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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Schedule Of Allowance For Loan Losses And Allocation Of The Allowance To Loan Segments (Details) - USD ($)
 3 Months Ended 6 Months Ended
Dec. 31, 2023
Dec. 31, 2022
Dec. 31, 2023
Dec. 31, 2022
Jun. 30, 2023
Allowance for loan losses          
Beginning Balance   $ 1,747,000 $ 1,747,000 [1] $ 1,747,000  
Provision (credit) for loan losses $ (104,000) 0 (270,000) 0  
Loans charged-off 0 0 0 0  
Recoveries   0   0  
Ending Balance 1,641,000 [1] 1,747,000 1,641,000 [1] 1,747,000  
Allocation Of The Allowance To Loan Segments [Abstract]          
Allowance for impaired loans         $ 0
Allowance for non-impaired loans         1,747,000
Total allowance for loan losses 1,641,000 [1] 1,747,000 1,641,000 [1] 1,747,000 1,747,000 [1]
Impaired loans         0
Non-impaired loans         178,009,000
Total loans 177,010,000   177,010,000   178,009,000
Allowance for credit losses for loans [Member]          
Allowance for loan losses          
Beginning Balance 1,649,000 [2]   1,747,000    
Adoption of ASU         12,000
Loans And Leases Receivable Allowance Adjusted Balance         1,759,000
Provision (credit) for loan losses (8,000)   (118,000)    
Loans charged-off 0   0    
Recoveries 0   0    
Ending Balance 1,641,000   1,641,000    
Allocation Of The Allowance To Loan Segments [Abstract]          
Total allowance for loan losses 1,641,000   1,641,000   1,747,000
Allowance for credit losses for off-balance sheet exposures [Member]          
Allowance for loan losses          
Beginning Balance 10,000        
Adoption of ASU         23,000
Loans And Leases Receivable Allowance Adjusted Balance         23,000
Provision (credit) for loan losses 1,000   (12,000)    
Ending Balance 11,000   11,000    
Allocation Of The Allowance To Loan Segments [Abstract]          
Total allowance for loan losses 11,000   11,000    
1-4 family [Member]          
Allowance for loan losses          
Beginning Balance   990,000 974,000 986,000  
Provision (credit) for loan losses   (23,000)   (19,000)  
Loans charged-off   0   0  
Recoveries   0   0  
Ending Balance   967,000   967,000  
Allocation Of The Allowance To Loan Segments [Abstract]          
Allowance for impaired loans         0
Allowance for non-impaired loans         974,000
Total allowance for loan losses   967,000   967,000 974,000
Impaired loans         0
Non-impaired loans         140,109,000
Total loans         140,109,000
1-4 family [Member] | Allowance for credit losses for loans [Member]          
Allowance for loan losses          
Beginning Balance 1,071,000 [2]   974,000    
Adoption of ASU         139,000
Loans And Leases Receivable Allowance Adjusted Balance         1,113,000
Provision (credit) for loan losses (20,000)   (62,000)    
Loans charged-off 0   0    
Recoveries 0   0    
Ending Balance 1,051,000   1,051,000    
Allocation Of The Allowance To Loan Segments [Abstract]          
Total allowance for loan losses 1,051,000   1,051,000   974,000
1-4 family [Member] | Allowance for credit losses for off-balance sheet exposures [Member]          
Allowance for loan losses          
Beginning Balance 4,000   0    
Adoption of ASU         5,000
Loans And Leases Receivable Allowance Adjusted Balance         5,000
Provision (credit) for loan losses (4,000)   (5,000)    
Ending Balance 0   0    
Allocation Of The Allowance To Loan Segments [Abstract]          
Total allowance for loan losses 0   0   0
Multifamily [Member]          
Allowance for loan losses          
Beginning Balance   196,000 190,000 215,000  
Provision (credit) for loan losses   3,000   (16,000)  
Loans charged-off   0   0  
Recoveries   0   0  
Ending Balance   199,000   199,000  
Allocation Of The Allowance To Loan Segments [Abstract]          
Allowance for impaired loans         0
Allowance for non-impaired loans         190,000
Total allowance for loan losses   199,000   199,000 190,000
Impaired loans         0
Non-impaired loans         12,638,000
Total loans         12,638,000
Multifamily [Member] | Allowance for credit losses for loans [Member]          
Allowance for loan losses          
Beginning Balance 181,000 [2]   190,000    
Adoption of ASU         2,000
Loans And Leases Receivable Allowance Adjusted Balance         192,000
Provision (credit) for loan losses 7,000   (4,000)    
Loans charged-off 0   0    
Recoveries 0   0    
Ending Balance 188,000   188,000    
Allocation Of The Allowance To Loan Segments [Abstract]          
Total allowance for loan losses 188,000   188,000   190,000
Multifamily [Member] | Allowance for credit losses for off-balance sheet exposures [Member]          
Allowance for loan losses          
Beginning Balance 6,000   0    
Adoption of ASU         7,000
Loans And Leases Receivable Allowance Adjusted Balance         7,000
