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Loan and Allowance for Loan Losses (Tables) | 6 Months Ended
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Jun. 30, 2022
Loans And Leases Receivable Disclosure [Abstract] |
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] | June 30, December 31, (Dollars in thousands) 2022 2021 Commercial and industrial $ 70,087 $ 83,977 Construction and land development 38,654 32,432 Commercial real estate: Owner occupied 58,222 63,375 Hotel/motel 34,365 43,856 Multi-family 29,722 42,587 Other 117,987 108,553 Total commercial real estate 240,296 258,371 Residential real estate: Consumer mortgage 32,895 29,781 Investment property 52,329 47,880 Total residential real estate 85,224 77,661 Consumer installment 7,122 6,682 Total loans 441,383 459,123 Less: unearned income (511) (759) Loans, net of unearned income $ 440,872 $ 458,364
Past Due Financing Receivables [Table Text Block] | Accruing Accruing Total 30-89 Days Greater than Accruing Non- Total (Dollars in thousands) Current Past Due 90 days Loans Accrual Loans June 30, 2022: Commercial and industrial $ 70,053 34 — 70,087 — $ 70,087 Construction and land development 38,654 — — 38,654 — 38,654 Commercial real estate: Owner occupied 58,222 — — 58,222 — 58,222 Hotel/motel 34,365 — — 34,365 — 34,365 Multi-family 29,722 — — 29,722 — 29,722 Other 117,783 28 — 117,811 176 117,987 Total commercial real estate 240,092 28 — 240,120 176 240,296 Residential real estate: Consumer mortgage 32,671 41 — 32,712 183 32,895 Investment property 52,240 89 — 52,329 — 52,329 Total residential real estate 84,911 130 — 85,041 183 85,224 Consumer installment 7,115 7 — 7,122 — 7,122 Total $ 440,825 199 — 441,024 359 $ 441,383 December 31, 2021: Commercial and industrial $ 83,974 3 — 83,977 — $ 83,977 Construction and land development 32,228 204 — 32,432 — 32,432 Commercial real estate: Owner occupied 63,375 — — 63,375 — 63,375 Hotel/motel 43,856 — — 43,856 — 43,856 Multi-family 42,587 — — 42,587 — 42,587 Other 108,366 — — 108,366 187 108,553 Total commercial real estate 258,184 — — 258,184 187 258,371 Residential real estate: Consumer mortgage 29,070 516 — 29,586 195 29,781 Investment property 47,818 — — 47,818 62 47,880 Total residential real estate 76,888 516 — 77,404 257 77,661 Consumer installment 6,657 25 — 6,682 — 6,682 Total $ 457,931 748 — 458,679 444 $ 459,123
Allowance for Credit Losses on Financing Receivables [Table Text Block] | June 30, 2022 (Dollars in thousands) Commercial and industrial Construction and land development Commercial real estate Residential real estate Consumer installment Total Quarter ended: Beginning balance $ 774 508 2,536 737 103 $ 4,658 Charge-offs (4) — — — (16) (20) Recoveries 2 — 22 7 47 78 Net (charge-offs) recoveries (2) — 22 7 31 58 Provision for loan losses (11) 68 (35) 9 (31) — Ending balance $ 761 576 2,523 753 103 $ 4,716 Six months ended: Beginning balance $ 857 518 2,739 739 86 $ 4,939 Charge-offs (4) — — — (64) (68) Recoveries 4 — 22 14 55 95 Net recoveries (charge-offs) — — 22 14 (9) 27 Provision for loan losses (96) 58 (238) — 26 (250) Ending balance $ 761 576 2,523 753 103 $ 4,716 June 30, 2021 (Dollars in thousands) Commercial and industrial Construction and land development Commercial real estate Residential real estate Consumer installment Total Quarter ended: Beginning balance $ 828 551 3,302 908 93 $ 5,682 Charge-offs — — — (1) — (1) Recoveries 2 — — 13 11 26 Net recoveries 2 — — 12 11 25 Provision for loan losses (1) 88 (598) (82) (7) (600) Ending balance $ 829 639 2,704 838 97 $ 5,107 Six months ended: Beginning balance $ 807 594 3,169 944 104 $ 5,618 Charge-offs — — — (1) (5) (6) Recoveries 54 — — 26 15 95 Net recoveries 54 — — 25 10 89 Provision for loan losses (32) 45 (465) (131) (17) (600) Ending balance $ 829 639 2,704 838 97 $ 5,107
Financing Receivable Allowance for Credit Loss Additional Information [Table Text Block] | Collectively evaluated (1) Individually evaluated (2) Total Allowance Recorded Allowance Recorded Allowance Recorded for loan investment for loan investment for loan investment (Dollars in thousands) losses in loans losses in loans losses in loans June 30, 2022: Commercial and industrial (3) $ 761 70,087 — — 761 70,087 Construction and land development 576 38,654 — — 576 38,654 Commercial real estate 2,523 240,120 — 176 2,523 240,296 Residential real estate 753 85,224 — — 753 85,224 Consumer installment 103 7,122 — — 103 7,122 Total $ 4,716 441,207 — 176 4,716 441,383 June 30, 2021: Commercial and industrial (4) $ 829 87,933 — — 829 87,933 Construction and land development 639 37,477 — — 639 37,477 Commercial real estate 2,704 242,646 — 199 2,704 242,845 Residential real estate 838 82,067 — 97 838 82,164 Consumer installment 97 7,762 — — 97 7,762 Total $ 5,107 457,885 — 296 5,107 458,181 (1) Represents loans collectively evaluated for impairment in accordance with ASC 450-20, Loss Contingencies , and pursuant to amendments by ASU 2010-20 regarding allowance for non-impaired loans. (2) Represents loans individually evaluated for impairment in accordance with ASC 310-30, Receivables , and pursuant to amendments by ASU 2010-20 regarding allowance for impaired loans. (3) Includes $0.6 million of PPP loans for which no allowance for loan losses was allocated due to 100% SBA guarantee. (4) Includes $22.1 million of PPP loans for which no allowance for loan losses was allocated due to 100% SBA guarantee.
