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v3.20.1

Allowance for Loan Losses (Tables) | 3 Months Ended
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Mar. 31, 2020
Allowance For Loan Losses [Abstract] |
Changes in the Allowance for Loan Losses | An allocation of a portion of the allowance to a given portfolio class does not limit the Company’s ability to absorb losses in another portfolio class.
|  | March 31, 2020 |
|  | 1-4 family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | first-lien |  |  | Residential |  |  |  |  |  |  |  |  |  |  | Other |
|  | residential |  |  | construction |  |  | Commercial |  |  | Commercial |  |  | commercial |
(In thousands) |  | mortgage |  |  | mortgage |  |  | real estate |  |  | lines of credit |  |  | and industrial |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance |  | $ | 580 |  |  | $ | - |  |  | $ | 4,010 |  |  | $ | 1,195 |  |  | $ | 1,645 |
Charge-offs |  |  | (26 | ) |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Recoveries |  |  | 1 |  |  |  | - |  |  |  | - |  |  |  | 2 |  |  |  | - |
Provisions |  |  | 176 |  |  |  | - |  |  |  | 233 |  |  |  | 21 |  |  |  | 113 |
Ending balance |  | $ | 731 |  |  | $ | - |  |  | $ | 4,243 |  |  | $ | 1,218 |  |  | $ | 1,758 |
Ending balance: related to loans individually evaluated for impairment |  | $ | 95 |  |  | $ | - |  |  | $ | 76 |  |  | $ | 98 |  |  | $ | 379 |
Ending balance: related to loans collectively evaluated for impairment |  | $ | 636 |  |  | $ | - |  |  | $ | 4,167 |  |  | $ | 1,120 |  |  | $ | 1,379 |
Loans receivables: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  | $ | 212,149 |  |  | $ | 2,338 |  |  | $ | 261,929 |  |  | $ | 59,354 |  |  | $ | 84,774 |
Ending balance: individually evaluated for impairment |  | $ | 1,604 |  |  | $ | - |  |  | $ | 4,427 |  |  | $ | 181 |  |  | $ | 881 |
Ending balance: collectively evaluated for impairment |  | $ | 210,545 |  |  | $ | 2,338 |  |  | $ | 257,502 |  |  | $ | 59,173 |  |  | $ | 83,893 |
|  |  |  |  |  | Home equity |  |  | Other |  |  |  |  |  |  |  |  |
|  | Tax exempt |  |  | and junior liens |  |  | Consumer |  |  | Unallocated |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance |  | $ | 1 |  |  | $ | 553 |  |  | $ | 413 |  |  | $ | 272 |  |  | $ | 8,669 |
Charge-offs |  |  | - |  |  |  | (28 | ) |  |  | (133 | ) |  |  | - |  |  |  | (187 | )
Recoveries |  |  | - |  |  |  | 29 |  |  |  | 25 |  |  |  | - |  |  |  | 57 |
Provisions (credits) |  |  | - |  |  |  | 57 |  |  |  | 541 |  |  |  | (74 | ) |  |  | 1,067 |
Ending balance |  | $ | 1 |  |  | $ | 611 |  |  | $ | 846 |  |  | $ | 198 |  |  | $ | 9,606 |
Ending balance: related to loans individually evaluated for impairment |  | $ | - |  |  | $ | 128 |  |  | $ | 1 |  |  | $ | - |  |  | $ | 777 |
Ending balance: related to loans collectively evaluated for impairment |  | $ | 1 |  |  | $ | 483 |  |  | $ | 845 |  |  | $ | 198 |  |  | $ | 8,829 |
Loans receivables: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  | $ | 7,937 |  |  | $ | 44,732 |  |  | $ | 76,839 |  |  | $ | 150 |  |  | $ | 750,202 |
Ending balance: individually evaluated for impairment |  | $ | - |  |  | $ | 219 |  |  | $ | 90 |  |  | $ | - |  |  | $ | 7,402 |
