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v3.22.2.2

Allowance for Loan Losses (Tables) | 6 Months Ended
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Jun. 30, 2022
Allowance For Loan Losses [Abstract] |
Changes in the Allowance for Loan Losses | An allocation of a portion of the allowance to a given portfolio class does not limit the Company’s ability to absorb losses in another portfolio class.
|  | For the three months ended June 30, 2022 |
|  | 1-4 family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | first-lien |  |  | Residential |  |  |  |  |  |  |  |  | Other |  |  | Paycheck |
|  | residential |  |  | construction |  |  | Commercial |  |  | Commercial |  |  | commercial |  |  | Protection |
(In thousands) |  | mortgage |  |  | mortgage |  |  | real estate |  |  | lines of credit |  |  | and industrial |  |  | Program |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance |  | $ | 830 |  |  | $ | - |  |  | $ | 5,298 |  |  | $ | 1,061 |  |  | $ | 2,737 |  |  | $ | - |
Charge-offs |  |  | (29 | ) |  |  | - |  |  |  | (23 | ) |  |  | (21 | ) |  |  | (200 | ) |  |  | - |
Recoveries |  |  | - |  |  |  | - |  |  |  | 250 |  |  |  | - |  |  |  | 46 |  |  |  | - |
Provisions (credits) |  |  | 96 |  |  |  | - |  |  |  | (3 | ) |  |  | 117 |  |  |  | 33 |  |  |  | - |
Ending balance |  | $ | 897 |  |  | $ | - |  |  | $ | 5,522 |  |  | $ | 1,157 |  |  | $ | 2,616 |  |  | $ | - |
Ending balance: related to loans individually evaluated for impairment |  | $ | 95 |  |  | $ | - |  |  | $ | 44 |  |  | $ | 359 |  |  | $ | 1,208 |  |  | $ | - |
Ending balance: related to loans collectively evaluated for impairment |  | $ | 802 |  |  | $ | - |  |  | $ | 5,478 |  |  | $ | 798 |  |  | $ | 1,408 |  |  | $ | - |
Loans receivables: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  | $ | 240,997 |  |  | $ | 16,241 |  |  | $ | 320,439 |  |  | $ | 76,610 |  |  | $ | 70,205 |  |  | $ | 4,877 |
Ending balance: individually evaluated for impairment |  | $ | 1,141 |  |  | $ | - |  |  | $ | 144 |  |  | $ | 6,956 |  |  | $ | 1,974 |  |  | $ | - |
Ending balance: collectively evaluated for impairment |  | $ | 239,856 |  |  | $ | 16,241 |  |  | $ | 320,295 |  |  | $ | 69,654 |  |  | $ | 68,231 |  |  | $ | 4,877 |
|  |  |  |  | Home equity |  |  | Other |  |  |  |  |  |  |  |  |  |
|  | Tax exempt |  |  | and junior liens |  |  | Consumer |  |  | Unallocated |  |  | Total |  |  |  |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance |  | $ | 4 |  |  | $ | 676 |  |  | $ | 1,422 |  |  | $ | 989 |  |  | $ | 13,017 |  |  |  |
Charge-offs |  |  | - |  |  |  | - |  |  |  | (51 | ) |  |  | - |  |  |  | (324 | ) |  |  |
Recoveries |  |  | - |  |  |  | - |  |  |  | 30 |  |  |  | - |  |  |  | 326 |  |  |  |
Provisions |  |  | - |  |  |  | 74 |  |  |  | 142 |  |  |  | (400 | ) |  |  | 59 |  |  |  |
Ending balance |  | $ | 4 |  |  | $ | 750 |  |  | $ | 1,543 |  |  | $ | 589 |  |  | $ | 13,078 |  |  |  |
Ending balance: related to loans individually evaluated for impairment |  | $ | - |  |  | $ | 114 |  |  | $ | - |  |  | $ | - |  |  | $ | 1,820 |  |  |  |
Ending balance: related to loans collectively evaluated for impairment |  | $ | 4 |  |  | $ | 636 |  |  | $ | 1,543 |  |  | $ | 589 |  |  | $ | 11,258 |  |  |  |
Loans receivables: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  | $ | 5,390 |  |  | $ | 33,267 |  |  | $ | 99,326 |  |  | $ | - |  |  | $ | 867,352 |  |  |  |
Ending balance: individually evaluated for impairment |  | $ | - |  |  | $ | 628 |  |  | $ | - |  |  | $ | - |  |  | $ | 10,843 |  |  |  |
