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INCOME TAXES (Details Narrative) - USD ($) | 3 Months Ended | 9 Months Ended
--- | --- | ---
Jul. 31, 2021 | Jul. 31, 2020 | Jul. 31, 2021 | Jul. 31, 2020
Income Tax Disclosure [Abstract] |  |  |  |
Effective tax rate | 15.20% | (19.10%) | 14.20% | (12.90%)
Reinsurance Retention Policy, Amount Retained | $ (184,519) |  | $ (496,485) |
Net operating loss | $ 1,376,727 |  | $ 1,376,727 |
Operating loss expiration description |  |  | expire in 2029 |

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- Definition Amount of operating loss carryforward, before tax effects, available to reduce future taxable income under enacted tax laws. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 740 -SubTopic 10 -Section 50 -Paragraph 3 -Subparagraph (a) -URI http://asc.fasb.org/extlink&oid=121826272&loc=d3e32559-109319 + Details
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