XML 36 R27.htm IDEA: XBRL DOCUMENT
v3.22.1

Loans and Allowance for Loan Losses (Tables) | 9 Months Ended
--- | ---
Mar. 31, 2022
Categories of Loans | Classes of loans include:
|  | March 31, 2022 |  |  | June 30, 2021 |
Real estate loans: |  |  |  |  |  |  |  |
One- to four-family, including home equity loans |  | $ | 124,590 |  |  | $ | 117,435 |
Multi-family |  |  | 88,566 |  |  |  | 104,433 |
Commercial |  |  | 165,132 |  |  |  | 155,884 |
Home equity lines of credit |  |  | 6,600 |  |  |  | 6,688 |
Construction |  |  | 31,127 |  |  |  | 25,345 |
Commercial |  |  | 81,399 |  |  |  | 103,088 |
Consumer |  |  | 8,298 |  |  |  | 7,653 |
Total loans |  |  | 505,712 |  |  |  | 520,526 |
Less: |  |  |  |  |  |  |  |
Unearned fees and discounts, net |  |  | (729 | ) |  |  | 556 |
Allowance for loan losses |  |  | 6,611 |  |  |  | 6,599 |
Loans, net |  | $ | 499,830 |  |  | $ | 513,371 |
Allowance for Loan Losses and Recorded Investment in Loans Based on Portfolio Segment and Impairment Method | The following tables present the balance in the allowance for loan losses and the recorded investment in loans based on portfolio segment and impairment method as of the three month and nine month periods ended March 31, 2022 and 2021 and the year ended June 30, 2021:
|  | Three Months Ended March 31, 2022 Real Estate Loans |
|  | One- to Four-Family |  |  | Multi- Family |  |  | Commercial |  |  | Home Equity Lines of Credit |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of period |  | $ | 1,082 |  |  | $ | 1,400 |  |  | $ | 1,962 |  |  | $ | 62 |
Provision charged to expense |  |  | (13 | ) |  |  | 27 |  |  |  | 4 |  |  |  | 4 |
Losses charged off |  |  | (26 | ) |  |  | — |  |  |  | — |  |  |  | — |
Recoveries |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Balance, end of period |  | $ | 1,043 |  |  | $ | 1,427 |  |  | $ | 1,966 |  |  | $ | 66 |
Ending balance: individually evaluated for impairment |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Ending balance: collectively evaluated for impairment |  | $ | 1,043 |  |  | $ | 1,427 |  |  | $ | 1,966 |  |  | $ | 66 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  | $ | 124,590 |  |  | $ | 88,566 |  |  | $ | 165,132 |  |  | $ | 6,600 |
Ending balance: individually evaluated for impairment |  | $ | 1,076 |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Ending balance: collectively evaluated for impairment |  | $ | 123,514 |  |  | $ | 88,566 |  |  | $ | 165,132 |  |  | $ | 6,600 |
|  | Three Months Ended March 31, 2022 (Continued) |
|  | Construction |  |  | Commercial |  |  | Consumer |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of period |  | $ | 299 |  |  | $ | 1,521 |  |  | $ | 69 |  |  | $ | 6,395 |
Provision charged to expense |  |  | 60 |  |  |  | 154 |  |  |  | 6 |  |  |  | 242 |
Losses charged off |  |  | — |  |  |  | — |  |  |  | (6 | ) |  |  | (32 | )
Recoveries |  |  | — |  |  |  | 4 |  |  |  | 2 |  |  |  | 6 |
Balance, end of period |  | $ | 359 |  |  | $ | 1,679 |  |  | $ | 71 |  |  | $ | 6,611 |
Ending balance: individually evaluated for impairment |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Ending balance: collectively evaluated for impairment |  | $ | 359 |  |  | $ | 1,679 |  |  | $ | 71 |  |  | $ | 6,611 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  | $ | 31,127 |  |  | $ | 81,399 |  |  | $ | 8,298 |  |  | $ | 505,712 |
Ending balance: individually evaluated for impairment |  | $ | — |  |  | $ | 38 |  |  | $ | — |  |  | $ | 1,114 |
Ending balance: collectively evaluated for impairment |  | $ | 31,127 |  |  | $ | 81,361 |  |  | $ | 8,298 |  |  | $ | 504,598 |
|  | Nine Months Ended March 31, 2022 Real Estate Loans |