Financing Receivable Credit Quality Indicators [Table Text Block] | (Dollars in thousands) Pass Special Mention Substandard Accruing Nonaccrual Total loans June 30, 2022: Commercial and industrial $ 69,847 15 225 — $ 70,087 Construction and land development 38,654 — — — 38,654 Commercial real estate: Owner occupied 57,755 349 118 — 58,222 Hotel/motel 34,365 — — — 34,365 Multi-family 29,722 — — — 29,722 Other 116,889 894 28 176 117,987 Total commercial real estate 238,731 1,243 146 176 240,296 Residential real estate: Consumer mortgage 31,606 446 660 183 32,895 Investment property 52,029 45 255 — 52,329 Total residential real estate 83,635 491 915 183 85,224 Consumer installment 7,084 14 24 — 7,122 Total $ 437,951 1,763 1,310 359 $ 441,383 December 31, 2021: Commercial and industrial $ 83,725 26 226 — $ 83,977 Construction and land development 32,212 2 218 — 32,432 Commercial real estate: Owner occupied 61,573 1,675 127 — 63,375 Hotel/motel 36,162 7,694 — — 43,856 Multi-family 39,093 3,494 — — 42,587 Other 107,426 911 29 187 108,553 Total commercial real estate 244,254 13,774 156 187 258,371 Residential real estate: Consumer mortgage 27,647 452 1,487 195 29,781 Investment property 47,459 98 261 62 47,880 Total residential real estate 75,106 550 1,748 257 77,661 Consumer installment 6,650 20 12 — 6,682 Total $ 441,947 14,372 2,360 444 $ 459,123
Impaired Financing Receivables [Table Text Block] | June 30, 2022 (Dollars in thousands) Unpaid principal balance (1) Charge-offs and payments applied (2) Recorded investment (3) Related allowance With no allowance recorded: Commercial real estate: Other $ 199 (23) 176 $ — Total commercial real estate 199 (23) 176 — Total impaired loans $ 199 (23) 176 $ — (1) Unpaid principal balance represents the contractual obligation due from the customer. (2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been applied against the outstanding principal balance subsequent to the loans being placed on nonaccrual status. (3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before any related allowance for loan losses. December 31, 2021 (Dollars in thousands) Unpaid principal balance (1) Charge-offs and payments applied (2) Recorded investment (3) Related allowance With no allowance recorded: Commercial real estate: Other $ 205 (18) 187 $ — Total commercial real estate 205 (18) 187 — Residential real estate: Investment property 68 (6) 62 — Total residential real estate 68 (6) 62 — Total impaired loans $ 273 (24) 249 $ — (1) Unpaid principal balance represents the contractual obligation due from the customer. (2) Charge-offs and payments applied represents cumulative charge-offs taken, as well as interest payments that have been applied against the outstanding principal balance subsequent to the loans being placed on nonaccrual status. (3) Recorded investment represents the unpaid principal balance less charge-offs and payments applied; it is shown before any related allowance for loan losses.
Schedule Of Average Impaired Financing Receivable [Table Text Block] | Quarter ended June 30, 2022 Six months ended June 30, 2022 Average Total interest Average Total interest recorded income recorded income (Dollars in thousands) investment recognized investment recognized Impaired loans: Commercial real estate: Other $ 180 — 212 — Total commercial real estate 180 — 212 — Residential real estate: Investment property — — 9 — Total residential real estate — — 9 — Total $ 180 — 221 — Quarter ended June 30, 2021 Six months ended June 30, 2021 Average Total interest Average Total interest recorded income recorded income (Dollars in thousands) investment recognized investment recognized Impaired loans: Commercial real estate: Other $ 202 — 205 — Total commercial real estate 202 — 205 — Residential real estate: Investment property 100 — 102 — Total residential real estate 100 — 102 — Total $ 302 — 307 —
Troubled Debt Restructurings on Financing Receivables, Accrual Status [Table Text Block] | TDRs Related (Dollars in thousands) Accruing Nonaccrual Total Allowance June 30, 2022 Commercial real estate: Other $ — 176 176 $ — Total commercial real estate — 176 176 — Total $ — 176 176 $ — TDRs Related (In thousands) Accruing Nonaccrual Total Allowance December 31, 2021 Commercial real estate: Other $ — 187 187 $ — Total commercial real estate — 187 187 — Investment property — 62 62 — Total residential real estate — 62 62 — Total $ — 249 249 $ —

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- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 + Details
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- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919230-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953659-111524 + Details
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- Definition Tabular disclosure of aging analysis for financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 14 -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919253-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953401-111524 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 80 -URI http://asc.fasb.org/extlink&oid=124267575&loc=SL82922355-210448 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=123577603&loc=d3e5111-111524 + Details
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- Definition Tabular disclosure of financing receivable modified as troubled debt restructuring. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953676-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 34 -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953682-111524 + Details
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