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Consolidated Statements of Earnings - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Interest income:    
Loans, including fees $ 20,473 $ 22,055
Securities - Taxable 4,107 3,932
Securities - Tax-exempt 1,772 1,851
Federal funds sold and interest bearing bank deposits 155 356
Total interest income 26,507 28,194
Interest expense:    
Deposits 2,500 3,847
Short-term borrowings 17 9
Total interest expense 2,517 3,856
Net interest income 23,990 24,338
Provision for loan losses (600) 1,100
Net interest income after provision for loan losses 24,590 23,238
Noninterest income:    
Service charge on deposit accounts 566 585
Mortgage lending 1,547 2,319
Bank-owned life insurance income 403 724
Other noninterest income 1,757 1,644
Securities losses, net 15 103
Total noninterest income 4,288 5,375
Noninterest expense:    
Salaries and benefits 11,710 11,316
Net occupancy and equipment 1,743 2,511
Professional fees 995 1,052
FDIC and other regulatory assessments 426 256
Other noninterest expense 4,559 4,419
Total noninterest expense 19,433 19,554
Earnings before income taxes 9,445 9,059
Income tax expense 1,406 1,605
Net earnings $ 8,039 $ 7,454
Net earnings per share:    
Basic and diluted earnings per share $ 2.27 $ 2.09
Weighted average shares outstanding:    
Basic and diluted weighted average shares outstanding 3,545,310 3,566,207