Provision (credit) for loan losses 5,000   4,000    
Ending Balance 11,000   11,000    
Allocation Of The Allowance To Loan Segments [Abstract]          
Total allowance for loan losses 11,000   11,000   0
Second mortgages and home equity lines of credit [Member]          
Allowance for loan losses          
Beginning Balance   27,000 29,000 22,000  
Provision (credit) for loan losses   1,000   6,000  
Loans charged-off   0   0  
Recoveries   0   0  
Ending Balance   28,000   28,000  
Allocation Of The Allowance To Loan Segments [Abstract]          
Allowance for impaired loans         0
Allowance for non-impaired loans         29,000
Total allowance for loan losses   28,000   28,000 29,000
Impaired loans         0
Non-impaired loans         2,699,000
Total loans         2,699,000
Second mortgages and home equity lines of credit [Member] | Allowance for credit losses for loans [Member]          
Allowance for loan losses          
Beginning Balance 43,000 [2]   29,000    
Adoption of ASU         23,000
Loans And Leases Receivable Allowance Adjusted Balance         52,000
Provision (credit) for loan losses 4,000   (5,000)    
Loans charged-off 0   0    
Recoveries 0   0    
Ending Balance 47,000   47,000    
Allocation Of The Allowance To Loan Segments [Abstract]          
Total allowance for loan losses 47,000   47,000   29,000
Second mortgages and home equity lines of credit [Member] | Allowance for credit losses for off-balance sheet exposures [Member]          
Allowance for loan losses          
Beginning Balance 0   0    
Adoption of ASU         0
Loans And Leases Receivable Allowance Adjusted Balance         0
Provision (credit) for loan losses 0   0    
Ending Balance 0   0    
Allocation Of The Allowance To Loan Segments [Abstract]          
Total allowance for loan losses 0   0   0
Residential Real Estate Construction [Member]          
Allowance for loan losses          
Beginning Balance   4,000 0 3,000  
Provision (credit) for loan losses   2,000   3,000  
Loans charged-off   0   0  
Recoveries   0   0  
Ending Balance   6,000   6,000  
Allocation Of The Allowance To Loan Segments [Abstract]          
Allowance for impaired loans         0
Allowance for non-impaired loans         0
Total allowance for loan losses   6,000   6,000 0
Impaired loans         0
Non-impaired loans         0
Total loans         0
Residential Real Estate Construction [Member] | Allowance for credit losses for loans [Member]          
Allowance for loan losses          
Beginning Balance 0 [2]   0    
Adoption of ASU         0
Loans And Leases Receivable Allowance Adjusted Balance         0
Provision (credit) for loan losses 0   0    
Loans charged-off 0   0    
Recoveries 0   0    
Ending Balance 0   0    
Allocation Of The Allowance To Loan Segments [Abstract]          
Total allowance for loan losses 0   0   0
Residential Real Estate Construction [Member] | Allowance for credit losses for off-balance sheet exposures [Member]          
Allowance for loan losses          
Beginning Balance 0   0    
Adoption of ASU         0
Loans And Leases Receivable Allowance Adjusted Balance         0
Provision (credit) for loan losses 0   0    
Ending Balance 0   0    
Allocation Of The Allowance To Loan Segments [Abstract]          
Total allowance for loan losses 0   0   0
Commercial [Member]          
Allowance for loan losses          
Beginning Balance   266,000 346,000 252,000  
Provision (credit) for loan losses   93,000   107,000  
Loans charged-off   0   0  
Recoveries   0   0  
Ending Balance   359,000   359,000  
Allocation Of The Allowance To Loan Segments [Abstract]          
Allowance for impaired loans         0
Allowance for non-impaired loans         346,000
Total allowance for loan losses   359,000   359,000 346,000
Impaired loans         0
Non-impaired loans         20,323,000
Total loans         20,323,000
Commercial [Member] | Allowance for credit losses for loans [Member]          
Allowance for loan losses          
Beginning Balance 291,000 [2]   346,000    
Adoption of ASU         (19,000)
Loans And Leases Receivable Allowance Adjusted Balance         327,000
Provision (credit) for loan losses (2,000)   (38,000)    
Loans charged-off 0   0    
Recoveries 0   0    
Ending Balance 289,000   289,000    
Allocation Of The Allowance To Loan Segments [Abstract]          
Total allowance for loan losses 289,000   289,000   346,000
Commercial [Member] | Allowance for credit losses for off-balance sheet exposures [Member]          
Allowance for loan losses          
Beginning Balance 0   0    
Adoption of ASU         7,000
Loans And Leases Receivable Allowance Adjusted Balance         7,000
Provision (credit) for loan losses 0   (7,000)    
Ending Balance 0   0    
Allocation Of The Allowance To Loan Segments [Abstract]          
Total allowance for loan losses 0   0   0
Consumer [Member]          