Ending balance: collectively evaluated for impairment |  | $ | 5,390 |  |  | $ | 32,639 |  |  | $ | 99,326 |  |  | $ | - |  |  | $ | 856,509 |  |  |  |
|  | For the six months ended June 30, 2022 |
|  | 1-4 family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | first-lien |  |  | Residential |  |  |  |  |  |  |  |  | Other |  |  | Paycheck |
|  | residential |  |  | construction |  |  | Commercial |  |  | Commercial |  |  | commercial |  |  | Protection |
(In thousands) |  | mortgage |  |  | mortgage |  |  | real estate |  |  | lines of credit |  |  | and industrial |  |  | Program |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance |  | $ | 872 |  |  | $ | - |  |  | $ | 5,308 |  |  | $ | 935 |  |  | $ | 2,762 |  |  | $ | - |
Charge-offs |  |  | (29 | ) |  |  | - |  |  |  | (23 | ) |  |  | (38 | ) |  |  | (200 | ) |  |  | - |
Recoveries |  |  | - |  |  |  | - |  |  |  | 250 |  |  |  | - |  |  |  | 46 |  |  |  | - |
Provisions |  |  | 54 |  |  |  | - |  |  |  | (13 | ) |  |  | 260 |  |  |  | 8 |  |  |  | - |
Ending balance |  | $ | 897 |  |  | $ | - |  |  | $ | 5,522 |  |  | $ | 1,157 |  |  | $ | 2,616 |  |  | $ | - |
|  |  |  |  | Home equity |  |  | Other |  |  |  |  |  |  |  |  |  |
|  | Tax exempt |  |  | and junior liens |  |  | consumer |  |  | Unallocated |  |  | Total |  |  |  |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance |  | $ | 3 |  |  | $ | 774 |  |  | $ | 1,297 |  |  | $ | 984 |  |  | $ | 12,935 |  |  |  |
Charge-offs |  |  | - |  |  |  | - |  |  |  | (80 | ) |  |  | - |  |  |  | (370 | ) |  |  |
Recoveries |  |  | - |  |  |  | - |  |  |  | 56 |  |  |  | - |  |  |  | 352 |  |  |  |
Provisions |  |  | 1 |  |  |  | (24 | ) |  |  | 270 |  |  |  | (395 | ) |  |  | 161 |  |  |  |
Ending balance |  | $ | 4 |  |  | $ | 750 |  |  | $ | 1,543 |  |  | $ | 589 |  |  | $ | 13,078 |  |  |  |
|  | For the three months ended June 30, 2021 |
|  | 1-4 family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | first-lien |  |  | Residential |  |  |  |  |  |  |  |  | Other |  |  | Paycheck |
|  | residential |  |  | construction |  |  | Commercial |  |  | Commercial |  |  | commercial |  |  | Protection |
(In thousands) |  | mortgage |  |  | mortgage |  |  | real estate |  |  | lines of credit |  |  | and industrial |  |  | Program |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance |  | $ | 975 |  |  | $ | - |  |  | $ | 5,721 |  |  | $ | 1,916 |  |  | $ | 3,016 |  |  | $ | - |
Charge-offs |  |  | (20 | ) |  |  | - |  |  |  | (6 | ) |  |  | - |  |  |  | - |  |  |  | - |
Recoveries |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 62 |  |  |  | - |  |  |  | - |
Provisions |  |  | (80 | ) |  |  | - |  |  |  | 405 |  |  |  | (168 | ) |  |  | 432 |  |  |  | - |
Ending balance |  | $ | 875 |  |  | $ | - |  |  | $ | 6,120 |  |  | $ | 1,810 |  |  | $ | 3,448 |  |  | $ | - |
Ending balance: related to loans individually evaluated for impairment |  | $ | 80 |  |  | $ | - |  |  | $ | 222 |  |  | $ | 904 |  |  | $ | 1,852 |  |  | $ | - |
Ending balance: related to loans collectively evaluated for impairment |  | $ | 795 |  |  | $ | - |  |  | $ | 5,898 |  |  | $ | 906 |  |  | $ | 1,596 |  |  | $ | - |
Loans receivables: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  | $ | 226,896 |  |  | $ | 8,133 |  |  | $ | 291,678 |  |  | $ | 60,097 |  |  | $ | 74,416 |  |  | $ | 53,611 |
Ending balance: individually evaluated for impairment |  | $ | 1,499 |  |  | $ | - |  |  | $ | 6,946 |  |  | $ | 1,004 |  |  | $ | 7,266 |  |  | $ | - |