|  | One- to Four-Family |  |  | Multi- Family |  |  | Commercial |  |  | Home Equity Lines of Credit |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of period |  | $ | 967 |  |  | $ | 1,674 |  |  | $ | 1,831 |  |  | $ | 67 |
Provision charged to expense |  |  | 101 |  |  |  | (247 | ) |  |  | 135 |  |  |  | (1 | )
Losses charged off |  |  | (26 | ) |  |  | — |  |  |  | — |  |  |  | — |
Recoveries |  |  | 1 |  |  |  | — |  |  |  | — |  |  |  | — |
Balance, end of period |  | $ | 1,043 |  |  | $ | 1,427 |  |  | $ | 1,966 |  |  | $ | 66 |
Ending balance: individually evaluated for impairment |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Ending balance: collectively evaluated for impairment |  | $ | 1,043 |  |  | $ | 1,427 |  |  | $ | 1,966 |  |  | $ | 66 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  | $ | 124,590 |  |  | $ | 88,566 |  |  | $ | 165,132 |  |  | $ | 6,600 |
Ending balance: individually evaluated for impairment |  | $ | 1,076 |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Ending balance: collectively evaluated for impairment |  | $ | 123,514 |  |  | $ | 88,566 |  |  | $ | 165,132 |  |  | $ | 6,600 |
|  | Nine Months Ended March 31, 2022 (Continued) |
|  | Construction |  |  | Commercial |  |  | Consumer |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of period |  | $ | 258 |  |  | $ | 1,740 |  |  | $ | 62 |  |  | $ | 6,599 |
Provision charged to expense |  |  | 101 |  |  |  | (77 | ) |  |  | 27 |  |  |  | 39 |
Losses charged off |  |  | — |  |  |  | — |  |  |  | (24 | ) |  |  | (50 | )
Recoveries |  |  | — |  |  |  | 16 |  |  |  | 6 |  |  |  | 23 |
Balance, end of period |  | $ | 359 |  |  | $ | 1,679 |  |  | $ | 71 |  |  | $ | 6,611 |
Ending balance: individually evaluated for impairment |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Ending balance: collectively evaluated for impairment |  | $ | 359 |  |  | $ | 1,679 |  |  | $ | 71 |  |  | $ | 6,611 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  | $ | 31,127 |  |  | $ | 81,399 |  |  | $ | 8,298 |  |  | $ | 505,712 |
Ending balance: individually evaluated for impairment |  | $ | — |  |  | $ | 38 |  |  | $ | — |  |  | $ | 1,114 |
Ending balance: collectively evaluated for impairment |  | $ | 31,127 |  |  | $ | 81,361 |  |  | $ | 8,298 |  |  | $ | 504,598 |
|  | Year Ended June 30, 2021 Real Estate Loans |
|  | One- to Four- Family |  |  | Multi- Family |  |  | Commercial |  |  | Home Equity Lines of Credit |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of year |  | $ | 1,044 |  |  | $ | 1,514 |  |  | $ | 1,706 |  |  | $ | 87 |
Provision charged to expense |  |  | (64 | ) |  |  | 160 |  |  |  | 125 |  |  |  | (20 | )
Losses charged off |  |  | (15 | ) |  |  | — |  |  |  | — |  |  |  | — |
Recoveries |  |  | 2 |  |  |  | — |  |  |  | — |  |  |  | — |
Balance, end of year |  | $ | 967 |  |  | $ | 1,674 |  |  | $ | 1,831 |  |  | $ | 67 |
Ending balance: individually evaluated for impairment |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Ending balance: collectively evaluated for impairment |  | $ | 967 |  |  | $ | 1,674 |  |  | $ | 1,831 |  |  | $ | 67 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  | $ | 117,435 |  |  | $ | 104,433 |  |  | $ | 155,884 |  |  | $ | 6,688 |
Ending balance: individually evaluated for impairment |  | $ | 1,252 |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Ending balance: collectively evaluated for impairment |  | $ | 116,183 |  |  | $ | 104,433 |  |  | $ | 155,884 |  |  | $ | 6,688 |
|  | Year Ended June 30, 2021 (Continued) |
|  | Construction |  |  | Commercial |  |  | Consumer |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of year |  | $ | 240 |  |  | $ | 1,583 |  |  | $ | 60 |  |  | $ | 6,234 |
