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Earnings Per Common Share ("EPS")

6 Months Ended

Dec. 31, 2020

Note 4: Earnings Per Common Share (“EPS”)

Basic and diluted earnings per common share are presented for the three month and six month periods ended December 31, 2020 and 2019. The factors used in the earnings per common share computation follow:


	Three Months Ended			Three Months Ended			Six Months Ended			Six Months Ended
	December 31, 2020			December 31, 2019			December 31, 2020			December 31, 2019
Net income (loss)	$	1,463		$	964		$	2,794		$	2,064

Basic weighted average shares outstanding		3,240,376			3,266,353			3,240,376			3,399,814
Less: Average unallocated ESOP shares		(204,478	)		(223,723	)		(206,884	)		(226,129	)

Basic average shares outstanding		3,035,898			3,042,630			3,033,492			3,173,685

Diluted effect of restricted stock awards and stock options		36,598			57,282			24,141			54,778

Diluted average shares outstanding		3,072,496			3,099,912			3,057,633			3,228,463

Basic earnings per common share	$	0.48		$	0.32		$	0.92		$	0.65

Diluted earnings per common share	$	0.48		$	0.31		$	0.91		$	0.64