Ending balance: collectively evaluated for impairment |  | $ | 225,397 |  |  | $ | 8,133 |  |  | $ | 284,732 |  |  | $ | 59,093 |  |  | $ | 67,150 |  |  | $ | 53,611 |
|  |  |  |  | Home equity |  |  | Other |  |  |  |  |  |  |  |  |  |
|  | Tax exempt |  |  | and junior liens |  |  | Consumer |  |  | Unallocated |  |  | Total |  |  |  |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance |  | $ | 1 |  |  | $ | 827 |  |  | $ | 1,237 |  |  | $ | - |  |  | $ | 13,693 |  |  |  |
Charge-offs |  |  | - |  |  |  | - |  |  |  | (76 | ) |  |  | - |  |  |  | (102 | ) |  |  |
Recoveries |  |  | - |  |  |  | - |  |  |  | 21 |  |  |  | - |  |  |  | 83 |  |  |  |
Provisions |  |  | - |  |  |  | (22 | ) |  |  | 68 |  |  |  | 294 |  |  |  | 929 |  |  |  |
Ending balance |  | $ | 1 |  |  | $ | 805 |  |  | $ | 1,250 |  |  | $ | 294 |  |  | $ | 14,603 |  |  |  |
Ending balance: related to loans individually evaluated for impairment |  | $ | - |  |  | $ | 223 |  |  | $ | - |  |  | $ | - |  |  | $ | 3,281 |  |  |  |
Ending balance: related to loans collectively evaluated for impairment |  | $ | 1 |  |  | $ | 582 |  |  | $ | 1,250 |  |  | $ | 294 |  |  | $ | 11,322 |  |  |  |
Loans receivables: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  | $ | 6,554 |  |  | $ | 34,649 |  |  | $ | 80,269 |  |  | $ | 713 |  |  | $ | 837,016 |  |  |  |
Ending balance: individually evaluated for impairment |  | $ | - |  |  | $ | 578 |  |  | $ | 79 |  |  | $ | - |  |  | $ | 17,372 |  |  |  |
Ending balance: collectively evaluated for impairment |  | $ | 6,554 |  |  | $ | 34,071 |  |  | $ | 80,190 |  |  | $ | 713 |  |  | $ | 819,644 |  |  |  |
|  | For the six months ended June 30, 2021 |
|  | 1-4 family |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
|  | first-lien |  |  | Residential |  |  |  |  |  |  |  |  | Other |  |  | Paycheck |
|  | residential |  |  | construction |  |  | Commercial |  |  | Commercial |  |  | commercial |  |  | Protection |
(In thousands) |  | mortgage |  |  | mortgage |  |  | real estate |  |  | lines of credit |  |  | and industrial |  |  | Program |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance |  | $ | 931 |  |  | $ | - |  |  | $ | 4,776 |  |  | $ | 1,670 |  |  | $ | 2,992 |  |  | $ | - |
Charge-offs |  |  | (20 | ) |  |  | - |  |  |  | (6 | ) |  |  | - |  |  |  | (100 | ) |  |  | - |
Recoveries |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 63 |  |  |  | - |  |  |  | - |
Provisions (credits) |  |  | (36 | ) |  |  | - |  |  |  | 1,350 |  |  |  | 77 |  |  |  | 556 |  |  |  | - |
Ending balance |  | $ | 875 |  |  | $ | - |  |  | $ | 6,120 |  |  | $ | 1,810 |  |  | $ | 3,448 |  |  | $ | - |
|  |  |  |  | Home equity |  |  | Other |  |  |  |  |  |  |  |  |  |
|  | Tax exempt |  |  | and junior liens |  |  | consumer |  |  | Unallocated |  |  | Total |  |  |  |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Beginning Balance |  | $ | 1 |  |  | $ | 739 |  |  | $ | 1,123 |  |  | $ | 545 |  |  | $ | 12,777 |  |  |  |
Charge-offs |  |  | - |  |  |  | - |  |  |  | (119 | ) |  |  | - |  |  |  | (245 | ) |  |  |
Recoveries |  |  | - |  |  |  | - |  |  |  | 51 |  |  |  | - |  |  |  | 114 |  |  |  |
Provisions (credits) |  |  | - |  |  |  | 66 |  |  |  | 195 |  |  |  | (251 | ) |  |  | 1,957 |  |  |  |
Ending balance |  | $ | 1 |  |  | $ | 805 |  |  | $ | 1,250 |  |  | $ | 294 |  |  | $ | 14,603 |  |  |  |
Schedule of Allowance for Loan Losses on Basis of Calculation Methodology | The allocation of the allowance for loan losses summarized on the basis of the Company’s calculation methodology was as follows:
