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Consolidated Statements of Changes of Cash Flows - USD ($)
$ in Thousands
 6 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Cash flows from operating activities    
Net income (loss) $ 986 $ 706
Adjustments to reconcile net income to net cash provided by (used in) operating activities:    
Provision for loan losses 0 25
Gain on sales of securities available for sale, net 0 (48)
Amortization of securities, net 225 (205)
Net change in deferred loan costs and fees 34 23
Increase in cash surrender value of bank-owned life insurance 127 (123)
Depreciation and amortization, net 122 130
ESOP expense 45
Net (increase) decrease in accrued interest receivable (38) 34
Other, net (350) (982)
Net cash provided by (used in) operating activities 897 (30)
Activity in securities available for sale:    
Maturities, prepayments and calls 29 42
Sales 0 2,031
Activity in securities held to maturity:    
Maturities, prepayments and calls 8,255 9,620
Purchases (12,715) (27,718)
Loan originations and payments, net (6,010) 1,477
Additions to premises and equipment (61) (6)
Purchase of bank-owned life insurance 0 (635)
Net cash used in investing activities (10,502) (15,189)
Cash flows from financing activities:    
Net (decrease) increase in deposits (11,613) 22,926
Net decrease in short-term borrowings 0 (630)
Net increase in mortgagors' escrow accounts 125 78
Net cash (used in) provided by financing activities (11,488) 22,374
Net change in cash and cash equivalents (21,093) 7,155
Cash and cash equivalents at beginning of period 31,667 40,678
Cash and cash equivalents at end of period 10,574 47,833
Supplemental information:    
Interest paid on deposits and short-term borrowings 583 535
Income taxes paid $ 520 $ 175