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Condensed Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 9 Months Ended
Mar. 31, 2022
Mar. 31, 2021
Operating Activities    
Net income $ 4,749 $ 4,354
Items not requiring (providing) cash    
Depreciation 505 508
Provision for loan losses 39 165
Amortization of premiums and discounts on securities 460 621
Deferred income taxes 304 (47)
Net realized gains on loan sales (414) (1,286)
Net realized gains on sales of available-for-sale securities 0 (320)
Loss on foreclosed assets held for sale 6 18
Bank-owned life insurance income, net (393) (346)
ESOP compensation expense 340 272
Stock equity plan expense 116 149
Changes in    
Originations of loans held for sale (21,680) (44,211)
Proceeds from sales of loans held for sale 21,875 45,754
Accrued interest receivable (109) (126)
Other assets 328 (423)
Accrued interest payable (31) (316)
Post-retirement benefit obligation 29 63
Other liabilities (421) (131)
Net cash provided by operating activities 5,703 4,698
Investing Activities    
Net change in interest bearing time deposits 0 500
Purchases of available-for-sale securities (68,002) (57,719)
Proceeds from the sales of available-for-sale securities 0 12,891
Proceeds from maturities and pay-downs of available-for-sale securities 23,006 27,063
Net change in loans 13,225 4,473
Purchase of premises and equipment (282) (251)
Proceeds from sale of foreclosed assets 253 414
Purchase of Federal Home Loan Bank stock 0 (1,170)
Purchase of bank-owned life insurance (5,000) 0
Proceeds from settlement of bank-owned life insurance death claim 454 417
Net cash used in investing activities (36,346) (13,382)
Financing Activities    
Net increase in demand deposits, money market, NOW and savings accounts 2,002 28,595
Net decrease in certificates of deposit, including brokered certificates (2,603) (13,061)
Net increase in advances from borrowers for taxes and insurance 370 930
Proceeds from Federal Home Loan Bank advances 0 72,000
Repayments of Federal Home Loan Bank advances (5,000) (82,500)
Net increase in repurchase agreements 1,018 2,963
Dividends paid (532) (454)
Proceeds from exercise of stock options 315 0
Net cash provided by (used in) financing activities (4,430) 8,473
Net Decrease in Cash and Cash Equivalents (35,073) (211)
Cash and Cash Equivalents, Beginning of Period 62,735 33,467
Cash and Cash Equivalents, End of Period 27,662 33,256
Supplemental Cash Flows Information    
Interest paid 1,948 3,783
Income taxes paid, net of refunds 1,603 2,137
Foreclosed assets acquired in settlement of loans 120 253
Dividends payable $ 570 $ 486