|  | June 30, 2022 |
(In thousands) |  | 1-4 family first-lien residential mortgage |  |  | Residential construction mortgage |  |  | Commercial real estate |  |  | Commercial lines of credit |  |  | Other Commercial and industrial |
Specifically reserved |  | $ | 95 |  |  | $ | - |  |  | $ | 44 |  |  | $ | 359 |  |  | $ | 1,208 |
Historical loss rate |  |  | 85 |  |  |  | - |  |  |  | 1 |  |  |  | 37 |  |  |  | 83 |
Qualitative factors |  |  | 717 |  |  |  | - |  |  |  | 5,477 |  |  |  | 761 |  |  |  | 1,325 |
Total |  | $ | 897 |  |  | $ | - |  |  | $ | 5,522 |  |  | $ | 1,157 |  |  | $ | 2,616 |
|  | Tax exempt |  |  | Home equity and junior liens |  |  | Other consumer |  |  | Unallocated |  |  | Total |
Specifically reserved |  | $ | - |  |  | $ | 114 |  |  | $ | - |  |  | $ | - |  |  | $ | 1,820 |
Historical loss rate |  |  | - |  |  |  | 321 |  |  |  | 1,246 |  |  |  | - |  |  |  | 1,773 |
Qualitative factors |  |  | 4 |  |  |  | 315 |  |  |  | 297 |  |  |  | - |  |  |  | 8,896 |
Other |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 589 |  |  |  | 589 |
Total |  | $ | 4 |  |  | $ | 750 |  |  | $ | 1,543 |  |  | $ | 589 |  |  | $ | 13,078 |
|  | June 30, 2021 |
|  | 1-4 family |  |  |  |  |  |  |  |  |  |  |  |  |
|  | first-lien |  |  | Residential |  |  |  |  |  |  |  |  | Other |
|  | residential |  |  | construction |  |  | Commercial |  |  | Commercial |  |  | commercial |
(In thousands) |  | mortgage |  |  | mortgage |  |  | real estate |  |  | lines of credit |  |  | and industrial |
Specifically reserved |  | $ | 80 |  |  | $ | - |  |  | $ | 222 |  |  | $ | 904 |  |  | $ | 1,852 |
Historical loss rate |  |  | 85 |  |  |  | - |  |  |  | 1 |  |  |  | 33 |  |  |  | 38 |
Qualitative factors |  |  | 710 |  |  |  | - |  |  |  | 5,897 |  |  |  | 873 |  |  |  | 1,558 |
Total |  | $ | 875 |  |  | $ | - |  |  | $ | 6,120 |  |  | $ | 1,810 |  |  | $ | 3,448 |
|  |  |  |  | Home equity |  |  | Other |  |  |  |  |  |  |
|  | Tax exempt |  |  | and junior liens |  |  | consumer |  |  | Unallocated |  |  | Total |
Specifically reserved |  | $ | - |  |  | $ | 223 |  |  | $ | - |  |  | $ | - |  |  | $ | 3,281 |
Historical loss rate |  |  | - |  |  |  | 325 |  |  |  | 992 |  |  |  | - |  |  |  | 1,474 |
Qualitative factors |  |  | 1 |  |  |  | 257 |  |  |  | 258 |  |  |  | - |  |  |  | 9,554 |
Other |  |  | - |  |  |  | - |  |  |  | - |  |  |  | 294 |  |  |  | 294 |
Total |  | $ | 1 |  |  | $ | 805 |  |  | $ | 1,250 |  |  | $ | 294 |  |  | $ | 14,603 |

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- Definition Allowance for loan losses. + References No definition available. + Details
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Namespace Prefix: | pbhc_
Data Type: | xbrli:stringItemType
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Period Type: | duration

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- Definition Tabular disclosure of allowance for credit losses account by calculation methodology method. + References No definition available. + Details
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Namespace Prefix: | pbhc_
Data Type: | dtr-types:textBlockItemType
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- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI https://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -URI https://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 + Details
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