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Condensed Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 6 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Operating Activities    
Net income $ 3,373 $ 3,595
Items not requiring (providing) cash    
Depreciation 323 337
Provision (credit) for credit losses 13 (203)
Amortization of premiums and discounts on securities 201 341
Deferred income taxes (147) 256
Net realized gains on loan sales (76) (382)
Net realized gains on sales of available-for-sale securities 183 0
Gain on foreclosed assets held for sale (28) (13)
Bank-owned life insurance income, net (194) (305)
Originations of loans held for sale (3,276) (15,989)
Proceeds from sales of loans held for sale 3,527 16,943
ESOP compensation expense 180 223
Stock equity plan expense 147 76
Changes in    
Accrued interest receivable (558) (145)
Other assets (1,455) 172
Accrued interest payable 499 (29)
Post-retirement benefit obligation 12 22
Other liabilities (2,173) (1,325)
Net cash provided by (used in) operating activities 551 3,574
Investing Activities    
Net change in interest bearing time deposits 250 0
Purchases of available-for-sale securities (11,398) (44,182)
Proceeds from the sales of available-for-sale securities 3,846 0
Proceeds from maturities and pay downs of available-for-sale securities 14,810 17,206
Net change in loans (42,183) 21,166
Purchase of premises and equipment (114) (82)
Proceeds from sale of foreclosed assets 148 81
Purchase of Federal Home Loan Bank stock (1,050) 0
Redemption of Federal Home Loan Bank stock 349 0
Purchase of bank-owned life insurance 0 (2,500)
Proceeds from settlement of bank-owned life insurance policies 0 454
Net cash used in investing activities (35,342) (7,857)
Financing Activities    
Net decrease in demand deposits, money market, NOW and savings accounts (98,470) (18,826)
Net increase (decrease) in certificates of deposit, including brokered certificates 13,787 (6,579)
Net increase in advances from borrowers for taxes and insurance 596 67
Proceeds from Federal Home Loan Bank advances 176,000 0
Repayments of Federal Home Loan Bank advances (125,000) 0
Net increase in repurchase agreements 694 690
Dividends paid (633) (532)
Proceeds from exercise of stock options 449 315
Net cash used in financing activities (32,577) (24,865)
Net Decrease in Cash and Cash Equivalents (67,368) (29,148)
Cash and Cash Equivalents, Beginning of Period 75,811 62,735
Cash and Cash Equivalents, End of Period 8,443 33,587
Supplemental Cash Flows Information    
Interest paid 2,390 1,335
Income taxes paid $ 1,272 $ 1,074