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Loan and Allowance for Loan Losses (Tables)

6 Months Ended

Jun. 30, 2020

Loans And Leases Receivable Disclosure [Abstract]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

							June 30,			December 31,
(In thousands)							2020			2019
Commercial and industrial						$	87,754		$	56,782
Construction and land development							32,967			32,841
Commercial real estate:
	Owner occupied						50,036			48,860
	Hotel/motel						43,183			43,719
	Multi-family						31,974			44,839
	Other						125,395			132,900
		Total commercial real estate					250,588			270,318
Residential real estate:
	Consumer mortgage						40,967			48,923
	Investment property						44,858			43,652
		Total residential real estate					85,825			92,575
Consumer installment							8,631			8,866
		Total loans					465,765			461,382
Less: unearned income							(1,491)			(481)
		Loans, net of unearned income				$	464,274		$	460,901

Past Due Financing Receivables [Table Text Block]

									Accruing	Accruing	Total
									30-89 Days	Greater than	Accruing	Non-			Total
(In thousands)							Current		Past Due	90 days	Loans	Accrual			Loans
June 30, 2020:
Commercial and industrial							$	87,671	83	—	87,754	—		$	87,754
Construction and land development								32,967	—	—	32,967	—			32,967
Commercial real estate:
	Owner occupied							49,958	78	—	50,036	—			50,036
	Hotel/motel							43,183	—	—	43,183	—			43,183
	Multi-family							31,974	—	—	31,974	—			31,974
	Other							125,087	90	—	125,177	218			125,395
		Total commercial real estate						250,202	168	—	250,370	218			250,588
Residential real estate:
	Consumer mortgage							40,189	430	—	40,619	348			40,967
	Investment property							44,557	190	—	44,747	111			44,858
		Total residential real estate						84,746	620	—	85,366	459			85,825
Consumer installment								8,573	8	49	8,630	1			8,631
		Total					$	464,159	879	49	465,087	678		$	465,765

December 31, 2019:
Commercial and industrial							$	56,758	24	—	56,782	—		$	56,782
Construction and land development								32,385	456	—	32,841	—			32,841
Commercial real estate:
	Owner occupied							48,860	—	—	48,860	—			48,860
	Hotel/motel							43,719	—	—	43,719	—			43,719
	Multi-family							44,839	—	—	44,839	—			44,839
	Other							132,900	—	—	132,900	—			132,900
		Total commercial real estate						270,318	—	—	270,318	—			270,318
Residential real estate:
	Consumer mortgage							47,151	1,585	—	48,736	187			48,923
	Investment property							43,629	23	—	43,652	—			43,652
		Total residential real estate						90,780	1,608	—	92,388	187			92,575
Consumer installment								8,802	64	—	8,866	—			8,866
		Total					$	459,043	2,152	—	461,195	187		$	461,382

Allowance for Credit Losses on Financing Receivables [Table Text Block]

			June 30, 2020
(In thousands)		Commercial and industrial			Construction and land development		Commercial real estate		Residential real estate		Consumer installment				Total
Quarter ended:
Beginning balance		$	675		582		2,596		877		137			$	4,867
Charge-offs			(4)		—		—		—		(27)				(31)
Recoveries			2		—		—		14		6				22
	Net (charge-offs) recoveries		(2)		—		—		14		(21)				(9)
Provision for loan losses			6		31		319		63		31				450
Ending balance		$	679		613		2,915		954		147			$	5,308

Six months ended:
Beginning balance		$	577		569		2,289		813		138			$	4,386
Charge-offs			(4)		—		—		—		(32)				(36)
Recoveries			55		—		—		45		8				108
	Net recoveries (charge-offs)		51		—		—		45		(24)				72
Provision for loan losses			51		44		626		96		33				850
Ending balance		$	679		613		2,915		954		147			$	5,308

			June 30, 2019
(In thousands)		Commercial and industrial			Construction and land development		Commercial real estate		Residential real estate		Consumer installment				Total
Quarter ended:
Beginning balance		$	686		773		2,251		930		168			$	4,808
Charge-offs			—		—		—		—		(1)				(1)
Recoveries			6		—		1		33		4				44
	Net recoveries (charge-offs)		6		—		1		33		3				43
Provision for loan losses			34		8		35		(59)		(18)				—
Ending balance		$	726		781		2,287		904		153			$	4,851

Six months ended:
Beginning balance		$	778		700		2,218		946		148			$	4,790
Charge-offs			—		—		—		—		(16)				(16)
Recoveries			24		—		1		47		5				77
	Net recoveries (charge-offs)		24		—		1		47		(11)				61
Provision for loan losses			(76)		81		68		(89)		16				—
Ending balance		$	726		781		2,287		904		153			$	4,851

Financing Receivable Allowance for Credit Loss Additional Information [Table Text Block]

							Collectively evaluated (1)			Individually evaluated (2)			Total
							Allowance	Recorded		Allowance	Recorded		Allowance	Recorded
							for loan	investment		for loan	investment		for loan	investment
(In thousands)							losses	in loans		losses	in loans		losses	in loans
June 30, 2020:
Commercial and industrial						$	679	87,754		—	—		679	87,754
Construction and land development							613	32,967		—	—		613	32,967
Commercial real estate							2,915	250,370		—	218		2,915	250,588
Residential real estate							954	85,714		—	111		954	85,825
Consumer installment							147	8,631		—	—		147	8,631
		Total				$	5,308	465,436		—	329		5,308	465,765

