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DEPOSITS (Tables)
6 Months Ended
Dec. 31, 2023
Statistical Disclosure for Banks [Abstract]  
Summary of Deposit Balance A summary of deposit balances, by type, is as follows:

(In thousands)

 

December 31, 2023

 

 

June 30, 2023

 

NOW and demand

 

$

58,527

 

 

$

61,538

 

Regular and other

 

 

58,665

 

 

 

64,184

 

Money market deposits

 

 

24,061

 

 

 

26,995

 

Total non-certificate accounts

 

 

141,253

 

 

 

152,717

 

Term certificates of $250,000 or more

 

 

23,495

 

 

 

24,340

 

Term certificates less than $250,000

 

 

93,192

 

 

 

86,319

 

Total certificate accounts

 

 

116,687

 

 

 

110,659

 

Total deposits

 

$

257,940

 

 

$

263,376

 

Summary of Accounts By Maturity

A summary of certificate accounts by maturity is as follows:

 

 

December 31, 2023

 

 

June 30, 2023

 

(Dollars in thousands)

 

Amount

 

 

Weighted Average Rate

 

 

Amount

 

 

Weighted Average Rate

 

Due within 3 months

 

$

22,590

 

 

 

3.44

%

 

$

11,171

 

 

 

1.11

%

Over 3 months to 1 year

 

 

82,602

 

 

 

3.98

 

 

 

83,590

 

 

 

3.23

 

Over 1 year to 2 years

 

 

8,019

 

 

 

2.44

 

 

 

11,813

 

 

 

2.33

 

Over 2 years to 3 years

 

 

1,617

 

 

 

0.62

 

 

 

1,900

 

 

 

0.61

 

Over 3 years to 5 years

 

 

1,859

 

 

 

2.86

 

 

 

2,185

 

 

 

2.49

 

 

 

$

116,687

 

 

 

3.70

%

 

$

110,659

 

 

 

2.86

%