Allowance for loan losses          
Beginning Balance   0 0 0  
Provision (credit) for loan losses   0      
Loans charged-off   0   0  
Recoveries   0   0  
Ending Balance   0   0  
Allocation Of The Allowance To Loan Segments [Abstract]          
Allowance for impaired loans         0
Allowance for non-impaired loans         0
Total allowance for loan losses   0   0 0
Impaired loans         0
Non-impaired loans         49,000
Total loans         49,000
Consumer [Member] | Allowance for credit losses for loans [Member]          
Allowance for loan losses          
Beginning Balance 2,000 [2]   0    
Adoption of ASU         2,000
Loans And Leases Receivable Allowance Adjusted Balance         2,000
Provision (credit) for loan losses 0   0    
Loans charged-off 0   0    
Recoveries 0   0    
Ending Balance 2,000   2,000    
Allocation Of The Allowance To Loan Segments [Abstract]          
Total allowance for loan losses 2,000   2,000   0
Consumer [Member] | Allowance for credit losses for off-balance sheet exposures [Member]          
Allowance for loan losses          
Beginning Balance 0   0    
Adoption of ASU         4,000
Loans And Leases Receivable Allowance Adjusted Balance         4,000
Provision (credit) for loan losses 0   (4,000)    
Ending Balance 0   0    
Allocation Of The Allowance To Loan Segments [Abstract]          
Total allowance for loan losses 0   0   0
Home improvement [Member]          
Allowance for loan losses          
Beginning Balance   65,000 64,000 61,000  
Provision (credit) for loan losses   0   4,000  
Loans charged-off   0   0  
Recoveries   0   0  
Ending Balance   65,000   65,000  
Allocation Of The Allowance To Loan Segments [Abstract]          
Allowance for impaired loans         0
Allowance for non-impaired loans         64,000
Total allowance for loan losses   65,000   65,000 64,000
Impaired loans         0
Non-impaired loans         2,191,000
Total loans         2,191,000
Home improvement [Member] | Allowance for credit losses for loans [Member]          
Allowance for loan losses          
Beginning Balance 61,000 [2]   64,000    
Adoption of ASU         9,000
Loans And Leases Receivable Allowance Adjusted Balance         73,000
Provision (credit) for loan losses 3,000   (9,000)    
Loans charged-off 0   0    
Recoveries 0   0    
Ending Balance 64,000   64,000    
Allocation Of The Allowance To Loan Segments [Abstract]          
Total allowance for loan losses 64,000   64,000   64,000
Home improvement [Member] | Allowance for credit losses for off-balance sheet exposures [Member]          
Allowance for loan losses          
Beginning Balance 0   0    
Adoption of ASU         0
Loans And Leases Receivable Allowance Adjusted Balance         0
Provision (credit) for loan losses 0   0    
Ending Balance 0   0    
Allocation Of The Allowance To Loan Segments [Abstract]          
Total allowance for loan losses 0   0   0
Unallocated Financing Receivables [Member]          
Allowance for loan losses          
Beginning Balance   199,000 144,000 208,000  
Provision (credit) for loan losses   (76,000)   (85,000)  
Loans charged-off   0   0  
Recoveries   0   0  
Ending Balance   123,000   123,000  
Allocation Of The Allowance To Loan Segments [Abstract]          
Allowance for impaired loans         0
Allowance for non-impaired loans         144,000
Total allowance for loan losses   $ 123,000   $ 123,000 144,000
Impaired loans         0
Non-impaired loans         0
Total loans         0
Unallocated Financing Receivables [Member] | Allowance for credit losses for loans [Member]          
Allowance for loan losses          
Beginning Balance 0 [2]   144,000    
Adoption of ASU         (144,000)
Loans And Leases Receivable Allowance Adjusted Balance         0
Provision (credit) for loan losses 0   0    
Loans charged-off 0   0    
Recoveries 0   0    
Ending Balance 0   0    
Allocation Of The Allowance To Loan Segments [Abstract]          
Total allowance for loan losses 0   0   144,000
Unallocated Financing Receivables [Member] | Allowance for credit losses for off-balance sheet exposures [Member]          
Allowance for loan losses          
Beginning Balance 0   0    
Adoption of ASU         0
Loans And Leases Receivable Allowance Adjusted Balance         0
Provision (credit) for loan losses 0   0    
Ending Balance 0   0    
Allocation Of The Allowance To Loan Segments [Abstract]          
Total allowance for loan losses $ 0   $ 0   $ 0
[1] The Company adopted ASU 2016-13 on July 1, 2023 with a modified retrospective approach. Accordingly, at December 31, 2023, the allowance for credit losses was determined in accordance with ASC 326, “Financial Instruments-Credit Losses.
[2]

The balance of $556,000 in accrued interest receivable is excluded from amortized cost and the calculation of the allowance for credit losses at December 31, 2023.