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MINIMUM REGULATORY CAPITAL REQUIREMENTS (Tables)
6 Months Ended
Dec. 31, 2022
Regulatory Capital Requirements Under Banking Regulations Abstract [Abstract]  
Summary of Bank's Actual Capital Amounts and Ratios

The Bank’s actual capital amounts and ratios as of December 31, 2022 and June 30, 2022 are also presented in the table below.

 

 

Actual

 

 

Minimum Capital Requirement

 

 

Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions

 

(Dollars in thousands)

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

December 31, 2022

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk weighted assets)

 

$

64,203

 

 

 

32.6

%

 

$

15,775

 

 

 

8.0

%

 

$

19,719

 

 

 

10.0

%

Common equity Tier 1 capital (to risk weighted assets)

 

 

62,456

 

 

 

31.7

 

 

 

8,874

 

 

 

4.5

 

 

 

12,817

 

 

 

6.5

 

Tier 1 capital (to risk weighted assets)

 

 

62,456

 

 

 

31.7

 

 

 

11,832

 

 

 

6.0

 

 

 

15,775

 

 

 

8.0

 

Tier 1 capital (to adjusted total assets)

 

 

62,456

 

 

 

17.4

 

 

 

14,334

 

 

 

4.0

 

 

 

17,917

 

 

 

5.0

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

June 30, 2022

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk weighted assets)

 

$

65,237

 

 

 

34.9

%

 

$

14,936

 

 

 

8.0

%

 

$

18,670

 

 

 

10.0

%

Common equity Tier 1 capital (to risk weighted assets)

 

 

63,490

 

 

 

34.0

 

 

 

8,401

 

 

 

4.5

 

 

 

12,135

 

 

 

6.5

 

Tier 1 capital (to risk weighted assets)

 

 

63,490

 

 

 

34.0

 

 

 

11,202

 

 

 

6.0

 

 

 

14,936

 

 

 

8.0

 

Tier 1 capital (to adjusted total assets)

 

 

63,490

 

 

 

17.4

 

 

 

14,580

 

 

 

4.0

 

 

 

18,225

 

 

 

5.0