Ending balance: collectively evaluated for impairment |  | $ | 7,937 |  |  | $ | 44,513 |  |  | $ | 76,749 |  |  | $ | 150 |  |  | $ | 742,800 |
|  | March 31, 2019 |
|  | 1-4 family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | first-lien |  |  | Residential |  |  |  |  |  |  |  |  |  |  | Other |
|  | residential |  |  | construction |  |  | Commercial |  |  | Commercial |  |  | commercial |
(In thousands) |  | mortgage |  |  | mortgage |  |  | real estate |  |  | lines of credit |  |  | and industrial |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance |  | $ | 766 |  |  | $ | - |  |  | $ | 3,578 |  |  | $ | 730 |  |  | $ | 1,285 |
Charge-offs |  |  | - |  |  |  | - |  |  |  | - |  |  |  | (107 | ) |  |  | (1 | )
Recoveries |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |  |  |  | - |
Provisions (credits) |  |  | (44 | ) |  |  | - |  |  |  | (208 | ) |  |  | 179 |  |  |  | 276 |
Ending balance |  | $ | 722 |  |  | $ | - |  |  | $ | 3,370 |  |  | $ | 802 |  |  | $ | 1,560 |
Ending balance: related to loans individually evaluated for impairment |  | $ | 104 |  |  | $ | - |  |  | $ | 98 |  |  | $ | 92 |  |  | $ | 464 |
Ending balance: related to loans collectively evaluated for impairment |  | $ | 618 |  |  | $ | - |  |  | $ | 3,272 |  |  | $ | 710 |  |  | $ | 1,096 |
Loans receivables: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  | $ | 237,917 |  |  | $ | 3,855 |  |  | $ | 208,388 |  |  | $ | 55,238 |  |  | $ | 67,542 |
Ending balance: individually evaluated for impairment |  | $ | 1,422 |  |  | $ | - |  |  | $ | 2,863 |  |  | $ | 318 |  |  | $ | 1,052 |
Ending balance: collectively evaluated for impairment |  | $ | 236,495 |  |  | $ | 3,855 |  |  | $ | 205,525 |  |  | $ | 54,920 |  |  | $ | 66,490 |
|  |  |  |  |  | Home equity |  |  | Other |  |  |  |  |  |  |  |  |
|  | Tax exempt |  |  | and junior liens |  |  | Consumer |  |  | Unallocated |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance |  | $ | 1 |  |  | $ | 409 |  |  | $ | 385 |  |  | $ | 152 |  |  | $ | 7,306 |
Charge-offs |  |  | - |  |  |  | - |  |  |  | (67 | ) |  |  | - |  |  |  | (175 | )
Recoveries |  |  | - |  |  |  | - |  |  |  | 9 |  |  |  | - |  |  |  | 9 |
Provisions (credits) |  |  | - |  |  |  | 21 |  |  |  | 72 |  |  |  | (152 | ) |  |  | 144 |
Ending balance |  | $ | 1 |  |  | $ | 430 |  |  | $ | 399 |  |  | $ | - |  |  | $ | 7,284 |
Ending balance: related to loans individually evaluated for impairment |  | $ | - |  |  | $ | 139 |  |  | $ | 9 |  |  | $ | - |  |  | $ | 906 |
Ending balance: related to loans collectively evaluated for impairment |  | $ | 1 |  |  | $ | 291 |  |  | $ | 390 |  |  | $ | - |  |  | $ | 6,378 |
Loans receivables: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  | $ | 9,256 |  |  | $ | 26,212 |  |  | $ | 49,272 |  |  |  |  |  |  | $ | 657,680 |
Ending balance: individually evaluated for impairment |  | $ | - |  |  | $ | 207 |  |  | $ | 101 |  |  |  |  |  |  | $ | 5,963 |
Ending balance: collectively evaluated for impairment |  | $ | 9,256 |  |  | $ | 26,005 |  |  | $ | 49,171 |  |  |  |  |  |  | $ | 651,717 |
