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Loan Servicing
 12 Months Ended
Jun. 30, 2023
Transfers and Servicing [Abstract]  
Loan Servicing
Note 5:    Loan Servicing
Mortgage loans serviced for others are not included in the accompanying consolidated balance sheets. The unpaid principal balance of mortgage loans serviced for others was $133,228,000 and $141,229,000 at June 30, 2023 and 2022, respectively.
Custodial escrow balances in connection with the foregoing loan servicing were $1,536,000 and $691,000 at June 30, 2023 and 2022, respectively.
The aggregate fair value of capitalized mortgage servicing rights at June 30, 2023 and 2022 was $1,482,000 and $1,463,000, respectively. Comparable market values and a valuation model that calculates the present value of future cash flows were used to estimate fair value. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as costs to service, a discount rate, custodial earnings rate, default rates and losses and prepayment speeds.
The following summarizes the activity in mortgage servicing rights measured using the fair value method:
 
    
      2023      
     
      2022      
  
Fair value, beginning of period
    $ 1,463      $ 1,013  
Additions:
      
Servicing assets resulting from asset transfers
      89        287  
Subtractions:
      
Payments received and loans refinanced
      (171 )       (263 ) 
Changes in fair value, due to changes in valuation inputs or assumptions
      101        426  
  
 
 
     
 
 
  
Fair value, end of period
    $ 1,482      $ 1,463  
  
 
 
     
 
 
  
 
 
For purposes of measuring impairment, risk characteristics including product type, investor type, and interest rates, were used to stratify the originated mortgage servicing rights.