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MINIMUM REGULATORY CAPITAL REQUIREMENTS (Tables)
6 Months Ended
Dec. 31, 2023
Regulatory Capital Requirements Under Banking Regulations Abstract [Abstract]  
Summary of Bank's Actual Capital Amounts and Ratios

The Bank’s actual capital amounts and ratios as of December 31, 2023 and June 30, 2023 are also presented in the table below.

 

 

Actual

 

 

Minimum Capital Requirement

 

 

Minimum To Be Well Capitalized Under Prompt Corrective Action Provisions

 

(Dollars in thousands)

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

December 31, 2023

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk weighted assets)

 

$

65,215

 

 

 

33.3

%

 

$

15,657

 

 

 

8.0

%

 

$

19,572

 

 

 

10.0

%

Common equity Tier 1 capital (to risk weighted assets)

 

 

63,428

 

 

 

32.4

 

 

 

8,807

 

 

 

4.5

 

 

 

12,722

 

 

 

6.5

 

Tier 1 capital (to risk weighted assets)

 

 

63,428

 

 

 

32.4

 

 

 

11,743

 

 

 

6.0

 

 

 

15,657

 

 

 

8.0

 

Tier 1 capital (to adjusted total assets)

 

 

63,428

 

 

 

18.3

 

 

 

13,853

 

 

 

4.0

 

 

 

17,316

 

 

 

5.0

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

June 30, 2023

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Total capital (to risk weighted assets)

 

$

65,141

 

 

 

32.9

%

 

$

15,850

 

 

 

8.0

%

 

$

19,813

 

 

 

10.0

%

Common equity Tier 1 capital (to risk weighted assets)

 

 

63,394

 

 

 

32.0

 

 

 

8,916

 

 

 

4.5

 

 

 

12,878

 

 

 

6.5

 

Tier 1 capital (to risk weighted assets)

 

 

63,394

 

 

 

32.0

 

 

 

11,888

 

 

 

6.0

 

 

 

15,850

 

 

 

8.0

 

Tier 1 capital (to adjusted total assets)

 

 

63,394

 

 

 

18.2

 

 

 

13,950

 

 

 

4.0

 

 

 

17,438

 

 

 

5.0