Schedule of Allowance for Loan Losses on Basis of Calculation Methodology | The allocation of the allowance for loan losses summarized on the basis of the Company’s calculation methodology was as follows:
|  | March 31, 2020 |
|  | 1-4 family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | first-lien |  |  | Residential |  |  |  |  |  |  |  |  |  |  | Other |
|  | residential |  |  | construction |  |  | Commercial |  |  | Commercial |  |  | commercial |
(In thousands) |  | mortgage |  |  | mortgage |  |  | real estate |  |  | lines of credit |  |  | and industrial |
Specifically reserved |  | $ | 95 |  |  | $ | - |  |  | $ | 76 |  |  | $ | 98 |  |  | $ | 379 |
Historical loss rate |  |  | 66 |  |  |  | - |  |  |  | 101 |  |  |  | 100 |  |  |  | 57 |
Qualitative factors |  |  | 570 |  |  |  | - |  |  |  | 4,066 |  |  |  | 1,020 |  |  |  | 1,322 |
Total |  | $ | 731 |  |  | $ | - |  |  | $ | 4,243 |  |  | $ | 1,218 |  |  | $ | 1,758 |
|  |  |  |  |  | Home equity |  |  | Other |  |  |  |  |  |  |  |  |
|  | Tax exempt |  |  | and junior liens |  |  | consumer |  |  | Unallocated |  |  | Total |
Specifically reserved |  | $ | - |  |  | $ | 128 |  |  | $ | 1 |  |  | $ | - |  |  | $ | 777 |
Historical loss rate |  |  | - |  |  |  | 146 |  |  |  | 584 |  |  |  | - |  |  |  | 1,054 |
Qualitative factors |  |  | 1 |  |  |  | 337 |  |  |  | 261 |  |  |  | - |  |  |  | 7,577 |
Other |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 198 |  |  |  | 198 |
Total |  | $ | 1 |  |  | $ | 611 |  |  | $ | 846 |  |  | $ | 198 |  |  | $ | 9,606 |
|  | March 31, 2019 |
|  | 1-4 family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | first-lien |  |  | Residential |  |  |  |  |  |  |  |  |  |  | Other |
|  | residential |  |  | construction |  |  | Commercial |  |  | Commercial |  |  | commercial |
(In thousands) |  | mortgage |  |  | mortgage |  |  | real estate |  |  | lines of credit |  |  | and industrial |
Specifically reserved |  | $ | 104 |  |  | $ | - |  |  | $ | 98 |  |  | $ | 92 |  |  | $ | 464 |
Historical loss rate |  |  | 65 |  |  |  | - |  |  |  | 151 |  |  |  | 18 |  |  |  | 26 |
Qualitative factors |  |  | 553 |  |  |  | - |  |  |  | 3,121 |  |  |  | 692 |  |  |  | 1,070 |
Total |  | $ | 722 |  |  | $ | - |  |  | $ | 3,370 |  |  | $ | 802 |  |  | $ | 1,560 |
|  |  |  |  |  | Home equity |  |  | Other |  |  |  |  |  |  |  |  |
|  | Tax exempt |  |  | and junior liens |  |  | consumer |  |  | Unallocated |  |  | Total |
Specifically reserved |  | $ | - |  |  | $ | 139 |  |  | $ | 9 |  |  | $ | - |  |  | $ | 906 |
Historical loss rate |  |  | - |  |  |  | 13 |  |  |  | 149 |  |  |  | - |  |  |  | 422 |
Qualitative factors |  |  | 1 |  |  |  | 278 |  |  |  | 241 |  |  |  | - |  |  |  | 5,956 |
Total |  | $ | 1 |  |  | $ | 430 |  |  | $ | 399 |  |  | $ | - |  |  | $ | 7,284 |

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- Definition Tabular disclosure of allowance for credit losses account by calculation methodology method. + References No definition available. + Details
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- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=118936363&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=119407570&loc=SL82919249-210447 + Details
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