XML 21 R56.htm IDEA: XBRL DOCUMENT v3.20.1
Allowance for Loan Losses - Changes in the Allowance for Loan Losses (Details) - USD ($)
3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
Dec. 31, 2019
Allowance for loan losses:      
Beginning Balance $ 8,669,000 $ 7,306,000  
Charge-offs (187,000) (175,000)  
Recoveries 57,000 9,000  
Provisions (credits) 1,067,000 144,000  
Ending balance 9,606,000 7,284,000  
Ending balance: related to loans individually evaluated for impairment 777,000 906,000  
Ending balance: related to loans collectively evaluated for impairment 8,829,000 6,378,000  
Total Loans Receivable 750,202,000 657,680,000 $ 781,341,000
Ending balance: individually evaluated for impairment 7,402,000 5,963,000  
Ending balance: collectively evaluated for impairment 742,800,000 651,717,000  
Unallocated [Member]      
Allowance for loan losses:      
Beginning Balance 272,000 152,000  
Charge-offs 0 0  
Recoveries 0 0  
Provisions (credits) (74,000) (152,000)  
Ending balance 198,000 0  
Ending balance: related to loans individually evaluated for impairment 0 0  
Ending balance: related to loans collectively evaluated for impairment 198,000 0  
Residential Mortgage Loans [Member]      
Allowance for loan losses:      
Total Loans Receivable 214,637,000   249,312,000
Residential Mortgage Loans [Member] | 1-4 Family First Lien Residential Mortgages [Member]      
Allowance for loan losses:      
Beginning Balance 580,000 766,000  
Charge-offs (26,000) 0  
Recoveries 1,000 0  
Provisions (credits) 176,000 (44,000)  
Ending balance 731,000 722,000  
Ending balance: related to loans individually evaluated for impairment 95,000 104,000  
Ending balance: related to loans collectively evaluated for impairment 636,000 618,000  
Total Loans Receivable 212,149,000 237,917,000  
Ending balance: individually evaluated for impairment 1,604,000 1,422,000  
Ending balance: collectively evaluated for impairment 210,545,000 236,495,000  
Residential Mortgage Loans [Member] | Residential Construction Mortgage [Member]      
Allowance for loan losses:      
Beginning Balance 0 0  
Charge-offs 0 0  
Recoveries 0 0  
Provisions (credits) 0 0  
Ending balance 0 0  
Ending balance: related to loans individually evaluated for impairment 0 0  
Ending balance: related to loans collectively evaluated for impairment 0 0  
Total Loans Receivable 2,338,000 3,855,000  
Ending balance: individually evaluated for impairment 0 0  
Ending balance: collectively evaluated for impairment 2,338,000 3,855,000  
Commercial Loans [Member]      
Allowance for loan losses:      
Total Loans Receivable 413,994,000   403,033,000
Commercial Loans [Member] | Real Estate [Member]      
Allowance for loan losses:      
Beginning Balance 4,010,000 3,578,000  
Charge-offs 0 0  
Recoveries 0 0  
Provisions (credits) 233,000 (208,000)  
Ending balance 4,243,000 3,370,000  
Ending balance: related to loans individually evaluated for impairment 76,000 98,000  
Ending balance: related to loans collectively evaluated for impairment 4,167,000 3,272,000  
Total Loans Receivable 261,929,000 208,388,000 254,257,000
Ending balance: individually evaluated for impairment 4,427,000 2,863,000  
Ending balance: collectively evaluated for impairment 257,502,000 205,525,000  
Commercial Loans [Member] | Lines of Credit [Member]      
Allowance for loan losses:      
Beginning Balance 1,195,000 730,000  
Charge-offs 0 (107,000)  
Recoveries 2,000 0  
Provisions (credits) 21,000 179,000  
Ending balance 1,218,000 802,000  
Ending balance: related to loans individually evaluated for impairment 98,000 92,000  
Ending balance: related to loans collectively evaluated for impairment 1,120,000 710,000  
Total Loans Receivable 59,354,000 55,238,000 58,617,000
Ending balance: individually evaluated for impairment 181,000 318,000  
Ending balance: collectively evaluated for impairment 59,173,000 54,920,000  
Commercial Loans [Member] | Other Commercial and Industrial [Member]      
Allowance for loan losses:      
Beginning Balance 1,645,000 1,285,000  
Charge-offs 0 (1,000)  
Recoveries 0 0  
Provisions (credits) 113,000 276,000  
Ending balance 1,758,000 1,560,000  
Ending balance: related to loans individually evaluated for impairment 379,000 464,000  
Ending balance: related to loans collectively evaluated for impairment 1,379,000 1,096,000  
Total Loans Receivable 84,774,000 67,542,000 82,092,000
Ending balance: individually evaluated for impairment 881,000 1,052,000  
Ending balance: collectively evaluated for impairment 83,893,000 66,490,000  
Commercial Loans [Member] | Tax Exempt Loans [Member]      
Allowance for loan losses:      
Beginning Balance 1,000 1,000  
Charge-offs 0 0  
Recoveries 0 0  
Provisions (credits) 0 0  
Ending balance 1,000 1,000  
Ending balance: related to loans individually evaluated for impairment 0 0  
Ending balance: related to loans collectively evaluated for impairment 1,000 1,000  
Total Loans Receivable 7,937,000 9,256,000 8,067,000
Ending balance: individually evaluated for impairment 0 0  
Ending balance: collectively evaluated for impairment 7,937,000 9,256,000  
Consumer Loans [Member]      
Allowance for loan losses:      
Total Loans Receivable 121,571,000   128,996,000
Consumer Loans [Member] | Home Equity and Junior Liens [Member]      
Allowance for loan losses:      
Beginning Balance 553,000 409,000  
Charge-offs (28,000) 0  
Recoveries 29,000 0  
Provisions (credits) 57,000 21,000  
Ending balance 611,000 430,000  
Ending balance: related to loans individually evaluated for impairment 128,000 139,000  
Ending balance: related to loans collectively evaluated for impairment 483,000 291,000  
Total Loans Receivable 44,732,000 26,212,000 46,389,000
Ending balance: individually evaluated for impairment 219,000 207,000  
Ending balance: collectively evaluated for impairment 44,513,000 26,005,000  
Consumer Loans [Member] | Other Consumer [Member]      
Allowance for loan losses:      
Beginning Balance 413,000 385,000  
Charge-offs (133,000) (67,000)  
Recoveries 25,000 9,000  
Provisions (credits) 541,000 72,000  
Ending balance 846,000 399,000  
Ending balance: related to loans individually evaluated for impairment 1,000 9,000  
Ending balance: related to loans collectively evaluated for impairment 845,000 390,000  
Total Loans Receivable 76,839,000 49,272,000 $ 82,607,000
Ending balance: individually evaluated for impairment 90,000 101,000  
Ending balance: collectively evaluated for impairment $ 76,749,000 $ 49,171,000