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Reportable segments (Tables)

12 Months Ended

Dec. 31, 2025

Segment Reporting [Abstract]

Schedule of statements of operations for the company’s reporting segments

 Schedule of statements of operations for the company’s reporting segments

Year Ended December 31, 2025		Nigeria				South Africa				Argentina				United Kingdom				Other				Total
Revenue		$	38,541,234			$	9,734,927			$	98,834			$	-			$	164,358			$	48,539,353
Operating expenses:
General and administrative			159,247				253,292				188,871				9,643,155				229,474				10,474,039
Salaries, benefits, contractor costs			1,390,893				1,628,107				481,044				15,852,967				2,408,688				21,761,699
Marketing and commissions			38,450,947				10,020,960				87,879				437,458				127,282				49,124,526
Travel			247,606				2,427				95				737,981				(34	)			988,075
Professional fees			112,082				4,658				448,094				1,892,675				234,311				2,691,820
Product and technology development			-				8,774				30,255				4,332,454				14,622				4,386,105
Depreciation and amortization			-				-				-				2,717,640				-				2,717,640
Total operating expenses			40,360,775				11,918,218				1,236,238				35,614,330				3,014,343				92,143,904
Net loss from operations			(1,819,541	)			(2,183,291	)			(1,137,404	)			(35,614,330	)			(2,849,985	)			(43,604,551	)
Other expense:
Interest expense			-				6,901				34,403				2,154,175				(5,515	)			2,189,964
Loss on Debt Extinguishment			-				-				-				-				-				-
Loss from change in fair-value of convertible Shareholder loans			-				-				-				-				-				-
Stock based Compensation			-				-				-				-				-				-
Other Income			-				-				-				(1,165,544	)			-				(1,165,544	)
Gain/Loss of investment in subsidiaries			-				-				-				-				-				-
Foreign currency loss/(gain)			(6,001	)			(106,832	)			1,978,367				(325,494	)			67,838				1,607,878
Net loss before income taxes		$	(1,813,540	)		$	(2,083,360	)		$	(3,150,174	)		$	(36,277,467	)		$	(2,912,308	)		$	(46,236,849	)
Income tax benefit (expense)			-				-				-				-				-			$	-
Net loss		$	(1,813,540	)		$	(2,083,360	)		$	(3,150,174	)		$	(36,277,467	)		$	(2,912,308	)		$	(46,236,849	)

REDCLOUD HOLDINGS PLC

NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS

DECEMBER 31, 2025, AND 2024

Note 10 - Reportable segments (continued) 

Year Ended December 31, 2024		Nigeria				South Africa				Argentina				United Kingdom				Other				Total
Revenue		$	22,962,513			$	4,070,887			$	18,820,235			$	-			$	645,650			$	46,499,285
Operating expenses:
General and administrative			24,268				651,136				1,429,648				1,542,840				274,456				3,922,348
Salaries, benefits, contractor costs			532,300				1,707,079				643,458				13,056,513				3,316,906				19,256,255
Marketing and commissions			23,471,054				4,698,161				22,948,625				688,850				1,112,259				52,918,949
Travel			230,141				3,289				16,552				1,673,044				7,573				1,930,599
Professional fees			84,017				20,802				-				1,907,956				99,272				2,112,047
Product and technology development			-				9,010				34,108				3,082,969				-				3,126,087
Depreciation and amortization			-				-				-				1,881,323				-				1,881,323
Total operating expenses			24,341,780				7,089,477				25,072,391				23,833,495				4,810,466				85,147,608
Net loss from operations			(1,379,267	)			(3,018,590	)			(6,252,156	)			(23,833,495	)			(4,164,816	)			(38,648,323	)
Other expense:
Interest expense			(2	)			(775	)			15				3,104,140				16,676				3,120,054
Loss from change in fair-value of convertible Shareholder loans			-				-				-				4,377,051				-				4,377,051
(Gain) loss from changes in fair value			-				-				-				5,951,087				-				5,951,087
Foreign currency loss			(75	)			1,086				(528,443	)			991,016				6,636				470,219
Net loss before income taxes		$	(1,379,190	)		$	(3,018,901	)		$	(5,723,728	)		$	(38,256,789	)		$	(4,188,128	)		$	(52,566,734	)
Income tax benefit (expense)			-				-				-				(1,851,038	)			-				(1,851,038	)
Net loss		$	(1,379,190	)		$	(3,018,901	)		$	(5,723,728	)		$	(36,405,751	)		$	(4,188,128	)		$	(50,715,696	)

Schedule of geographic concentration of the company’s assets

The Company has a significant portion of its operations and net assets outside its home country of the United Kingdom. See the table below for the geographic concentration of the Company’s assets for the years ended December 31, 2025, and 2024.

 Schedule of geographic concentration of the company’s assets

		2025				2024
United Kingdom
Cash and cash equivalents		$	361,678			$	648,453
Accounts receivables and other receivables, net			201,715				-
Income taxes receivable			257,040				1,607,754
Other current assets			1,124,836				2,697,852
Property and equipment, net			444,967				593,358
Intangible assets, net			6,730,155				6,168,534
Investment on Joint Venture			134,476				-
Total United Kingdom		$	9,254,867			$	11,715,951
Nigeria
Cash and cash equivalents		$	60,264			$	33,458
Accounts receivables and other receivables, net			2,539,143				2,052,086
Other current assets			607,935				35,125
Total Nigeria		$	3,207,342			$	2,120,669
Argentina
Cash and cash equivalents		$	35,878			$	49,740
Accounts receivables and other receivables, net			18,584				2,975,215
Other current assets			73,887				6,818
Total Argentina		$	128,349			$	3,031,773
South Africa
Cash and cash equivalents		$	15,401			$	109
Accounts receivables and other receivables, net			11,500				500,114
Other current assets			6,903				2,915
Total South Africa		$	33,804			$	503,138
Other
Cash and cash equivalents		$	5,761			$	100,911
Accounts receivables and other receivables, net			501				1,411
Income taxes receivable			264				50,075
Other current assets			23,144				36,115
Total Other		$	29,670			$	188,512
Total Assets		$	12,654,032			$	17,560,043

X

- Definition

Tabular disclosure of all significant reconciling items in the reconciliation of total assets from reportable segments to the entity's consolidated assets.

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-Name Accounting Standards Codification
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Tabular disclosure of the reconciliation of profit (loss) from reportable segments to the consolidated income (loss) before income tax expense (benefit) and discontinued operations. Includes, but is not limited to, reconciliation after income tax if income tax is allocated to the reportable segment.

+ References

Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
-Name Accounting Standards Codification
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