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v3.20.1

Allowance for Loan Losses - Changes in the Allowance for Loan Losses (Details) - USD ($) | 3 Months Ended |
--- | --- | ---
Mar. 31, 2020 | Mar. 31, 2019 | Dec. 31, 2019
Allowance for loan losses: |  |  |
Beginning Balance | $ 8,669,000 | $ 7,306,000 |
Charge-offs | (187,000) | (175,000) |
Recoveries | 57,000 | 9,000 |
Provisions (credits) | 1,067,000 | 144,000 |
Ending balance | 9,606,000 | 7,284,000 |
Ending balance: related to loans individually evaluated for impairment | 777,000 | 906,000 |
Ending balance: related to loans collectively evaluated for impairment | 8,829,000 | 6,378,000 |
Total Loans Receivable | 750,202,000 | 657,680,000 | $ 781,341,000
Ending balance: individually evaluated for impairment | 7,402,000 | 5,963,000 |
Ending balance: collectively evaluated for impairment | 742,800,000 | 651,717,000 |
Unallocated [Member] |  |  |
Allowance for loan losses: |  |  |
Beginning Balance | 272,000 | 152,000 |
Charge-offs | 0 | 0 |
Recoveries | 0 | 0 |
Provisions (credits) | (74,000) | (152,000) |
Ending balance | 198,000 | 0 |
Ending balance: related to loans individually evaluated for impairment | 0 | 0 |
Ending balance: related to loans collectively evaluated for impairment | 198,000 | 0 |
Residential Mortgage Loans [Member] |  |  |
Allowance for loan losses: |  |  |
Total Loans Receivable | 214,637,000 |  | 249,312,000
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member] |  |  |
Allowance for loan losses: |  |  |
Beginning Balance | 580,000 | 766,000 |
Charge-offs | (26,000) | 0 |
Recoveries | 1,000 | 0 |
Provisions (credits) | 176,000 | (44,000) |
Ending balance | 731,000 | 722,000 |
Ending balance: related to loans individually evaluated for impairment | 95,000 | 104,000 |
Ending balance: related to loans collectively evaluated for impairment | 636,000 | 618,000 |
Total Loans Receivable | 212,149,000 | 237,917,000 |
Ending balance: individually evaluated for impairment | 1,604,000 | 1,422,000 |
Ending balance: collectively evaluated for impairment | 210,545,000 | 236,495,000 |
Residential Mortgage Loans [Member] | Residential Construction Mortgage [Member] |  |  |
Allowance for loan losses: |  |  |
Beginning Balance | 0 | 0 |
Charge-offs | 0 | 0 |
Recoveries | 0 | 0 |
Provisions (credits) | 0 | 0 |
Ending balance | 0 | 0 |
Ending balance: related to loans individually evaluated for impairment | 0 | 0 |
Ending balance: related to loans collectively evaluated for impairment | 0 | 0 |
Total Loans Receivable | 2,338,000 | 3,855,000 |
Ending balance: individually evaluated for impairment | 0 | 0 |
Ending balance: collectively evaluated for impairment | 2,338,000 | 3,855,000 |
Commercial Loans [Member] |  |  |
Allowance for loan losses: |  |  |
Total Loans Receivable | 413,994,000 |  | 403,033,000
Commercial Loans [Member] | Real Estate [Member] |  |  |
Allowance for loan losses: |  |  |
Beginning Balance | 4,010,000 | 3,578,000 |
Charge-offs | 0 | 0 |
Recoveries | 0 | 0 |
Provisions (credits) | 233,000 | (208,000) |
Ending balance | 4,243,000 | 3,370,000 |
Ending balance: related to loans individually evaluated for impairment | 76,000 | 98,000 |
Ending balance: related to loans collectively evaluated for impairment | 4,167,000 | 3,272,000 |
Total Loans Receivable | 261,929,000 | 208,388,000 | 254,257,000
Ending balance: individually evaluated for impairment | 4,427,000 | 2,863,000 |
Ending balance: collectively evaluated for impairment | 257,502,000 | 205,525,000 |
