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COMMITMENTS AND CONTINGENCIES - Additional Information (Details) - USD ($) | 3 Months Ended | 6 Months Ended
--- | --- | ---
Dec. 31, 2023 | Dec. 31, 2022 | Dec. 31, 2023 | Dec. 31, 2022
Commitments and Contingencies Disclosure [Abstract] |  |  |  |
Concentration risk, Credit risk, Financial instruments, Off balance sheet risk |  |  | Commitments to extend credit are agreements to lend to a customer as long as there is no violation of any condition established in the contract. Commitments generally have fixed expiration dates or other termination clauses and may require payment of a fee. The commitments for construction loans and lines of credit may expire without being drawn upon. Therefore, the total commitment amounts do not necessarily represent future cash requirements. |
Operating leases, Future minimum payments due, Next twelve months | $ 59,000 |  | $ 59,000 |
Operating leases, Future minimum payments, Due in two years | 117,000 |  | 117,000 |
Operating leases, Future minimum payments, Due in three years | 117,000 |  | 117,000 |
Operating leases, Future minimum payments, Due in four years | 119,000 |  | 119,000 |
Operating leases, Future minimum payments, Due in five years | 134,000 |  | 134,000 |
Operating leases, Future minimum payments, Due thereafter | 521,000 |  | 521,000 |
Operating leases, Rent expense | $ 37,000 | $ 34,000 | $ 71,000 | $ 68,000
Weighted average remaining lease term for operating leases | 8 years 4 months 17 days |  | 8 years 4 months 17 days |
Weighted average discount rate used in the measurement of operating lease liabilities | 3.56% |  | 3.56% |

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- Definition Description of financial instruments, excluding certain derivatives, with off-balance sheet credit risk (for example, standby letters of credit or financial guarantees), including (1) information about the (shared) activity, region or economic characteristic that identifies the concentration, (2) the face or contract amount of the instrument, (3) the nature and terms of the instrument, including the market risk, cash requirements and accounting policies for it, (4) the maximum amount of loss due to credit risk that would be incurred if the counterparties failed completely to perform according to the terms of the contracts, and any security or collateral that proved to be of no value, (5) the entity's policy of requiring collateral or other security to support financial instruments subject to credit risk, information about access to collateral or other security, and a brief description of the security supporting those financial instruments, and (6) the policy of entering into and a brief description of master netting arrangements to mitigate the credit risk, and the extent to which such arrangements would reduce the maximum amount of loss due to credit risk. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Topic 825 -SubTopic 10 -Name Accounting Standards Codification -Section 50 -Paragraph 21 -Publisher FASB -URI https://asc.fasb.org//1943274/2147482907/825-10-50-21 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Name Accounting Standards Codification -Topic 942 -SubTopic 825 -Section 50 -Paragraph 1 -Publisher FASB -URI https://asc.fasb.org//1943274/2147480981/942-825-50-1 + Details
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- Definition Amount of rent expense incurred for leased assets, including but not limited to, furniture and equipment, that is not directly or indirectly associated with the manufacture, sale or creation of a product or product line. + References No definition available. + Details
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