Provision charged to expense |  |  | 18 |  |  |  | 611 |  |  |  | 14 |  |  |  | 844 |
Losses charged off |  |  | — |  |  |  | (473 | ) |  |  | (25 | ) |  |  | (513 | )
Recoveries |  |  | — |  |  |  | 19 |  |  |  | 13 |  |  |  | 34 |
Balance, end of year |  | $ | 258 |  |  | $ | 1,740 |  |  | $ | 62 |  |  | $ | 6,599 |
Ending balance: individually evaluated for impairment |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Ending balance: collectively evaluated for impairment |  | $ | 258 |  |  | $ | 1,740 |  |  | $ | 62 |  |  | $ | 6,599 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  | $ | 25,345 |  |  | $ | 103,088 |  |  | $ | 7,653 |  |  | $ | 520,526 |
Ending balance: individually evaluated for impairment |  | $ | — |  |  | $ | 46 |  |  | $ | — |  |  | $ | 1,298 |
Ending balance: collectively evaluated for impairment |  | $ | 25,345 |  |  | $ | 103,042 |  |  | $ | 7,653 |  |  | $ | 519,228 |
|  | Three Months Ended March 31, 2021 Real Estate Loans |
|  | One- to Four-Family |  |  | Multi- Family |  |  | Commercial |  |  | Home Equity Lines of Credit |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of period |  | $ | 1,011 |  |  | $ | 1,744 |  |  | $ | 1,782 |  |  | $ | 79 |
Provision charged to expense |  |  | (56 | ) |  |  | (3 | ) |  |  | (24 | ) |  |  | — |
Losses charged off |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Recoveries |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Balance, end of period |  | $ | 955 |  |  | $ | 1,741 |  |  | $ | 1,758 |  |  | $ | 79 |
Ending balance: individually evaluated for impairment |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Ending balance: collectively evaluated for impairment |  | $ | 955 |  |  | $ | 1,741 |  |  | $ | 1,758 |  |  | $ | 79 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  | $ | 116,363 |  |  | $ | 105,895 |  |  | $ | 149,639 |  |  | $ | 7,814 |
Ending balance: individually evaluated for impairment |  | $ | 1,328 |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Ending balance: collectively evaluated for impairment |  | $ | 115,035 |  |  | $ | 105,895 |  |  | $ | 149,639 |  |  | $ | 7,814 |
|  | Three Months Ended March 31, 2021 (Continued) |
|  | Construction |  |  | Commercial |  |  | Consumer |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of period |  | $ | 130 |  |  | $ | 1,636 |  |  | $ | 67 |  |  | $ | 6,449 |
Provision charged to expense |  |  | 69 |  |  |  | (80 | ) |  |  | (7 | ) |  |  | (101 | )
Losses charged off |  |  | — |  |  |  | — |  |  |  | (7 | ) |  |  | (7 | )
Recoveries |  |  | — |  |  |  | 4 |  |  |  | 6 |  |  |  | 10 |
Balance, end of period |  | $ | 199 |  |  | $ | 1,560 |  |  | $ | 59 |  |  | $ | 6,351 |
Ending balance: individually evaluated for impairment |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Ending balance: collectively evaluated for impairment |  | $ | 199 |  |  | $ | 1,560 |  |  | $ | 59 |  |  | $ | 6,351 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  | $ | 20,783 |  |  | $ | 103,326 |  |  | $ | 7,498 |  |  | $ | 511,318 |
Ending balance: individually evaluated for impairment |  | $ | — |  |  | $ | 65 |  |  | $ | — |  |  | $ | 1,393 |
Ending balance: collectively evaluated for impairment |  | $ | 20,783 |  |  | $ | 103,261 |  |  | $ | 7,498 |  |  | $ | 509,925 |
|  | Nine Months Ended March 31, 2021 Real Estate Loans |
|  | One- to Four-Family |  |  | Multi- Family |  |  | Commercial |  |  | Home Equity Lines of Credit |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of period |  | $ | 1,044 |  |  | $ | 1,514 |  |  | $ | 1,706 |  |  | $ | 87 |
Provision charged to expense |  |  | (76 | ) |  |  | 227 |  |  |  | 52 |  |  |  | (8 | )
