For the three months ended

(In thousands)

March 31, 2023

March 31, 2022

Service charges on deposit accounts

Insufficient funds fees

$

144

$

118

Deposit related fees

97

102

ATM fees

26

39

    Total service charges on deposit accounts

267

259

Fee Income

Insurance agency revenue

420

299

Investment services revenue

135

97

ATM fees surcharge

48

48

Banking house rents collected

48

55

    Total fee income

651

499

Card income

Debit card interchange fees

321

228

Merchant card fees

11

16

    Total card income

332

244

Mortgage fee income and realized gain on sale of loans 
  and foreclosed real estate

Loan servicing fees

72

117

Net gains on sales of loans and foreclosed real estate

25

63

Total mortgage fee income and realized gain on sale of   
   loans and foreclosed real estate

97

180

Total

1,347

1,182

Earnings and gain on bank owned life insurance

158

162

Net gains (losses) on sale and redemption of investment
   securities

73

(6

)

Gains on marketable equity securities

-

68

Other miscellaneous income

14

197

Total noninterest income

$

1,592

$

1,603