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LOANS AND ALLOWANCE FOR CREDIT LOSSES - Additional Information (Details)
3 Months Ended 6 Months Ended
Dec. 31, 2023
USD ($)
No
Dec. 31, 2022
USD ($)
Dec. 31, 2023
USD ($)
No
Dec. 31, 2022
USD ($)
Jul. 01, 2023
USD ($)
Jun. 30, 2023
USD ($)
Financing Receivable, Impaired [Line Items]            
Retained earnings $ 50,106,000   $ 50,106,000   $ 223,000 $ 50,416,000
Total Amortized Cost 177,010,000   177,010,000      
Accrued interest receivable $ 556,000   $ 556,000      
Mortagage Loan Term     25 years      
Loans and leases receivable, impaired, description Management performed a discounted cash flow calculation to determine the amount of impairment reserve required on each of the troubled debt restructurings.          
Accrued expenses and other liabilities $ 3,626,000   $ 3,626,000   $ 23,000 3,509,000
Change in provision for credit losses due to economic forecast 8,000   118,000,000      
Provision for Credit Losses for Off-Balance Sheet Exposures 0   11,000,000      
Unfunded Commitments 185,000   690,000,000      
Loan modification $ 0   $ 0      
Defaulted modified loans | No 0   0      
Charge-offs $ 0 $ 0 $ 0 $ 0    
Multifamily [Member]            
Financing Receivable, Impaired [Line Items]            
Total Amortized Cost 12,691,000   12,691,000      
Individually Evaluated Loans 387,000   387,000      
Charge-offs   0   $ 0    
Pass [Member]            
Financing Receivable, Impaired [Line Items]            
Total Amortized Cost 174,519,000   174,519,000      
Financing receivable, Nonaccrual 94,000   94,000      
Change in provision for credit losses due to economic forecast     896      
Provision for Credit Losses for Off-Balance Sheet Exposures     150      
Pass [Member] | Multifamily [Member]            
Financing Receivable, Impaired [Line Items]            
Total Amortized Cost 12,304,000   12,304,000      
Special Mention [Member]            
Financing Receivable, Impaired [Line Items]            
Total Amortized Cost 2,002,000   2,002,000      
Financing receivable, Nonaccrual 2,000,000   2,000,000     1,400,000
Special Mention [Member] | Multifamily [Member]            
Financing Receivable, Impaired [Line Items]            
Total Amortized Cost 387,000   $ 387,000      
Second Mortgage [Member]            
Financing Receivable, Impaired [Line Items]            
Mortagage Loan Value Ratio     80.00%      
Mortagage Loan Term     15 years      
Home Equity Line of Credit [Member]            
Financing Receivable, Impaired [Line Items]            
Mortagage Loan Value Ratio     80.00%      
Mortagage Loan Term     20 years      
1-4 family [Member]            
Financing Receivable, Impaired [Line Items]            
Mortagage Loan Value Ratio     80.00%      
Individually Evaluated Loans 1,700,000   $ 1,700,000      
Loans Receivable [Member]            
Financing Receivable, Impaired [Line Items]            
Financing receivable, Ninety days or more past due, Still accruing 0   0     0
Financing receivable, troubled debt restructuring, subsequent default 0 $ 0        
Loans Receivable [Member] | Financial Asset, Past Due [Member]            
Financing Receivable, Impaired [Line Items]            
Total Amortized Cost $ 94,000,000   $ 94,000,000     $ 0