Losses charged off |  |  | (15 | ) |  |  | — |  |  |  | — |  |  |  | — |
Recoveries |  |  | 2 |  |  |  | — |  |  |  | — |  |  |  | — |
Balance, end of period |  | $ | 955 |  |  | $ | 1,741 |  |  | $ | 1,758 |  |  | $ | 79 |
Ending balance: individually evaluated for impairment |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Ending balance: collectively evaluated for impairment |  | $ | 955 |  |  | $ | 1,741 |  |  | $ | 1,758 |  |  | $ | 79 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  | $ | 116,363 |  |  | $ | 105,895 |  |  | $ | 149,639 |  |  | $ | 7,814 |
Ending balance: individually evaluated for impairment |  | $ | 1,328 |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Ending balance: collectively evaluated for impairment |  | $ | 115,035 |  |  | $ | 105,895 |  |  | $ | 149,639 |  |  | $ | 7,814 |
|  | Nine Months Ended March 31, 2021 (Continued) |
|  | Construction |  |  | Commercial |  |  | Consumer |  |  | Total |
Allowance for loan losses: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Balance, beginning of period |  | $ | 240 |  |  | $ | 1,583 |  |  | $ | 60 |  |  | $ | 6,234 |
Provision charged to expense |  |  | (41 | ) |  |  | 1 |  |  |  | 10 |  |  |  | 165 |
Losses charged off |  |  | — |  |  |  | (40 | ) |  |  | (23 | ) |  |  | (78 | )
Recoveries |  |  | — |  |  |  | 16 |  |  |  | 12 |  |  |  | 30 |
Balance, end of period |  | $ | 199 |  |  | $ | 1,560 |  |  | $ | 59 |  |  | $ | 6,351 |
Ending balance: individually evaluated for impairment |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Ending balance: collectively evaluated for impairment |  | $ | 199 |  |  | $ | 1,560 |  |  | $ | 59 |  |  | $ | 6,351 |
Loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Ending balance |  | $ | 20,783 |  |  | $ | 103,326 |  |  | $ | 7,498 |  |  | $ | 511,318 |
Ending balance: individually evaluated for impairment |  | $ | — |  |  | $ | 65 |  |  | $ | — |  |  | $ | 1,393 |
Ending balance: collectively evaluated for impairment |  | $ | 20,783 |  |  | $ | 103,261 |  |  | $ | 7,498 |  |  | $ | 509,925 |
Credit Risk Profile of Association's Loan Portfolio Based on Rating Category and Payment Activity | The following tables present the credit risk profile of the Company’s loan portfolio based on rating category and payment activity:
|  | Real Estate Loans |  |  |  |  |  |  |  |  |  |  |  |  |
|  | One- to Four- Family |  |  | Multi-Family |  |  | Commercial |  |  | Home Equity Lines of Credit |  |  | Construction |  |  | Commercial |  |  | Consumer |  |  | Total |
March 31, 2022: |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 123,049 |  |  | $ | 88,310 |  |  | $ | 162,168 |  |  | $ | 6,600 |  |  | $ | 31,127 |  |  | $ | 75,993 |  |  | $ | 8,284 |  |  | $ | 495,531 |
Watch |  |  | 1,123 |  |  |  | — |  |  |  | 919 |  |  |  | — |  |  |  | — |  |  |  | 871 |  |  |  | — |  |  |  | 2,913 |
Substandard |  |  | 418 |  |  |  | 256 |  |  |  | 2,045 |  |  |  | — |  |  |  | — |  |  |  | 4,535 |  |  |  | 14 |  |  |  | 7,268 |
Doubtful |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Loss |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total |  | $ | 124,590 |  |  | $ | 88,566 |  |  | $ | 165,132 |  |  | $ | 6,600 |  |  | $ | 31,127 |  |  | $ | 81,399 |  |  | $ | 8,298 |  |  | $ | 505,712 |
|  | Real Estate Loans |  |  |  |  |  |  |  |  |  |  |  |  |
|  | One- to Four- Family |  |  | Multi-Family |  |  | Commercial |  |  | Home Equity Lines of Credit |  |  | Construction |  |  | Commercial |  |  | Consumer |  |  | Total |
June 30, 2021: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Pass |  | $ | 116,980 |  |  | $ | 104,170 |  |  | $ | 154,833 |  |  | $ | 6,688 |  |  | $ | 25,345 |  |  | $ | 97,078 |  |  | $ | 7,652 |  |  | $ | 512,746 |