Commercial Loans [Member] | Lines of Credit [Member] |  |  |
Allowance for loan losses: |  |  |
Beginning Balance | 1,195,000 | 730,000 |
Charge-offs | 0 | (107,000) |
Recoveries | 2,000 | 0 |
Provisions (credits) | 21,000 | 179,000 |
Ending balance | 1,218,000 | 802,000 |
Ending balance: related to loans individually evaluated for impairment | 98,000 | 92,000 |
Ending balance: related to loans collectively evaluated for impairment | 1,120,000 | 710,000 |
Total Loans Receivable | 59,354,000 | 55,238,000 | 58,617,000
Ending balance: individually evaluated for impairment | 181,000 | 318,000 |
Ending balance: collectively evaluated for impairment | 59,173,000 | 54,920,000 |
Commercial Loans [Member] | Other Commercial and Industrial [Member] |  |  |
Allowance for loan losses: |  |  |
Beginning Balance | 1,645,000 | 1,285,000 |
Charge-offs | 0 | (1,000) |
Recoveries | 0 | 0 |
Provisions (credits) | 113,000 | 276,000 |
Ending balance | 1,758,000 | 1,560,000 |
Ending balance: related to loans individually evaluated for impairment | 379,000 | 464,000 |
Ending balance: related to loans collectively evaluated for impairment | 1,379,000 | 1,096,000 |
Total Loans Receivable | 84,774,000 | 67,542,000 | 82,092,000
Ending balance: individually evaluated for impairment | 881,000 | 1,052,000 |
Ending balance: collectively evaluated for impairment | 83,893,000 | 66,490,000 |
Commercial Loans [Member] | Tax Exempt Loans [Member] |  |  |
Allowance for loan losses: |  |  |
Beginning Balance | 1,000 | 1,000 |
Charge-offs | 0 | 0 |
Recoveries | 0 | 0 |
Provisions (credits) | 0 | 0 |
Ending balance | 1,000 | 1,000 |
Ending balance: related to loans individually evaluated for impairment | 0 | 0 |
Ending balance: related to loans collectively evaluated for impairment | 1,000 | 1,000 |
Total Loans Receivable | 7,937,000 | 9,256,000 | 8,067,000
Ending balance: individually evaluated for impairment | 0 | 0 |
Ending balance: collectively evaluated for impairment | 7,937,000 | 9,256,000 |
Consumer Loans [Member] |  |  |
Allowance for loan losses: |  |  |
Total Loans Receivable | 121,571,000 |  | 128,996,000
Consumer Loans [Member] | Home Equity and Junior Liens [Member] |  |  |
Allowance for loan losses: |  |  |
Beginning Balance | 553,000 | 409,000 |
Charge-offs | (28,000) | 0 |
Recoveries | 29,000 | 0 |
Provisions (credits) | 57,000 | 21,000 |
Ending balance | 611,000 | 430,000 |
Ending balance: related to loans individually evaluated for impairment | 128,000 | 139,000 |
Ending balance: related to loans collectively evaluated for impairment | 483,000 | 291,000 |
Total Loans Receivable | 44,732,000 | 26,212,000 | 46,389,000
Ending balance: individually evaluated for impairment | 219,000 | 207,000 |
Ending balance: collectively evaluated for impairment | 44,513,000 | 26,005,000 |
Consumer Loans [Member] | Other Consumer [Member] |  |  |
Allowance for loan losses: |  |  |
Beginning Balance | 413,000 | 385,000 |
Charge-offs | (133,000) | (67,000) |
Recoveries | 25,000 | 9,000 |
Provisions (credits) | 541,000 | 72,000 |
Ending balance | 846,000 | 399,000 |
Ending balance: related to loans individually evaluated for impairment | 1,000 | 9,000 |
Ending balance: related to loans collectively evaluated for impairment | 845,000 | 390,000 |
Total Loans Receivable | 76,839,000 | 49,272,000 | $ 82,607,000
Ending balance: individually evaluated for impairment | 90,000 | 101,000 |
Ending balance: collectively evaluated for impairment | $ 76,749,000 | $ 49,171,000 |

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