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Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Cash flows from operating activities:    
Net earnings $ 5,590 $ 4,837
Adjustments to reconcile net earnings to net cash provided by operating activties:    
Provision for credit losses (152) 84
Depreciation and amortization 1,564 1,402
Premium amortization and discount accretion, net 1,047 1,155
Net gain on sale of loans held for sale (150) (194)
Loans originated for sale (6,357) (8,427)
Proceeds from sale of loans 6,318 8,002
Increase in cash surrender value of bank owned life insurance (309) (301)
Share-based compensation expense 25 0
Net (increase) decrease in other assets 111 (1,545)
Net (decrease) increase in accrued expenses and other liabilities 1,162 2,996
Net cash provided by operating activities 8,849 8,009
Cash flows from investing activities:    
Proceeds from prepayments and maturities of securities available-for-sale 16,942 19,592
Decrease in loans, net 6,012 (8,407)
Net purchases of premises and equipment (845) (1,930)
(Increase) decrease in FHLB stock 0 32
Net cash (used in) provided by investing activities 22,109 9,287
Cash flows from financing activities:    
Net increase in noninterest-bearing deposits 5,919 (479)
Net increase in interest-bearing deposits 15,523 5,960
Net increase (decrease) in federal funds purchased and securities sold under agreements to repurchase 0 (1,486)
Dividends paid (2,829) (2,830)
Net cash provided by financing activities 18,613 1,165
Net change in cash and cash equivalents 49,571 18,461
Cash and cash equivalents at beginning of period 93,354 71,369
Cash and cash equivalents at end of period 142,925 89,830
Cash paid during the period for:    
Interest 8,523 8,433
Income taxes $ 1,030 $ 589