Watch |  |  | — |  |  |  | — |  |  |  | 954 |  |  |  | — |  |  |  | — |  |  |  | 5,964 |  |  |  | 1 |  |  |  | 6,919 |
Substandard |  |  | 455 |  |  |  | 263 |  |  |  | 97 |  |  |  | — |  |  |  | — |  |  |  | 46 |  |  |  | — |  |  |  | 861 |
Doubtful |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Loss |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total |  | $ | 117,435 |  |  | $ | 104,433 |  |  | $ | 155,884 |  |  | $ | 6,688 |  |  | $ | 25,345 |  |  | $ | 103,088 |  |  | $ | 7,653 |  |  | $ | 520,526 |
Association's Loan Portfolio Aging Analysis | The following tables present the Company’s loan portfolio aging analysis:
|  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | 90 Days or Greater |  |  | Total Past Due |  |  | Current |  |  | Total Loans Receivable |  |  | Total Loans 90 Days Past Due & Accruing |
March 31, 2022: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
One- to four-family |  | $ | 1,301 |  |  | $ | — |  |  | $ | 34 |  |  | $ | 1,335 |  |  | $ | 123,255 |  |  | $ | 124,590 |  |  | $ | — |
Multi-family |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 88,566 |  |  |  | 88,566 |  |  |  | — |
Commercial |  |  | 213 |  |  |  | — |  |  |  | — |  |  |  | 213 |  |  |  | 164,919 |  |  |  | 165,132 |  |  |  | — |
Home equity lines of credit |  |  | — |  |  |  | 9 |  |  |  | — |  |  |  | 9 |  |  |  | 6,591 |  |  |  | 6,600 |  |  |  | — |
Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 31,127 |  |  |  | 31,127 |  |  |  | — |
Commercial |  |  | 34 |  |  |  | — |  |  |  | — |  |  |  | 34 |  |  |  | 81,365 |  |  |  | 81,399 |  |  |  | — |
Consumer |  |  | 23 |  |  |  | 11 |  |  |  | — |  |  |  | 34 |  |  |  | 8,264 |  |  |  | 8,298 |  |  |  | — |
Total |  | $ | 1,571 |  |  | $ | 20 |  |  | $ | 34 |  |  | $ | 1,625 |  |  | $ | 504,087 |  |  | $ | 505,712 |  |  | $ | — |
|  | 30-59 Days Past Due |  |  | 60-89 Days Past Due |  |  | 90 Days or Greater |  |  | Total Past Due |  |  | Current |  |  | Total Loans Receivable |  |  | Total Loans 90 Days Past Due & Accruing |
June 30, 2021: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
One- to four-family |  | $ | 320 |  |  | $ | 52 |  |  | $ | 152 |  |  | $ | 524 |  |  | $ | 116,911 |  |  | $ | 117,435 |  |  | $ | 118 |
Multi-family |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 104,433 |  |  |  | 104,433 |  |  |  | — |
Commercial |  |  | 86 |  |  |  | — |  |  |  | — |  |  |  | 86 |  |  |  | 155,798 |  |  |  | 155,884 |  |  |  | — |
Home equity lines of credit |  |  | 55 |  |  |  | — |  |  |  | — |  |  |  | 55 |  |  |  | 6,633 |  |  |  | 6,688 |  |  |  | — |
Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | 25,345 |  |  |  | 25,345 |  |  |  | — |
Commercial |  |  | 9 |  |  |  | — |  |  |  | — |  |  |  | 9 |  |  |  | 103,079 |  |  |  | 103,088 |  |  |  | — |
Consumer |  |  | 6 |  |  |  | — |  |  |  | — |  |  |  | 6 |  |  |  | 7,647 |  |  |  | 7,653 |  |  |  | — |
Total |  | $ | 476 |  |  | $ | 52 |  |  | $ | 152 |  |  | $ | 680 |  |  | $ | 519,846 |  |  | $ | 520,526 |  |  | $ | 118 |
Summary of Impaired Loans | The following tables present impaired loans:
|  |  |  |  |  |  |  |  |  |  | Three Months Ended March 31, 2022 |  |  | Nine Months Ended March 31, 2022 |
|  | Recorded Balance |  |  | Unpaid Principal Balance |  |  | Specific Allowance |  |  | Average Investment in Impaired Loans |  |  | Interest Income Recognized |  |  | Interest on Cash Basis |  |  | Average Investment in Impaired Loans |  |  | Interest Income Recognized |  |  | Interest on Cash Basis |
March 31, 2022: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans without a specific valuation allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
