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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
 3 Months Ended
Mar. 31, 2020
Mar. 31, 2019
OPERATING ACTIVITIES    
Net income attributable to Pathfinder Bancorp, Inc. $ 1,690,000 $ 514,000
Adjustments to reconcile net income to net cash flows from operating activities:    
Provision for loan losses 1,067,000 144,000
Amortization of operating leases 5,000 11,000
Proceeds from sales of loans 36,614,000 0
Originations of loans held-for-sale (150,000) 0
Realized losses (gains) on sales, redemptions and calls of:    
Real estate acquired through foreclosure 7,000 8,000
Loans (679,000) 0
Available-for-sale investment securities 0 (86,000)
Held-to-maturity investment securities (26,000) 7,000
Marketable equity securities 194,000 (41,000)
Depreciation 414,000 360,000
Amortization of mortgage servicing rights (279,000) 3,000
Amortization of deferred loan costs 75,000 66,000
Amortization of deferred financing from subordinated debt 8,000 8,000
Earnings and gain on bank owned life insurance (116,000) (121,000)
Net amortization of premiums and discounts on investment securities 268,000 228,000
Amortization of intangible assets 4,000 4,000
Stock based compensation and ESOP expense 149,000 160,000
Net change in accrued interest receivable 12,000 (296,000)
Net change in other assets and liabilities (1,262,000) (2,532,000)
Net cash flows from operating activities 37,995,000 (1,563,000)
INVESTING ACTIVITIES    
Purchase of investment securities available-for-sale (38,422,000) (5,081,000)
Purchase of investment securities held-to-maturity (7,492,000) (26,835,000)
Purchase of Federal Home Loan Bank stock (1,121,000) (1,346,000)
Proceeds from redemption of Federal Home Loan Bank stock 1,197,000 3,195,000
Proceeds from maturities and principal reductions of investment securities available-for-sale 24,244,000 6,879,000
Proceeds from maturities and principal reductions of investment securities held-to-maturity 8,824,000 1,906,000
Proceeds from sales, redemptions and calls of:    
Available-for-sale investment securities 0 22,277,000
Held-to-maturity investment securities 1,068,000 30,000
Real estate acquired through foreclosure 81,000 1,020,000
Net change in loans (5,119,000) (38,031,000)
Purchase of premises and equipment (19,000) (1,276,000)
Net cash flows from investing activities (16,759,000) (37,262,000)
FINANCING ACTIVITIES    
Net change in demand deposits, NOW accounts, savings accounts, money management deposit accounts, MMDA accounts and escrow deposits 35,546,000 960,000
Net change in time deposits 2,137,000 43,477,000
Net change in brokered deposits (19,716,000) 34,031,000
Net change in short-term borrowings (17,000,000) (26,000,000)
Payments on long-term borrowings 0 (15,100,000)
Proceeds from long-term borrowings 15,312,000 0
Proceeds from exercise of stock options 194,000 200,000
Cash dividends paid to common shareholders (283,000) (263,000)
Cash dividends paid to preferred shareholders (69,000) 0
Cash dividends paid on warrants (8,000) 0
Change in noncontrolling interest, net 70,000 20,000
Net cash flows from financing activities 16,183,000 37,325,000
Change in cash and cash equivalents 37,419,000 (1,500,000)
Cash and cash equivalents at beginning of period 20,160,000 26,316,000
Cash and cash equivalents at end of period 57,579,000 24,816,000
CASH PAID DURING THE PERIOD FOR:    
Interest 3,253,000 2,955,000
Income taxes 200,000 0
NON-CASH INVESTING ACTIVITY    
Real estate acquired in exchange for loans 58,000 479,000
RESTRICTED CASH    
Federal Reserve Bank Reserve Requirements included in interest earning deposits 0 4,632,000
Collateral deposits for hedge position included in interest earning deposits $ 1,300,000 $ 0