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Condensed Consolidated Balance Sheets - USD ($)
$ in Thousands
Mar. 31, 2020
Jun. 30, 2019
Assets    
Cash and due from banks $ 6,336 $ 57,994
Interest-bearing demand deposits 539 1,606
Cash and cash equivalents 6,875 59,600
Interest-bearing time deposits in banks 3,000 3,000
Available-for-sale securities 152,948 146,291
Loans, net of allowance for loan losses of $6,474 and $6,328 at March 31, 2020 and June 30, 2019, respectively 494,517 487,774
Premises and equipment, net of accumulated depreciation of $7,845 and $7,345 at March 31, 2020 and June 30, 2019, respectively 10,322 10,706
Federal Home Loan Bank stock, at cost 2,408 1,174
Foreclosed assets held for sale 432 778
Accrued interest receivable 2,025 2,142
Bank-owned life insurance 9,277 9,072
Mortgage servicing rights 821 853
Deferred income taxes 999 2,066
Other 557 414
Total assets 684,181 723,870
Deposits    
Demand 27,276 80,442
Savings, NOW and money market 214,561 196,296
Certificates of deposit 272,288 290,761
Brokered certificates of deposit 19,005 39,524
Total deposits 533,130 607,023
Repurchase agreements 3,404 2,015
Federal Home Loan Bank advances 53,500 24,000
Line of credit and other borrowings 5,000  
Advances from borrowers for taxes and insurance 1,272 747
Accrued post-retirement benefit obligation 2,951 2,919
Accrued interest payable 935 801
Other 4,557 3,904
Total liabilities 604,749 641,409
Commitments and Contingencies
Stockholders' Equity    
Common stock, $.01 par value per share, 100,000,000 shares authorized, 3,240,376 and 3,578,252 shares issued and outstanding at March 31, 2020 and June 30, 2019, respectively 32 36
Additional paid-in capital 49,151 48,813
Unearned ESOP shares, at cost, 216,506 and 230,940 shares at March 31, 2020 and June 30, 2019, respectively (2,165) (2,309)
Retained earnings 29,802 35,356
Accumulated other comprehensive income, net of tax 2,612 565
Total stockholders' equity 79,432 82,461
Total liabilities and stockholders' equity $ 684,181 $ 723,870