<SEC-DOCUMENT>0001950047-23-003919.txt : 20230911
<SEC-HEADER>0001950047-23-003919.hdr.sgml : 20230911
<ACCEPTANCE-DATETIME>20230911173532
ACCESSION NUMBER:		0001950047-23-003919
CONFORMED SUBMISSION TYPE:	144
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20230911
DATE AS OF CHANGE:		20230911

SUBJECT COMPANY:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Pathfinder Bancorp, Inc.
		CENTRAL INDEX KEY:			0001609065
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		IRS NUMBER:				383941859
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		144
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	001-36695
		FILM NUMBER:		231248572

	BUSINESS ADDRESS:	
		STREET 1:		214 WEST FIRST STREET
		CITY:			OSWEGO
		STATE:			NY
		ZIP:			13126
		BUSINESS PHONE:		(315) 343-0057

	MAIL ADDRESS:	
		STREET 1:		214 WEST FIRST STREET
		CITY:			OSWEGO
		STATE:			NY
		ZIP:			13126

REPORTING-OWNER:	

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Phillips Daniel R
		CENTRAL INDEX KEY:			0001600203

	FILING VALUES:
		FORM TYPE:		144

	MAIL ADDRESS:	
		STREET 1:		214 WEST FIRST STREET
		CITY:			OSWEGO
		STATE:			NY
		ZIP:			13126
</SEC-HEADER>
<DOCUMENT>
<TYPE>144
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/ownership" xmlns:ns2="http://www.sec.gov/edgar/common">
    <headerData>
        <submissionType>144</submissionType>
        <filerInfo>
            <filer>
                <filerCredentials>
                    <cik>0001600203</cik>
                    <ccc>XXXXXXXX</ccc>
                </filerCredentials>
            </filer>
            <liveTestFlag>LIVE</liveTestFlag>



        </filerInfo>
    </headerData>
    <formData>
        <issuerInfo>
            <issuerCik>0001609065</issuerCik>
            <issuerName>PATHFINDER BANCORP, INC.</issuerName>
            <secFileNumber>001-36695</secFileNumber>
            <issuerAddress>
                <ns2:street1>214 West First Street</ns2:street1>
                <ns2:city>Oswego</ns2:city>
                <ns2:stateOrCountry>NY</ns2:stateOrCountry>
                <ns2:zipCode>13126</ns2:zipCode>
            </issuerAddress>
            <issuerContactPhone>(315) 343-0057</issuerContactPhone>
            <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>Daniel Phillips</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
            <relationshipsToIssuer>
                <relationshipToIssuer>Officer</relationshipToIssuer>
            </relationshipsToIssuer>
        </issuerInfo>
        <securitiesInformation>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <brokerOrMarketmakerDetails>
                <name>Morgan Stanley Smith Barney LLC Executive Financial Services</name>
                <address>
                    <ns2:street1>1 New York Plaza</ns2:street1>
                    <ns2:street2>38th Floor</ns2:street2>
                    <ns2:city>New York</ns2:city>
                    <ns2:stateOrCountry>NY</ns2:stateOrCountry>
                    <ns2:zipCode>10004</ns2:zipCode>
                </address>
            </brokerOrMarketmakerDetails>
            <noOfUnitsSold>4000</noOfUnitsSold>
            <aggregateMarketValue>51966.52</aggregateMarketValue>
            <noOfUnitsOutstanding>6070348</noOfUnitsOutstanding>
            <approxSaleDate>09/11/2023</approxSaleDate>
            <securitiesExchangeName>NASDAQ</securitiesExchangeName>
        </securitiesInformation>
        <securitiesToBeSold>
            <securitiesClassTitle>Common</securitiesClassTitle>
            <acquiredDate>06/07/2022</acquiredDate>
            <natureOfAcquisitionTransaction>Restricted Stock</natureOfAcquisitionTransaction>
            <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
            <isGiftTransaction>N</isGiftTransaction>
            <amountOfSecuritiesAcquired>4000</amountOfSecuritiesAcquired>
            <paymentDate>06/07/2022</paymentDate>
            <natureOfPayment>Not Applicable</natureOfPayment>
        </securitiesToBeSold>
        <nothingToReportFlagOnSecuritiesSoldInPast3Months>Y</nothingToReportFlagOnSecuritiesSoldInPast3Months>
        <noticeSignature>
            <noticeDate>09/11/2023</noticeDate>
            <planAdoptionDates/>
            <signature>/s/ Daniel R Phillips</signature>
        </noticeSignature>
    </formData>
</edgarSubmission>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
