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DEPOSITS
6 Months Ended
Dec. 31, 2022
Statistical Disclosure for Banks [Abstract]  
DEPOSITS
6.
DEPOSITS

A summary of deposit balances, by type, is as follows:

(In thousands)

 

December 31, 2022

 

 

June 30, 2022

 

NOW and demand

 

$

64,859

 

 

$

64,163

 

Regular and other

 

 

69,924

 

 

 

75,774

 

Money market deposits

 

 

37,470

 

 

 

47,010

 

Total non-certificate accounts

 

 

172,253

 

 

 

186,947

 

Term certificates of $250,000 or more

 

 

24,010

 

 

 

24,608

 

Term certificates less than $250,000

 

 

79,199

 

 

 

75,520

 

Total certificate accounts

 

 

103,209

 

 

 

100,128

 

Total deposits

 

$

275,462

 

 

$

287,075

 

A summary of certificate accounts by maturity is as follows:

 

 

December 31, 2022

 

 

June 30, 2022

 

(Dollars in thousands)

 

Amount

 

 

Weighted Average Rate

 

 

Amount

 

 

Weighted Average Rate

 

Due within 1 year

 

$

77,466

 

 

 

1.48

%

 

$

78,847

 

 

 

0.67

%

Over 1 year to 2 years

 

 

21,170

 

 

 

2.33

 

 

 

14,307

 

 

 

0.96

 

Over 2 years to 3 years

 

 

3,197

 

 

 

0.64

 

 

 

5,277

 

 

 

0.92

 

Over 3 years to 5 years

 

 

1,376

 

 

 

0.65

 

 

 

1,697

 

 

 

0.65

 

 

 

$

103,209

 

 

 

1.62

%

 

$

100,128

 

 

 

0.73

%