(2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been
applied against the outstanding principal balance subsequent to the loans being placed on nonaccrual status.
(3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before
any related allowance for loan losses.
Schedule Of Average Impaired Financing Receivable [Table Text Block]
Quarter ended March 31, 2020Quarter ended March 31, 2019
AverageTotal interestAverageTotal interest
recordedincomerecordedincome
(In thousands)investmentrecognizedinvestmentrecognized
Impaired loans:
Commercial real estate:
Owner occupied$$$78$9
Total commercial real estate$$$78$9
Total $$$78$9