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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Schedule Of Loans And Lease Receivable (Details) - USD ($) $ in Thousands | Dec. 31, 2023 | Jun. 30, 2023 | Dec. 31, 2022 | Sep. 30, 2022 | Jun. 30, 2022
--- | --- | --- | --- | --- | ---
Financing Receivable, Impaired [Line Items] |  |  |  |  |  |  |
Loans | $ 177,010 |  | $ 178,009 |  |  |  |
Allowance for credit losses | (1,641) | [1] | (1,747) | [1] | $ (1,747) | $ (1,747) | $ (1,747)
Net deferred loan fees | 395 |  | 351 |  |  |  |
Loans, net | 174,974 |  | 175,911 |  |  |  |
Consumer Loan [Member] |  |  |  |  |  |  |
Financing Receivable, Impaired [Line Items] |  |  |  |  |  |  |
Loans | 2,284 |  | 2,240 |  |  |  |
1-4 family [Member] |  |  |  |  |  |  |
Financing Receivable, Impaired [Line Items] |  |  |  |  |  |  |
Loans |  |  | 140,109 |  |  |  |
Allowance for credit losses |  |  | (974) |  | (967) | (990) | (986)
Multifamily [Member] |  |  |  |  |  |  |
Financing Receivable, Impaired [Line Items] |  |  |  |  |  |  |
Loans |  |  | 12,638 |  |  |  |
Allowance for credit losses |  |  | (190) |  | (199) | (196) | (215)
Second mortgages and home equity lines of credit [Member] |  |  |  |  |  |  |
Financing Receivable, Impaired [Line Items] |  |  |  |  |  |  |
Loans |  |  | 2,699 |  |  |  |
Allowance for credit losses |  |  | (29) |  | (28) | (27) | (22)
Consumer [Member] |  |  |  |  |  |  |
Financing Receivable, Impaired [Line Items] |  |  |  |  |  |  |
Loans |  |  | 49 |  |  |  |
Allowance for credit losses |  |  | 0 |  | 0 | 0 | 0
Consumer [Member] | Consumer Loan [Member] |  |  |  |  |  |  |
Financing Receivable, Impaired [Line Items] |  |  |  |  |  |  |
Loans | 64 |  | 49 |  |  |  |
Home improvement [Member] |  |  |  |  |  |  |
Financing Receivable, Impaired [Line Items] |  |  |  |  |  |  |
Loans |  |  | 2,191 |  |  |  |
Allowance for credit losses |  |  | (64) |  | (65) | (65) | (61)
Home improvement [Member] | Consumer Loan [Member] |  |  |  |  |  |  |
Financing Receivable, Impaired [Line Items] |  |  |  |  |  |  |
Loans | 2,220 |  | 2,191 |  |  |  |
Residential Real Estate Construction [Member] |  |  |  |  |  |  |
Financing Receivable, Impaired [Line Items] |  |  |  |  |  |  |
Loans |  |  | 0 |  |  |  |
Allowance for credit losses |  |  | 0 |  | $ (6) | $ (4) | $ (3)
Residential Real Estate [Member] |  |  |  |  |  |  |
Financing Receivable, Impaired [Line Items] |  |  |  |  |  |  |
Loans | 174,726 |  | 175,769 |  |  |  |
Residential Real Estate [Member] | 1-4 family [Member] |  |  |  |  |  |  |
Financing Receivable, Impaired [Line Items] |  |  |  |  |  |  |
Loans | 138,445 |  | 140,109 |  |  |  |
Residential Real Estate [Member] | Multifamily [Member] |  |  |  |  |  |  |
Financing Receivable, Impaired [Line Items] |  |  |  |  |  |  |
Loans | 12,692 |  | 12,638 |  |  |  |
Residential Real Estate [Member] | Second mortgages and home equity lines of credit [Member] |  |  |  |  |  |  |
Financing Receivable, Impaired [Line Items] |  |  |  |  |  |  |
Loans | 3,542 |  | 2,699 |  |  |  |
Residential Real Estate [Member] | Commercial [Member] |  |  |  |  |  |  |
Financing Receivable, Impaired [Line Items] |  |  |  |  |  |  |
Loans | $ 20,047 |  | $ 20,323 |  |  |  |
[1] | The Company adopted ASU 2016-13 on July 1, 2023 with a modified retrospective approach. Accordingly, at December 31, 2023, the allowance for credit losses was determined in accordance with ASC 326, “Financial Instruments-Credit Losses.

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