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Condensed Consolidated Balance Sheets - USD ($)
$ in Thousands
Dec. 31, 2019
Jun. 30, 2019
Assets    
Cash and due from banks $ 10,468 $ 57,994
Interest-bearing demand deposits 376 1,606
Cash and cash equivalents 10,844 59,600
Interest-bearing time deposits in banks 3,000 3,000
Available-for-sale securities 146,807 146,291
Loans, net of allowance for loan losses of $6,222 and $6,328 at December 31, 2019 and June 30, 2019, respectively 490,481 487,774
Premises and equipment, net of accumulated depreciation of $7,672 and $7,345 at December 31, 2019 and June 30, 2019, respectively 10,470 10,706
Federal Home Loan Bank stock, at cost 1,598 1,174
Foreclosed assets held for sale 435 778
Accrued interest receivable 2,317 2,142
Bank-owned life insurance 9,211 9,072
Mortgage servicing rights 888 853
Deferred income taxes 1,592 2,066
Other 573 414
Total assets 678,216 723,870
Deposits    
Demand 26,606 80,442
Savings, NOW and money market 208,007 196,296
Certificates of deposit 289,729 290,761
Brokered certificates of deposit 24,984 39,524
Total deposits 549,326 607,023
Repurchase agreements 3,340 2,015
Federal Home Loan Bank advances 33,500 24,000
Line of credit and other borrowings 5,000  
Advances from borrowers for taxes and insurance 1,093 747
Accrued post-retirement benefit obligation 2,940 2,919
Accrued interest payable 1,706 801
Other 3,583 3,904
Total liabilities 600,488 641,409
Commitments and Contingencies
Stockholders' Equity    
Common stock, $.01 par value per share, 100,000,000 shares authorized, 3,263,171 and 3,578,252 shares issued and outstanding at December 31, 2019 and June 30, 2019, respectively 32 36
Additional paid-in capital 49,041 48,813
Unearned ESOP shares, at cost, 221,318 and 230,940 shares at December 31, 2019 and June 30, 2019, respectively (2,213) (2,309)
Retained earnings 29,921 35,356
Accumulated other comprehensive income, net of tax 947 565
Total stockholders' equity 77,728 82,461
Total liabilities and stockholders' equity $ 678,216 $ 723,870