One- to four-family |  | $ | 1,076 |  |  | $ | 1,076 |  |  | $ | — |  |  | $ | 1,079 |  |  | $ | 6 |  |  | $ | 6 |  |  | $ | 1,083 |  |  | $ | 15 |  |  | $ | 14 |
Multi-family |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Home equity line of credit |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial |  |  | 38 |  |  |  | 38 |  |  |  | — |  |  |  | 40 |  |  |  | 1 |  |  |  | 1 |  |  |  | 42 |  |  |  | 3 |  |  |  | 3 |
Consumer |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Loans with a specific valuation allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
One- to four-family |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Multi-family |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Home equity line of credit |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Consumer |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
One- to four-family |  |  | 1,076 |  |  |  | 1,076 |  |  |  | — |  |  |  | 1,079 |  |  |  | 6 |  |  |  | 6 |  |  |  | 1,083 |  |  |  | 15 |  |  |  | 14 |
Multi-family |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Home equity line of credit |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial |  |  | 38 |  |  |  | 38 |  |  |  | — |  |  |  | 40 |  |  |  | 1 |  |  |  | 1 |  |  |  | 42 |  |  |  | 3 |  |  |  | 3 |
Consumer |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
|  | $ | 1,114 |  |  | $ | 1,114 |  |  | $ | — |  |  | $ | 1,119 |  |  | $ | 7 |  |  | $ | 7 |  |  | $ | 1,125 |  |  | $ | 18 |  |  | $ | 17 |
|  | Recorded Balance |  |  | Unpaid Principal Balance |  |  | Specific Allowance |  |  | Average Investment in Impaired Loans |  |  | Interest Income Recognized |  |  | Interest on Cash Basis |
June 30, 2021: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans without a specific valuation allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real estate loans: |  |  |  |
One- to four-family |  | $ | 1,252 |  |  | $ | 1,252 |  |  | $ | — |  |  | $ | 1,271 |  |  | $ | 67 |  |  | $ | 50 |
Multi-family |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Home equity line of credit |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial |  |  | 46 |  |  |  | 46 |  |  |  | — |  |  |  | 265 |  |  |  | 19 |  |  |  | 23 |
Consumer |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Loans with a specific allowance |  |  |  |
Real estate loans: |  |  |  |
One- to four-family |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |  |  | $ | — |
Multi-family |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Home equity line of credit |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Consumer |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total: |  |  |  |
Real estate loans: |  |  |  |
One- to four-family |  | $ | 1,252 |  |  | $ | 1,252 |  |  | $ | — |  |  | $ | 1,271 |  |  | $ | 67 |  |  | $ | 50 |
Multi-family |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Home equity line of credit |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial |  |  | 46 |  |  |  | 46 |  |  |  | — |  |  |  | 265 |  |  |  | 19 |  |  |  | 23 |
Consumer |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
|  | $ | 1,298 |  |  | $ | 1,298 |  |  | $ | — |  |  | $ | 1,536 |  |  | $ | 86 |  |  | $ | 73 |
|  |  |  |  |  |  |  |  |  |  | Three Months Ended March 31, 2021 |  |  | Nine Months Ended March 31, 2021 |
|  | Recorded Balance |  |  | Unpaid Principal Balance |  |  | Specific Allowance |  |  | Average Investment in Impaired Loans |  |  | Interest Income Recognized |  |  | Interest on Cash Basis |  |  | Average Investment in Impaired Loans |  |  | Interest Income Recognized |  |  | Interest on Cash Basis |
