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Condensed Consolidated Statements of Cash Flows - USD ($)
$ in Thousands
 3 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Operating Activities    
Net income $ 466 $ 1,969
Items not requiring (providing) cash    
Depreciation 177 166
Provision (credit) for credit losses 222 (88)
Amortization (Accretion) of premiums and discounts on securities (66) 110
Deferred income taxes 116 (92)
Net realized gains on loan sales (72) (42)
Gain on foreclosed assets held for sale 0 (28)
Bank-owned life insurance income, net (101) (97)
Originations of loans held for sale (3,539) (1,344)
Proceeds from sales of loans held for sale 3,502 1,523
ESOP compensation expense 73 91
Stock equity plan expense 90 56
Changes in    
Accrued interest receivable (442) (306)
Other assets 1,908 (53)
Accrued interest payable 1,071 31
Post-retirement benefit obligation 8 6
Other liabilities (2,412) (2,187)
Net cash provided by (used in) operating activities 1,001 (285)
Investing Activities    
Purchases of available-for-sale securities 0 (980)
Proceeds from maturities and pay downs of available-for-sale securities 3,091 7,201
Net change in loans (27,402) (24,872)
Purchase of premises and equipment (93) (28)
Proceeds from the sale of foreclosed assets 3 148
Purchase of Federal Home Loan Bank stock (1,637) (547)
Redemption of Federal Home Loan Bank stock 0 349
Net cash used in investing activities (26,038) (18,729)
Financing Activities    
Net decrease in demand deposits, money market, NOW and savings accounts (61,444) (83,170)
Net increase (decrease) in certificates of deposit, including brokered certificates 13,278 (11,445)
Net increase (decrease) in advances from borrowers for taxes and insurance (454) 279
Proceeds from Federal Home Loan Bank advances 203,500 112,000
Repayments of Federal Home Loan Bank advances (132,500) (64,000)
Net increase in repurchase agreements 5,251 476
Proceeds from exercise of stock options 0 449
Net cash provided by (used in) financing activities 27,631 (45,411)
Net Increase (Decrease) in Cash and Cash Equivalents 2,594 (64,425)
Cash and Cash Equivalents, Beginning of Period 10,988 75,811
Cash and Cash Equivalents, End of Period 13,582 11,386
Supplemental Cash Flows Information    
Interest paid 3,637 797
Income taxes paid (net of refunds) 45 85
Dividends Payable $ 672 $ 667