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Consolidated Statements of Income (Unaudited) - USD ($)
3 Months Ended
Mar. 31, 2023
Mar. 31, 2022
Interest and dividend income:    
Loans, including fees $ 10,658,000 $ 8,692,000
Debt securities:    
Taxable 3,747,000 2,120,000
Tax-exempt 455,000 118,000
Dividends 78,000 48,000
Federal funds sold and interest earning deposits 105,000 4,000
Total interest and dividend income 15,043,000 10,982,000
Interest expense:    
Interest on deposits 4,037,000 965,000
Interest on short-term borrowings 372,000 5,000
Interest on long-term borrowings 194,000 133,000
Interest on subordinated loans 472,000 412,000
Total interest expense 5,075,000 1,515,000
Net interest income 9,968,000 9,467,000
Provision for credit losses 692,000 102,000
Net interest income after provision for loan losses 9,276,000 9,365,000
Noninterest income:    
Earnings and gain on bank owned life insurance 158,000 162,000
Net gains (losses) on sales and redemptions of investment securities 73,000 (6,000)
Gains on marketable equity securities 0 68,000
Net gains on sales of loans and foreclosed real estate 25,000 63,000
Insurance agency revenue 420,000 299,000
Total noninterest income 1,592,000 1,603,000
Noninterest expense:    
Salaries and employee benefits 4,183,000 4,049,000
Building and occupancy 852,000 826,000
Data processing 553,000 550,000
Professional and other services 536,000 393,000
Advertising 206,000 187,000
FDIC assessments 219,000 222,000
Audits and exams 159,000 141,000
Insurance agency expense 261,000 204,000
Community service activities 30,000 62,000
Foreclosed real estate 14,000 13,000
Other expenses 511,000 605,000
Total noninterest expense 7,524,000 7,252,000
Income before income taxes 3,344,000 3,716,000
Provision for income taxes 669,000 721,000
Net income attributable to noncontrolling interest and Pathfinder Bancorp, Inc. 2,675,000 2,995,000
Net income attributable to noncontrolling interest 76,000 45,000
Net (losses) income attributable to Pathfinder Bancorp Inc. $ 2,599,000 $ 2,950,000
Dividends per common share (Voting and Series A Non-Voting) $ 0.09 $ 0.09
Voting Common Stock [Member]    
Noninterest expense:    
Earnings per common share- basic 0.43 0.49
Earnings per common share - diluted 0.43 0.49
Dividends per common share (Voting and Series A Non-Voting) 416 409
Series A Non voting [Member]    
Noninterest expense:    
Earnings per common share- basic 0.43 0.49
Earnings per common share - diluted 0.43 0.49
Voting and Series A Non-Voting [Member]    
Noninterest expense:    
Dividends per common share (Voting and Series A Non-Voting) $ 0.09 $ 0.09
Service Charges on Deposit Accounts [Member]    
Noninterest income:    
Noninterest income $ 267,000 $ 259,000
Loan Servicing Fees [Member]    
Noninterest income:    
Noninterest income 72,000 117,000
Debit Card Interchange Fees [Member]    
Noninterest income:    
Noninterest income 321,000 228,000
Other Charges, Commissions & Fees [Member]    
Noninterest income:    
Noninterest income $ 256,000 $ 413,000