March 31, 2021: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Loans without a specific valuation allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
One- to four-family |  | $ | 1,328 |  |  | $ | 1,328 |  |  | $ | — |  |  | $ | 1,331 |  |  | $ | 14 |  |  | $ | 9 |  |  | $ | 1,343 |  |  | $ | 49 |  |  | $ | 42 |
Multi-family |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Home equity line of credit |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial |  |  | 65 |  |  |  | 65 |  |  |  | — |  |  |  | 67 |  |  |  | 1 |  |  |  | 1 |  |  |  | 73 |  |  |  | 2 |  |  |  | 2 |
Consumer |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Loans with a specific valuation allowance |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
One- to four-family |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Multi-family |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Home equity line of credit |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Consumer |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Total: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
Real estate loans: |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |  |
One- to four-family |  |  | 1,328 |  |  |  | 1,328 |  |  |  | — |  |  |  | 1,331 |  |  |  | 14 |  |  |  | 9 |  |  |  | 1,343 |  |  |  | 49 |  |  |  | 42 |
Multi-family |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Home equity line of credit |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Construction |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
Commercial |  |  | 65 |  |  |  | 65 |  |  |  | — |  |  |  | 67 |  |  |  | 1 |  |  |  | 1 |  |  |  | 73 |  |  |  | 2 |  |  |  | 2 |
Consumer |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |  |  |  | — |
|  | $ | 1,393 |  |  | $ | 1,393 |  |  | $ | — |  |  | $ | 1,398 |  |  | $ | 15 |  |  | $ | 10 |  |  | $ | 1,416 |  |  | $ | 51 |  |  | $ | 44 |
Loans Modified as Troubled Debt Restructurings | The following table presents the Company’s nonaccrual loans at March 31, 2022 and June 30, 2021:
|  | March 31, 2022 |  |  | June 30, 2021 |
Mortgages on real estate: |  |  |  |  |  |  |  |
One- to four-family |  | $ | 34 |  |  | $ | 34 |
Multi-family |  |  | — |  |  |  | — |
Commercial |  |  | — |  |  |  | — |
Home equity lines of credit |  |  | — |  |  |  | — |
Construction loans |  |  | — |  |  |  | — |
Commercial business loans |  |  | — |  |  |  | — |
Consumer loans |  |  | — |  |  |  | — |
Total |  | $ | 34 |  |  | $ | 34 |
Nonaccrual 1 [Member] |
Nonaccrual Loans | The following table presents the Company’s nonaccrual loans at March 31, 2022 and June 30, 2021:
|  | March 31, 2022 |  |  | June 30, 2021 |
Mortgages on real estate: |  |  |  |  |  |  |  |
One- to four-family |  | $ | 34 |  |  | $ | 34 |
Multi-family |  |  | — |  |  |  | — |
Commercial |  |  | — |  |  |  | — |
Home equity lines of credit |  |  | — |  |  |  | — |
Construction loans |  |  | — |  |  |  | — |
Commercial business loans |  |  | — |  |  |  | — |
Consumer loans |  |  | — |  |  |  | — |
Total |  | $ | 34 |  |  | $ | 34 |
Nonaccrual 2 [Member] |
Nonaccrual Loans | The following table presents the recorded balance, at original cost, of troubled debt restructurings, as of March 31, 2022 and June 30, 2021. All were performing according to the terms of the restructuring as of March 31, 2022, and with the exception of a single one- to four-family residential loan for $118,000, all were performing according to the terms of restructuring as of June 30, 2021. All loans listed as of both March 31, 2022 and June 30, 2021 were accruing.
|  | March 31, 2022 |  |  | June 30, 2021 |
Real estate loans |  |  |  |  |  |  |  |
One- to four-family |  | $ | 1,042 |  |  | $ | 1,218 |
