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Consolidated Statements of Earnings - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Interest income:        
Loans, including fees $ 7,793 $ 7,641 $ 23,012 $ 22,082
Securities - Taxable 1,220 1,327 3,751 4,109
Securities - Tax-exempt 68 77 205 225
Federal funds sold and interest bearing bank deposits 1,331 914 3,416 2,356
Total interest income 10,412 9,959 30,384 28,772
Interest expense:        
Deposits 2,840 3,169 8,422 8,613
Short-term borrowings 0 0 1 3
Total interest expense 2,840 3,169 8,423 8,616
Net interest income 7,572 6,790 21,961 20,156
Provision for credit losses (255) (127) (152) 84
Net interest income after provision for loan losses 7,827 6,917 22,113 20,072
Noninterest income:        
Service charge on deposit accounts 154 154 461 463
Mortgage lending 167 133 391 463
Bank-owned life insurance income 103 100 309 301
Other noninterest income 405 459 1,204 1,402
Total noninterest income 829 846 2,365 2,629
Noninterest expense:        
Salaries and benefits 3,375 3,148 9,943 9,359
Net occupancy and equipment 598 614 1,916 1,980
Professional fees 312 291 984 931
Other noninterest expense 1,521 1,447 4,545 4,424
Total noninterest expense 5,806 5,500 17,388 16,694
Earnings before income taxes 2,850 2,263 7,090 6,007
Income tax expense 623 531 1,500 1,170
Net earnings $ 2,227 $ 1,732 $ 5,590 $ 4,837
Net earnings per share:        
Basic earnings per share $ 0.64 $ 0.50 $ 1.60 $ 1.38
Diluted Earnings Per Share $ 0.64 $ 0.50 $ 1.60 $ 1.38
Weighted average shares outstanding:        
Basic weighted average shares outstanding 3,493,699 3,493,699 3,493,699 3,493,687
Diluted weighted average shares outstanding 3,495,972 3,493,699 3,494,465 3,493,687