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Consolidated Statements of Income - USD ($)
$ in Thousands
12 Months Ended
Jun. 30, 2020
Jun. 30, 2019
Interest Income    
Interest and fees on loans $ 22,917 $ 22,833
Securities    
Taxable 3,652 3,341
Tax-exempt 75 122
Federal Home Loan Bank dividends 71 150
Deposits with financial institutions 267 279
Total interest and dividend income 26,982 26,725
Interest Expense    
Deposits 7,910 7,317
Federal Home Loan Bank advances and repurchase agreements 651 1,537
Line of credit and other borrowings 133  
Total interest expense 8,694 8,854
Net Interest Income 18,288 17,871
Provision for Loan Losses 128 407
Net Interest Income After Provision for Loan Losses 18,160 17,464
Noninterest Income    
Insurance commissions 630 660
Brokerage commissions 911 981
Net realized gains on sale of available-for-sale securities 267 11
Mortgage banking income, net 119 236
Gain on sale of loans 801 343
Bank-owned life insurance income, net 273 269
Other 1,102 1,013
Total noninterest income 4,810 4,159
Noninterest Expense    
Compensation and benefits 11,070 10,644
Office occupancy 943 887
Equipment 1,564 1,377
Federal deposit insurance 21 169
Loss (gain) sale of foreclosed assets 27 (3)
Stationary, printing and office 128 107
Advertising 499 503
Professional services 442 355
Supervisory examination 154 165
Audit and accounting services 136 138
Organizational dues and subscriptions 49 44
Insurance bond premiums 163 150
Telephone and postage 213 223
Other 1,677 2,013
Total noninterest expense 17,086 16,772
Income Before Income Tax 5,884 4,851
Provision for Income Taxes 1,639 1,293
Net Income $ 4,245 $ 3,558
Earnings Per Share:    
Basic $ 1.37 $ 1.02
Diluted 1.35 1.01
Dividends Paid Per Share $ 0.30 $ 0.25
Customer Service Fees [Member]    
Noninterest Income    
Noninterest income $ 340 $ 367
Other Service Charges and Fees [Member]    
Noninterest Income    
Noninterest income $ 367 $ 279