Multi-family |  |  | — |  |  |  | — |
Commercial |  |  | — |  |  |  | — |
Home equity lines of credit |  |  | — |  |  |  | — |
Total real estate loans |  |  | 1,042 |  |  |  | 1,218 |
Construction |  |  | — |  |  |  | — |
Commercial |  |  | 38 |  |  |  | 46 |
Consumer loans |  |  | — |  |  |  | — |
Total |  | $ | 1,080 |  |  | $ | 1,264 |

X
- Definition Tabular disclosure of allowance for credit loss on financing receivable. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11B -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953423-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 13 -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919249-210447 + Details
Name: | us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 5 -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919230-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 29 -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953659-111524 + Details
Name: | us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of impaired financing receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 15 -URI http://asc.fasb.org/extlink&oid=123577603&loc=d3e5212-111524 + Details
Name: | us-gaap_ImpairedFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of aging analysis for financing receivable. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 14 -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919253-210447 Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7A -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953401-111524 Reference 3: http://www.xbrl.org/2003/role/exampleRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 55 -Paragraph 80 -URI http://asc.fasb.org/extlink&oid=124267575&loc=SL82922355-210448 Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=123577603&loc=d3e5111-111524 + Details
Name: | us-gaap_PastDueFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of the various types of trade accounts and notes receivable and for each the gross carrying value, allowance, and net carrying value as of the balance sheet date. Presentation is categorized by current, noncurrent and unclassified receivables. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 210 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.5-02.3,4) -URI http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682 + Details
Name: | us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivable on nonaccrual status. + References Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 7 -URI http://asc.fasb.org/extlink&oid=123577603&loc=d3e5111-111524 Reference 2: http://www.xbrl.org/2003/role/disclosureRef -Publisher FASB -Name Accounting Standards Codification -Topic 326 -SubTopic 20 -Section 50 -Paragraph 16 -URI http://asc.fasb.org/extlink&oid=124255953&loc=SL82919258-210447 + Details
Name: | us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Definition Tabular disclosure of financing receivable modified as troubled debt restructuring. + References Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 33 -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953676-111524 Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 34 -URI http://asc.fasb.org/extlink&oid=123577603&loc=SL6953682-111524 + Details
Name: | us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock
Namespace Prefix: | us-gaap_
Data Type: | dtr-types:textBlockItemType
Balance Type: | na
Period Type: | duration

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=iroq_NonaccrualOneMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |

X
- Details
Name: | us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=iroq_NonaccrualTwoMember
Namespace Prefix: |
Data Type: | na
Balance Type: |
Period Type: |