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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
 6 Months Ended
Jun. 30, 2022
Jun. 30, 2021
OPERATING ACTIVITIES    
Net income attributable to Pathfinder Bancorp, Inc. $ 6,222,000 $ 5,163,000
Adjustments to reconcile net income to net cash flows from operating activities:    
Provision for loan losses 161,000 1,957,000
Amortization of operating leases 8,000 10,000
Proceeds from sales of loans 1,787,000 4,634,000
Originations of loans held-for-sale (1,199,000) (3,662,000)
Realized losses (gains) on sales, redemptions and calls of:    
Loans (75,000) (159,000)
Available-for-sale investment securities (25,000) 0
Held-to-maturity investment securities (5,000) (51,000)
Premises and equipment 0 (201,000)
Marketable equity securities (39,000) (283,000)
Depreciation 751,000 909,000
Amortization of mortgage servicing rights (1,000) (5,000)
Amortization of deferred loan costs 345,000 983,000
Amortization of deferred financing from subordinated debt 83,000 82,000
Earnings on bank owned life insurance (285,000) (254,000)
Net amortization of premiums and discounts on investment securities 972,000 1,310,000
Amortization of intangible assets 9,000 8,000
Stock based compensation and ESOP expense 320,000 322,000
Net change in accrued interest receivable (292,000) 10,000
Payment of executive deferred compensation and SERP contracts, expensed in prior periods 0 (571,000)
Net change in other assets and liabilities (1,727,000) (1,617,000)
Net cash flows from operating activities 7,010,000 8,585,000
INVESTING ACTIVITIES    
Purchase of investment securities available-for-sale (42,202,000) (72,642,000)
Purchase of investment securities held-to-maturity (38,521,000) (23,248,000)
Purchase of Federal Home Loan Bank stock (3,622,000) (3,562,000)
Proceeds from redemption of Federal Home Loan Bank stock 3,642,000 3,465,000
Purchase of marketable securities (707,000) 0
Proceeds from maturities and principal reductions of investment securities available-for-sale 11,806,000 42,083,000
Proceeds from maturities and principal reductions of investment securities held-to-maturity 16,104,000 30,753,000
Proceeds from sales, redemptions and calls of:    
Available-for-sale investment securities 25,000 500,000
Held-to-maturity investment securities 2,076,000 1,112,000
Marketable equity securities 714,000 0
Purchase of bank owned life insurance 0 (5,000,000)
Net change in loans (34,445,000) (10,571,000)
Purchase of premises and equipment (1,060,000) (870,000)
Proceeds from sale of premises and equipment 0 231,000
Net cash outflows from investing activities (86,190,000) (37,749,000)
FINANCING ACTIVITIES    
Net change in demand deposits, NOW accounts, savings accounts, money management deposit accounts, MMDA accounts and escrow deposits 10,910,000 65,864,000
Net change in time deposits (9,866,000) (3,188,000)
Net change in brokered deposits 81,454,000 (26,913,000)
Net change in short-term borrowings 3,200,000 (2,020,000)
Payments on long-term borrowings (5,227,000) (3,391,000)
Proceeds from long-term borrowings 650,000 7,095,000
Payments on sub-debt borrowings 0 (10,000,000)
Proceeds from exercise of stock options 114,000 162,000
Cash dividends paid to common voting shareholders (737,000) (589,000)
Cash dividends paid to common non-voting shareholders (221,000) 0
Cash dividends paid to preferred shareholders 0 (180,000)
Cash dividends paid on warrants (20,000) (17,000)
Change in noncontrolling interest, net 61,000 31,000
Net cash flows from financing activities 80,319,000 26,854,000
Change in cash and cash equivalents 1,138,000 (2,310,000)
Cash and cash equivalents at beginning of period 37,149,000 43,464,000
Cash and cash equivalents at end of period 38,287,000 41,154,000
CASH PAID DURING THE PERIOD FOR:    
Interest 3,163,000 4,282,000
Income taxes 1,818,000 755,000
NON-CASH INVESTING ACTIVITY    
Real estate acquired in exchange for loans 252,000 0
RESTRICTED CASH    
Collateral deposits for hedge position included in cash and due from banks $ 1,600,000 $ 1,600,000