June 30, 2019:
Commercial and industrial						$	726	54,307		—	—		726	54,307
Construction and land development							781	45,395		—	—		781	45,395
Commercial real estate							2,287	268,500		—	—		2,287	268,500
Residential real estate							904	99,292		—	—		904	99,292
Consumer installment							153	9,091		—	—		153	9,091
		Total				$	4,851	476,585		—	—		4,851	476,585
(1)		Represents loans collectively evaluated for impairment in accordance with ASC 450-20, Loss Contingencies, and
		pursuant to amendments by ASU 2010-20 regarding allowance for non-impaired loans.
(2)		Represents loans individually evaluated for impairment in accordance with ASC 310-30, Receivables, and
		pursuant to amendments by ASU 2010-20 regarding allowance for impaired loans.

Financing Receivable Credit Quality Indicators [Table Text Block]

(In thousands)				Pass		Special Mention		Substandard Accruing		Nonaccrual			Total loans
June 30, 2020:
Commercial and industrial			$	85,347		2,196		211		—		$	87,754
Construction and land development				32,399		—		568		—			32,967
Commercial real estate:
	Owner occupied			48,988		902		146		—			50,036
	Hotel/motel			43,183		—		—		—			43,183
	Multi-family			28,444		3,530		—		—			31,974
	Other			124,285		873		19		218			125,395
		Total commercial real estate		244,900		5,305		165		218			250,588
Residential real estate:
	Consumer mortgage			37,453		739		2,427		348			40,967
	Investment property			43,991		538		218		111			44,858
		Total residential real estate		81,444		1,277		2,645		459			85,825
Consumer installment				8,520		55		55		1			8,631
		Total	$	452,610		8,833		3,644		678		$	465,765

December 31, 2019:
Commercial and industrial			$	54,340		2,176		266		—		$	56,782
Construction and land development				31,798		—		1,043		—			32,841
Commercial real estate:
	Owner occupied			47,865		917		78		—			48,860
	Hotel/motel			43,719		—		—		—			43,719
	Multi-family			44,839		—		—		—			44,839
	Other			132,030		849		21		—			132,900
		Total commercial real estate		268,453		1,766		99		—			270,318
Residential real estate:
	Consumer mortgage			45,247		962		2,527		187			48,923
	Investment property			42,331		949		372		—			43,652
		Total residential real estate		87,578		1,911		2,899		187			92,575
Consumer installment				8,742		60		64		—			8,866
		Total	$	450,911		5,913		4,371		187		$	461,382

Impaired Financing Receivables [Table Text Block]

							June 30, 2020
(In thousands)							Unpaid principal balance (1)	Charge-offs and payments applied (2)	Recorded investment (3)			Related allowance
With no allowance recorded:
Commercial real estate:
	Other					$	218	—	218		$	—
		Total commercial real estate					218	—	218			—
Residential real estate:
	Investment property						111	—	111			—
		Total residential real estate					111	—	111			—
		Total impaired loans				$	329	—	329		$	—
(1) Unpaid principal balance represents the contractual obligation due from the customer.
(2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been
	applied against the outstanding principal balance subsequent to the loans being placed on nonaccrual status.
(3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before
	any related allowance for loan losses.

							December 31, 2019
(In thousands)							Unpaid principal balance (1)	Charge-offs and payments applied (2)	Recorded investment (3)			Related allowance
With no allowance recorded:
Commercial and industrial						$	335	(236)	99		$	—
		Total impaired loans				$	335	(236)	99		$	—
(1) Unpaid principal balance represents the contractual obligation due from the customer.
(2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been
	applied against the outstanding principal balance subsequent to the loans being placed on nonaccrual status.
(3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before
	any related allowance for loan losses.

Schedule Of Average Impaired Financing Receivable [Table Text Block]

							Quarter ended June 30, 2020				Six months ended June 30, 2020
							Average		Total interest		Average		Total interest
							recorded		income		recorded		income
(In thousands)							investment		recognized		investment		recognized
Impaired loans:
Commercial real estate:
	Other					$	54		—		31		—
		Total commercial real estate					54		—		31		—
Residential real estate:
	Investment property						28		—		16		—
		Total residential real estate					28		—		16		—
		Total				$	82		—		47		—

							Quarter ended June 30, 2019				Six months ended June 30, 2019
							Average		Total interest		Average		Total interest
							recorded		income		recorded		income
(In thousands)							investment		recognized		investment		recognized
Impaired loans:
Commercial real estate:
	Owner occupied					$	—		—		45		9
		Total commercial real estate					—		—		45		9
		Total				$	—		—		45		9

Troubled Debt Restructurings on Financing Receivables, Accrual Status [Table Text Block]

							TDRs
												Related
(In thousands)							Accruing	Nonaccrual	Total			Allowance
June 30, 2020
Commercial real estate:
	Other					$	—	218	218		$	—
		Total commercial real estate					—	218	218			—
Residential real estate:
	Investment property						—	111	111			—
		Total residential real estate					—	111	111			—
		Total				$	—	329	329		$	—

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