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Consolidated Statements of Cash Flows (Unaudited) - USD ($)
 3 Months Ended
Mar. 31, 2023
Mar. 31, 2022
OPERATING ACTIVITIES    
Net income attributable to Pathfinder Bancorp, Inc. $ 2,599,000 $ 2,950,000
Adjustments to reconcile net income to net cash flows from operating activities:    
Provision for credit losses 692,000 102,000
Proceeds from sales of loans 962,000 2,782,000
Originations of loans held-for-sale (918,000) (2,885,000)
Realized (gains) losses on sales, redemptions and calls of:    
Loans (25,000) (63,000)
Available-for-sale investment securities 370,000 6,000
Held-to-maturity investment securities 6,000 0
Marketable equity securities 0 (68,000)
Depreciation 355,000 384,000
Amortization of mortgage servicing rights (13,000) (5,000)
Amortization of deferred loan fees (74,000) 188,000
Amortization of operating leases 28,000 3,000
Amortization of deferred financing from subordinated debt 44,000 41,000
Earnings on bank owned life insurance (158,000) (162,000)
Net amortization of premiums and discounts on investment securities 769,000 702,000
Amortization of intangible assets 5,000 5,000
Stock based compensation and ESOP expense 151,000 152,000
Net change in accrued interest receivable 543,000 (220,000)
Net change in other assets and liabilities 708,000 189,000
Net cash flows from operating activities 6,045,000 4,101,000
INVESTING ACTIVITIES    
Purchase of investment securities available-for-sale (12,882,000) (21,026,000)
Purchase of investment securities held-to-maturity (8,999,000) (13,957,000)
Purchase of Federal Home Loan Bank stock (2,637,000) (29,000)
Proceeds from redemption of Federal Home Loan Bank stock 3,393,000 685,000
Purchase of marketable securities (264,000) (504,000)
Proceeds from maturities and principal reductions of investment securities available-for-sale 2,341,000 4,174,000
Proceeds from maturities and principal reductions of investment securities held-to-maturity 1,682,000 6,736,000
Proceeds from sales, redemptions and calls of:    
Available-for-sale investment securities 17,396,000 0
Held-to-maturity investment securities 39,000 50,000
Marketable equity securities 0 19,000
Net change in loans (10,468,000) (23,350,000)
Purchase of premises and equipment (168,000) (635,000)
Net cash outflows from investing activities (10,567,000) (47,837,000)
FINANCING ACTIVITIES    
Net change in demand deposits, NOW accounts, savings accounts, money management deposit accounts, MMDA accounts and escrow deposits (16,091,000) 54,191,000
Net change in time deposits 37,991,000 4,616,000
Net change in brokered deposits (3,068,000) (76,000)
Net change in short-term borrowings (16,797,000) (10,000,000)
Payments on long-term borrowings (2,700,000) (5,227,000)
Proceeds from long-term borrowings 2,705,000 650,000
Cash dividends paid to common voting shareholders (419,000) (322,000)
Cash dividends paid to common non-voting shareholders (124,000) (97,000)
Cash dividends paid on warrants (11,000) (9,000)
Change in noncontrolling interest, net 76,000 45,000
Net cash flows from financing activities 1,562,000 43,771,000
Change in cash and cash equivalents (2,961,000) 35,000
Cash and cash equivalents at beginning of period 35,282,000 37,149,000
Cash and cash equivalents at end of period 32,321,000 37,184,000
CASH PAID DURING THE PERIOD FOR:    
Interest 493,000 1,499,000
Income taxes 0 0
RESTRICTED CASH    
Collateral deposits for hedge position included in cash and due from banks $ 1,600,000 $ 1,600,000